Minnesota Legislature
Office of the Revisor of Statutes
2004 Minnesota Statutes Index (topics)
BANKS
See also DEPOSITS
Acceptance
Death or incompetency of customers, effect, Minn. Statutes 2004 336.4-405
Notice of holding, Minn. Statutes 2004 336.4-212
Presentment warranties, Minn. Statutes 2004 336.4-208
Reservation of rights, Minn. Statutes 2004 336.1-308
Settlement, medium and time, Minn. Statutes 2004 336.4-213
Access to data, see Records and record keeping under this topic
Accounting and bookkeeping
Fiduciary accounts, Minn. Statutes 2004 48.39
Generally, Minn. Statutes 2004 48.49
Individual retirement accounts, Minn. Statutes 2004 48.15
Medical savings accounts, Minn. Statutes 2004 47.75, 48.15
Substitution of affiliates, Minn. Statutes 2004 48A.10
Accounts, see BANK ACCOUNTS
Acquisitions, proposed, Minn. Statutes 2004 46.048
Addresses, bingo or gambling organizations, Minn. Statutes 2004 349.19
Advertising
Money orders, checks, Minn. Statutes 2004 48.151
Restrictions, Minn. Statutes 2004 47.09
Savings departments, Minn. Statutes 2004 47.23
Affiliated banks
Defined, Minn. Statutes 2004 48A.09
Substitution of affiliates, Minn. Statutes 2004 48A.10, 48A.15
African Development Bank
Investments in, Minn. Statutes 2004 50.14, 60A.11, 61A.28
Afternoon, defined, Minn. Statutes 2004 336.4-104
Age, checks, limit for presenting, Minn. Statutes 2004 336.4-404
Agents, banks, status as, Minn. Statutes 2004 336.4-201
Aggravated forgery
Records relating to state funds, Minn. Statutes 2004 609.625
Agreements, see Contracts under this topic
Alteration of instruments, see Alteration under NEGOTIABLE INSTRUMENTS
Application of law
Agency status, Minn. Statutes 2004 336.4-201
Banking law, Minn. Statutes 2004 47.07
Checks, settlement below par, Minn. Statutes 2004 48.158
Dissolution, actions causing, exceptions, Minn. Statutes 2004 300.58
Generally, Minn. Statutes 2004 336.4-102
Investment securities, Minn. Statutes 2004 336.4-102
Loans and credit sale contracts, interest rates and charges, Minn. Statutes 2004 47.59
Negotiable instruments, Minn. Statutes 2004 336.4-102
Residential mortgage originators and servicers, license exemptions, Minn. Statutes 2004 58.04
Security for loans, inapplicable laws, Minn. Statutes 2004 47.21
Substitution of fiduciaries, Minn. Statutes 2004 48A.15
Trust companies, Minn. Statutes 2004 48A.02
Trust companies assuming banking powers, Minn. Statutes 2004 48A.04
Usurious interest rates, penalties determined at time of contract, Minn. Statutes 2004 334.20
Applications for substitution, Minn. Statutes 2004 48A.10
Applications to organize
Conditions for granting, Minn. Statutes 2004 46.044
Generally, Minn. Statutes 2004 46.041
Trust companies, Minn. Statutes 2004 48A.02
Arrests, damages, wrongful dishonor, Minn. Statutes 2004 336.4-402
Articles of incorporation
Filing with commerce commissioner, Minn. Statutes 2004 47.08
Asian Development Bank
Investments in, Minn. Statutes 2004 50.14, 60A.11, 61A.28
Assets
Inventory, liquidation, Minn. Statutes 2004 49.24
Liquid assets, Minn. Statutes 2004 48.221
National banks, state banks organized from, Minn. Statutes 2004 48.31
Pledging, Minn. Statutes 2004 48.16, 48.18, 48.20
Real estate, Minn. Statutes 2004 47.10, 48.21, 48.24
Reserves, Minn. Statutes 2004 48.221
Security, FDIC loans, Minn. Statutes 2004 49.05
Substitution of affiliates, Minn. Statutes 2004 48A.10
Transfers, mergers and consolidations, Minn. Statutes 2004 49.33
Assignments
Insolvency, assignments prohibited, Minn. Statutes 2004 49.013
Rail user and rail carrier loans, Minn. Statutes 2004 222.58
Attachment, Minn. Statutes 2004 49.04
Audits and examinations, see Examining under this topic
Background checks, acquisition, Minn. Statutes 2004 46.048
Bank accounts, see BANK ACCOUNTS
Bank holding companies, see BANK HOLDING COMPANIES
Bank notes
Counterfeiting, evidence of, signatures, testimony about, Minn. Statutes 2004 634.02
Defined as money, Minn. Statutes 2004 272.03
Bankers, professional fund raisers, exclusion, Minn. Statutes 2004 309.50
Bankers' acceptances
Defined as permissible investments, Minn. Statutes 2004 53B.03
Banking days
Defined, Minn. Statutes 2004 336.4-104
Funds-transfer business day, defined, Minn. Statutes 2004 336.4A-105
Banking institution, banks defined as, Minn. Statutes 2004 46.047, 48.01
Banking organization, banks defined as, Minn. Statutes 2004 345.31
Banks for cooperatives, interest law, exclusion, Minn. Statutes 2004 334.06
Banks owned by holding companies
Acquisition, Minn. Statutes 2004 46.048, 48.93, 48.99, 48.992
Banks with trust powers
Administrators of estates, appointment as, Minn. Statutes 2004 48A.07
Agents, fiduciary duties and powers, Minn. Statutes 2004 48A.07
Assignments for benefit of creditors, fiduciary duties and powers, Minn. Statutes 2004 48A.07
Capital, Minn. Statutes 2004 48.44, 48A.08
Commencement of business, Minn. Statutes 2004 48.47
Commingling of funds, Minn. Statutes 2004 48A.07
Common trust fund, Minn. Statutes 2004 48A.07
Compensation for services, Minn. Statutes 2004 48A.07
Deeds, investment powers, Minn. Statutes 2004 48A.08
Definitions, Minn. Statutes 2004 48A.09
Deposits to, Minn. Statutes 2004 48A.07
Executors, appointment as, Minn. Statutes 2004 48A.07
Fiduciary duties and powers, Minn. Statutes 2004 48A.07
Generally, Minn. Statutes 2004 48.44 to 48.47
Guarantees, Minn. Statutes 2004 48A.07, 48A.08
Guardians, appointment as, Minn. Statutes 2004 48A.07
Indebtedness, Minn. Statutes 2004 48A.07, 48A.08
Interpretation of law, trustees, duties, Minn. Statutes 2004 48A.07
Investments permitted to banks, Minn. Statutes 2004 48A.07, 48A.08
Jurisdiction, courts of record, Minn. Statutes 2004 48A.08
Liability, limitations, exception, Minn. Statutes 2004 48A.07
Loans by, investment powers, Minn. Statutes 2004 48A.08
Mortgage trustees, fiduciary duties and powers, Minn. Statutes 2004 48A.07
Mortgages, investment powers, Minn. Statutes 2004 48A.08
Name, Minn. Statutes 2004 48.45
Personal property, duties and powers, Minn. Statutes 2004 48A.07, 48A.08
Real property, duties and powers, Minn. Statutes 2004 48A.07, 48A.08
Receivers, appointment as, Minn. Statutes 2004 48A.07
Rents, collection, fiduciary duties and powers, Minn. Statutes 2004 48A.07
Safe deposit vaults, duties and powers, Minn. Statutes 2004 48A.08
Securities, Minn. Statutes 2004 48.46, 48A.07, 48A.08
Surplus, Minn. Statutes 2004 48.44, 48A.08
Taxes, payment, fiduciary duties and powers, Minn. Statutes 2004 48A.07
Trust services offices, Minn. Statutes 2004 48A.15
Trustees, appointment as, Minn. Statutes 2004 48A.07
Beneficiary's bank
Choice of law, Minn. Statutes 2004 336.4A-507
Creditor process, Minn. Statutes 2004 336.4A-502
Defined, Minn. Statutes 2004 336.4A-103
Liability, payment orders, nonpayment, Minn. Statutes 2004 336.4A-404
Misdescriptions, Minn. Statutes 2004 336.4A-207, 336.4A-208
Notice given, payment orders, Minn. Statutes 2004 336.4A-404, 336.4A-405
Payment orders, duties, Minn. Statutes 2004 336.4A-209, 336.4A-211
Payments by, Minn. Statutes 2004 336.4A-404, 336.4A-405
Payments to, senders, duties, Minn. Statutes 2004 336.4A-402
Refunds, rights, Minn. Statutes 2004 336.4A-405
Restitution, recovery, Minn. Statutes 2004 336.4A-207, 336.4A-211
Restraining orders, Minn. Statutes 2004 336.4A-503
Board of directors, see Directors under this topic
Bonds (officers and fiduciaries)
Characteristics, generally, Minn. Statutes 2004 45.0291
Relicensure, conditions for, Minn. Statutes 2004 45.027
Surety bonds
Agricultural society, state, depository, Minn. Statutes 2004 37.07
Corporate surety bonds, Minn. Statutes 2004 9.031, 16A.272
Economic development authorities, depositories for, Minn. Statutes 2004 469.099
Generally, Minn. Statutes 2004 48.12 to 48.14
Branch banks
Action or nonaction, liability, Minn. Statutes 2004 336.4-102
Constructive notice, knowledge of one branch, Minn. Statutes 2004 336.4-107
Defined, Minn. Statutes 2004 336.1-201
Interstate bank mergers or consolidations, Minn. Statutes 2004 49.411
Interstate branch banks, see under INTERSTATE BANKING
Letters of credit, Minn. Statutes 2004 336.5-116
Secured transactions, location, Minn. Statutes 2004 336.9-307
Separate banks, branches deemed as, Minn. Statutes 2004 336.4-107, 336.4A-105
Stop payment orders, Minn. Statutes 2004 336.4-107
Violations, liquidation, Minn. Statutes 2004 48.34
Breach of fiduciary duty, liability, Minn. Statutes 2004 48A.15
Breach of warranty
Encoding warranties, damages, Minn. Statutes 2004 336.4-209
Payor banks, recovery by, exception, Minn. Statutes 2004 336.4-406
Presentment warranties, damages, Minn. Statutes 2004 336.4-208
Retention warranties, damages, Minn. Statutes 2004 336.4-209
Transfer warranties, damages, Minn. Statutes 2004 336.4-207
Burden of proof
Collecting banks, reasonable time, Minn. Statutes 2004 336.4-202
Damages, payment after stop payment order, Minn. Statutes 2004 336.4-403
Burglary, Minn. Statutes 2004 609.582
Business activities, trust services offices, Minn. Statutes 2004 48A.15
Business corporations
Banking authority not granted, Minn. Statutes 2004 302A.501
Business trusts, see BUSINESS TRUSTS
Bylaws, filing, Minn. Statutes 2004 47.15
Canada, obligations
Insurance companies, investment in, Minn. Statutes 2004 60A.11
Capital
Banks organizing as trust companies, Minn. Statutes 2004 48.44
Capital funds, Minn. Statutes 2004 48.02
Capital notes, Minn. Statutes 2004 48.62
Impairment, Minn. Statutes 2004 49.02, 49.04
Increase, Minn. Statutes 2004 48.04, 48.28
Investments permitted to banks, see same under this topic
Reduction, Minn. Statutes 2004 48.04, 48.05
Requirements, Minn. Statutes 2004 48.02
Trust authority, Minn. Statutes 2004 48.36, 48.37
Withdrawal, Minn. Statutes 2004 48.05
Capital stock
Assessments, Minn. Statutes 2004 49.02
Common stock, dividends, Minn. Statutes 2004 48.055
Conversions, Minn. Statutes 2004 49.43
Defined as personal property, Minn. Statutes 2004 272.03
Failure to assess, liquidation, Minn. Statutes 2004 49.02
Investments, limitation, percentage of capital, Minn. Statutes 2004 48.61
Loans, discounts on security or purchase, limitations, Minn. Statutes 2004 48.23
Mergers and consolidations, Minn. Statutes 2004 49.35, 49.41, 49.43
No par stock, Minn. Statutes 2004 300.33
Payments into, proceeds, employee option and stock purchase plans, Minn. Statutes 2004 48.605
Preferred stock, Minn. Statutes 2004 48.055
Reduction, Minn. Statutes 2004 49.02
Reverse stock splits, Minn. Statutes 2004 48.056
Sale, Minn. Statutes 2004 49.02
Stock option and stock purchase plans, increase, Minn. Statutes 2004 48.605
Surplus, proceeds, employee stock option and stock purchase plans, Minn. Statutes 2004 48.605
Cash
Final payments, Minn. Statutes 2004 336.4-215
Settlement, medium and time, Minn. Statutes 2004 336.4-213
Cashiers checks, see under CHECKS
Certificates of authority
Banks organized as trust companies, Minn. Statutes 2004 48.46
Commerce commissioner, duties, Minn. Statutes 2004 47.16
Forfeiture, liquidation, Minn. Statutes 2004 49.04
Issuing, Minn. Statutes 2004 46.041, 46.045
Certificates of deposit, see CERTIFICATES OF DEPOSIT
Certificates of incorporation
Notice of intent to organize, supplying with certificate, Minn. Statutes 2004 47.14
State banks organized from national banks, Minn. Statutes 2004 48.31
Statements accompanying, Minn. Statutes 2004 47.14
Certificates of indebtedness
State certificates, Minn. Statutes 2004 16A.671
Certified checks, see under CHECKS
Charges and rates
Adjustment, implicit price deflator, use in calculating, Minn. Statutes 2004 47.59
Interest rates, see same under this topic
Charitable trusts, banks owned by, sales, assignments, transfers, and mergers, Minn. Statutes 2004 501B.45
Charters, Minn. Statutes 2004 46.044, 316.13
Checking accounts, see under BANK ACCOUNTS
Checks, see CHECKS
Claims
Preferred claims, Minn. Statutes 2004 336.4-216
Rail user and rail carrier loans, defaults, Minn. Statutes 2004 222.58
Settlement after forfeiture of charter, Minn. Statutes 2004 316.13
Claims in recoupment
Collecting banks, rights, Minn. Statutes 2004 336.4-201
Transfer warranties, Minn. Statutes 2004 336.4-207
Clearing corporations, see under SECURITIES
Clearinghouse rules
Collecting banks, items sent to nonbank payors, Minn. Statutes 2004 336.4-204
Electronic presentment, Minn. Statutes 2004 336.4-110
Settlement, Minn. Statutes 2004 336.4-213, 336.4-215, 336.4-303
Variation by agreement, Minn. Statutes 2004 336.4-103
Clearinghouses
Defined, Minn. Statutes 2004 336.4-104
Provisional settlement for items through, Minn. Statutes 2004 336.4-215
Return of items received through, Minn. Statutes 2004 336.4-301
Rules, see Clearinghouse rules under this topic
Clerical service corporations
Generally, Minn. Statutes 2004 48.89
Offices, establishment, location, Minn. Statutes 2004 48.892
Closing
Days designated by president or governor, Minn. Statutes 2004 47.0153
Emergencies, Minn. Statutes 2004 47.0151 to 47.0155
Holidays and holiday eves, Minn. Statutes 2004 47.015
Mondays, Minn. Statutes 2004 47.015
Permanent, notice, Minn. Statutes 2004 47.0156
Saturdays, Minn. Statutes 2004 47.015
Surety bond violations, Minn. Statutes 2004 48.14
Temporary, legal effect, Minn. Statutes 2004 47.0155
Collateral, public retirement plans, deposits, Minn. Statutes 2004 356A.06
Collecting banks
Agency status, presumption and duration, Minn. Statutes 2004 336.4-201
Charge back, Minn. Statutes 2004 336.4-214
Death or incompetency of customers, Minn. Statutes 2004 336.4-405
Defined, Minn. Statutes 2004 336.4-105
Designation, Minn. Statutes 2004 336.4-106
Dishonor of instruments, Minn. Statutes 2004 336.3-505
Documentary drafts, presentment, Minn. Statutes 2004 336.4-502
Documents of title warranties, Minn. Statutes 2004 336.7-508
Encoding warranties, Minn. Statutes 2004 336.4-209
Final payment, Minn. Statutes 2004 336.4-215, 336.4-216
Holder in due course, status as, Minn. Statutes 2004 336.4-211
Insolvency, preferred claims, Minn. Statutes 2004 336.4-216
Instructions, Minn. Statutes 2004 336.4-203, 336.4-204
Liability, Minn. Statutes 2004 336.4-202, 336.4-203
Notice given, Minn. Statutes 2004 336.3-503, 336.3-505, 336.4-202, 336.4-212
Ordinary care, Minn. Statutes 2004 336.4-202
Payments suspended, Minn. Statutes 2004 336.4-216
Proper action, timeliness, burden of proof, Minn. Statutes 2004 336.4-202
Provisional settlement of items, Minn. Statutes 2004 336.4-215
Refunds, Minn. Statutes 2004 336.4-214
Retention warranties, Minn. Statutes 2004 336.4-209
Security interests, Minn. Statutes 2004 336.4-210
Sending and presenting methods, Minn. Statutes 2004 336.4-204
Time limits, delay or modification, Minn. Statutes 2004 336.4-109
Transfer warranties, Minn. Statutes 2004 336.4-207
Collection agencies, exclusion, Minn. Statutes 2004 332.32
Collections
Action or nonaction, liability, Minn. Statutes 2004 336.4-102
Time limits, delay or modification, Minn. Statutes 2004 336.4-109
Commencement, authority, Minn. Statutes 2004 48.15
Commerce Department, powers, generally, Minn. Statutes 2004 45.027
Commercial Code-bank deposits and collections
Generally, Minn. Statutes 2004 336.4-101 to 336.4-504
Commercially reasonable practices
Collecting banks, Minn. Statutes 2004 336.4-202
Damages, generally, Minn. Statutes 2004 336.4-103
Disclaimers prohibited, Minn. Statutes 2004 336.4-103
Ordinary care, defined, Minn. Statutes 2004 336.3-103
Payor banks, failure to exercise, Minn. Statutes 2004 336.4-406
Prima facie evidence, Minn. Statutes 2004 336.4-103
Common trust funds
Banks with trust powers, Minn. Statutes 2004 48A.07
Farm corporations, generally, Minn. Statutes 2004 500.24
Income taxes, exemption, Minn. Statutes 2004 290.281
Information returns (taxes), Minn. Statutes 2004 289A.12, 289A.18, 289A.19
Investments in, institutional funds, Minn. Statutes 2004 309.65
Trust companies, Minn. Statutes 2004 48A.07
Communication facilities
Interruption causing delay, Minn. Statutes 2004 336.4-109
Complaints, insolvency proceedings, Minn. Statutes 2004 316.13
Computer facilities, interruption causing delay, Minn. Statutes 2004 336.4-109
Conflict of laws
Credit extension maximum rates, Minn. Statutes 2004 47.59
Investment securities, Minn. Statutes 2004 336.4-102
Negotiable instruments, Minn. Statutes 2004 336.3-102, 336.4-102
Prevailing law, generally, Minn. Statutes 2004 336.1-301
Conflicts of interest, lease agreements, Minn. Statutes 2004 47.10
Consolidations, see Mergers and consolidations under this topic
Contested cases
Applications to organize, Minn. Statutes 2004 46.041
Denial, applications to organize, Minn. Statutes 2004 46.044
Removal, directors, trustees, officers, Minn. Statutes 2004 46.26, 46.30
Trust services offices, establishment disallowed, Minn. Statutes 2004 48A.15
Violations of law, generally, Minn. Statutes 2004 46.24, 46.26, 46.30
Contracts
Authorization, Minn. Statutes 2004 48.11
Credit sales contracts, Minn. Statutes 2004 48.194
Electronic presentment, Minn. Statutes 2004 336.4-110
Federal banking laws, Minn. Statutes 2004 48.56
Institutional funds, investment management services, Minn. Statutes 2004 309.66
Limitation of damages, Minn. Statutes 2004 336.4-103
Making, Minn. Statutes 2004 48.11
Public assistance checks, processing, Minn. Statutes 2004 256.01, 393.07
Public funds, investment, Minn. Statutes 2004 118A.05, 118A.07
School districts, lines of credit, Minn. Statutes 2004 123B.12
Services, with other financial institutions, Minn. Statutes 2004 47.78
Settlement, medium and time, Minn. Statutes 2004 336.4-213
Variation of code provisions, Minn. Statutes 2004 336.4-103
Controlling individuals
Human services licensing, exclusion, Minn. Statutes 2004 245A.02
Conversion of instruments
Application of law, Minn. Statutes 2004 336.4-203
Conversions, Minn. Statutes 2004 49.42 to 49.04, 49.46
Corporate surety bonds
Depositories, securities deposited with Finance Department, Minn. Statutes 2004 16A.272
State funds secured by, Minn. Statutes 2004 9.031
Credit, see CREDIT
Credit insurance, sales on commissions, Minn. Statutes 2004 47.016
Credit sales contracts
Enforcement, Minn. Statutes 2004 48.194
Purchase, Minn. Statutes 2004 48.194
Requirements, Minn. Statutes 2004 47.59
Credit services organizations, exclusion, Minn. Statutes 2004 332.52
Creditors, forfeiture of charter, lawsuits, Minn. Statutes 2004 316.13
Custodian banks
Banks defined as, Minn. Statutes 2004 302.021
Defined, Minn. Statutes 2004 60A.11
Insurance company investments, duties, Minn. Statutes 2004 60A.11
Medical savings accounts, Minn. Statutes 2004 47.75, 48.15
Customers
Alteration of instruments, duties, Minn. Statutes 2004 336.4-406
Customer accounts, see under BANK ACCOUNTS
Damages for wrongful dishonor, Minn. Statutes 2004 336.4-402
Death, Minn. Statutes 2004 336.4-405
Defined, Minn. Statutes 2004 336.4-104, 336.4A-105
Incompetency, Minn. Statutes 2004 336.4-405
Overdrafts, liability, Minn. Statutes 2004 336.4-401
Payment orders, duties, Minn. Statutes 2004 336.4A-203, 336.4A-204, 336.4A-505
Refunds, Minn. Statutes 2004 336.4-214
Security procedures, generally, Minn. Statutes 2004 336.4A-201, 336.4A-202
Signatures, Minn. Statutes 2004 336.4-403, 336.4-406
Stop payment orders, Minn. Statutes 2004 336.4-403
Transfer warranties, Minn. Statutes 2004 336.4-207
Unauthorized payments, duties, Minn. Statutes 2004 336.4-406
Cutoff time, receipt of items, Minn. Statutes 2004 336.4-108
Damages
Breach of warranty, Minn. Statutes 2004 336.4-207 to 336.4-209
Limitation by agreement, Minn. Statutes 2004 336.4-103
Measurement, Minn. Statutes 2004 336.4-103
Payment after stop payment order, Minn. Statutes 2004 336.4-403
Postdated checks, charges against customer accounts, Minn. Statutes 2004 336.4-401
Wrongful dishonor, Minn. Statutes 2004 336.4-402, 336.4-403
Death, deceased customers, authority of bank, Minn. Statutes 2004 336.4-405
Debentures, issuance, Minn. Statutes 2004 48.62
Debt prorating companies, exclusion, Minn. Statutes 2004 332.13
Default
Collecting banks not liable for others, Minn. Statutes 2004 336.4-202
Defenses
Presentment warranties, breach, Minn. Statutes 2004 336.4-208, 336.4-302
Transfer warranties, Minn. Statutes 2004 336.4-207
Waivers, unauthorized signatures or alterations, Minn. Statutes 2004 336.4-406
Definitions
Agricultural Development Act, Minn. Statutes 2004 41C.02
Agriculture best management practices loans, Minn. Statutes 2004 17.117
Application for bank, Minn. Statutes 2004 46.046
Bank acquisitions, Minn. Statutes 2004 46.047
Banking law, Minn. Statutes 2004 46.23
Banks and trust companies, Minn. Statutes 2004 48A.09
Checking accounts, Minn. Statutes 2004 48.512
Clerical service corporations, Minn. Statutes 2004 48.89
Commercial Code
Bank deposits and collections, Minn. Statutes 2004 336.4-104, 336.4-105, 336.4-110
Funds transfers, Minn. Statutes 2004 336.4A-103, 336.4A-105, 336.4A-202
Generally, Minn. Statutes 2004 336.1-201
Investment securities, Minn. Statutes 2004 336.8-102
Letters of credit, Minn. Statutes 2004 336.5-102
Negotiable instruments, Minn. Statutes 2004 336.3-103, 336.3-312, 336.3-411, 336.3-501
Sales, Minn. Statutes 2004 336.2-104
Secured transactions, Minn. Statutes 2004 336.9-102
Consumer small loans, Minn. Statutes 2004 47.60
Demand deposits, Minn. Statutes 2004 48.51
Deposit and investment of local public funds, Minn. Statutes 2004 118A.01
Detached facilities, Minn. Statutes 2004 47.51
Electronic Authentication Act, Minn. Statutes 2004 325K.01
Ethics in government, Minn. Statutes 2004 10A.01
Family farm security program, Minn. Statutes 2004 41.52
Financial institution credit extension maximum rates, Minn. Statutes 2004 47.59
Financial institution law, Minn. Statutes 2004 47.01, 47.02, 47.18
Foreign corporations, Minn. Statutes 2004 303.02
Generally, Minn. Statutes 2004 48.01
Insurance law, Minn. Statutes 2004 60A.11
Interest rates, Minn. Statutes 2004 334.012, 334.02
Interstate acquisitions, Minn. Statutes 2004 50.245
Interstate bank mergers affecting interstate branching, Minn. Statutes 2004 49.411
Interstate Banking Act, Minn. Statutes 2004 48.92
Mergers and consolidations, Minn. Statutes 2004 49.42
Motor Vehicle Retail Installment Sales Act, Minn. Statutes 2004 168.66
Multiparty accounts, Minn. Statutes 2004 524.6-201
Prime rate, Minn. Statutes 2004 270.75
Public pension fiduciary responsibility, Minn. Statutes 2004 356A.01
Rail user and rail carrier loan guarantee program, Minn. Statutes 2004 222.56
Residential Mortgage Originator and Servicer Licensing Act, Minn. Statutes 2004 58.02
Rural Finance Authority Act, Minn. Statutes 2004 41B.02
Stock transfers, custodians, Minn. Statutes 2004 302.021
Stocks, personal property taxes, Minn. Statutes 2004 272.03
Subsidiaries, Minn. Statutes 2004 48.61
Supranational banks, Minn. Statutes 2004 61A.29
Transfers to minors, Minn. Statutes 2004 527.21
Trust companies, Minn. Statutes 2004 48A.12
Trustees, Minn. Statutes 2004 501B.86
Unclaimed property, Minn. Statutes 2004 345.31
Uniform Fiduciaries Act, Minn. Statutes 2004 520.01
Usury, Minn. Statutes 2004 334.03
Delay in transit, notice, Minn. Statutes 2004 336.4-202
Delivery, documents of title, Minn. Statutes 2004 336.2-308
Demand deposits, Minn. Statutes 2004 48.50, 48.51
Depositories
Banks defined as, Minn. Statutes 2004 10A.01
City funds and accounts, Minn. Statutes 2004 427.01
Designation by public officials, Minn. Statutes 2004 471.88, 471.881
Economic development authorities, designating, Minn. Statutes 2004 469.099
Metropolitan Council, designating, Minn. Statutes 2004 403.28
Securities deposited with Finance Department, corporate surety bond, Minn. Statutes 2004 16A.272
State Agricultural Society, Minn. Statutes 2004 37.07
State funds, Minn. Statutes 2004 9.031
Western Lake Superior Sanitary District, designating, Minn. Statutes 2004 458D.16
Depository banks
Charge back, Minn. Statutes 2004 336.4-214
Defined, Minn. Statutes 2004 336.4-105
Encoding warranties, Minn. Statutes 2004 336.4-209
Final payment, Minn. Statutes 2004 336.4-215
Refunds, Minn. Statutes 2004 336.4-214
Retention warranties, Minn. Statutes 2004 336.4-209
Status as holder or holder in due course, Minn. Statutes 2004 336.4-205
Transfer of instruments, restrictive endorsements, Minn. Statutes 2004 336.3-206
Unendorsed items, warranties, Minn. Statutes 2004 336.4-205
Deposits in
Abandoned and unclaimed property, see ABANDONED AND UNCLAIMED PROPERTY
Accounts, see BANK ACCOUNTS
Attorney's summary executions, Minn. Statutes 2004 551.05
Automatic deposits
Elective state officers retirement plan, Minn. Statutes 2004 352C.09
Legislators retirement plan, Minn. Statutes 2004 3A.13
Minnesota State Retirement System, annuities or benefits, Minn. Statutes 2004 352.15
Public Employees Retirement Association, annuities, benefits, or refunds, Minn. Statutes 2004 353.15
Teachers Retirement Association, annuities or benefits, Minn. Statutes 2004 354.10
Children, deposits in name of, Minn. Statutes 2004 48.30
Cooperative electric associations, Minn. Statutes 2004 308A.201
Creating an ownership interest, racketeering, exemption, Minn. Statutes 2004 609.903
Credit unions, Minn. Statutes 2004 52.04
Creditors' claims, Minn. Statutes 2004 550.143, 550.37
Defined, trustees, enumerated powers, Minn. Statutes 2004 501B.86
Demand deposits, Minn. Statutes 2004 48.50, 48.51
Disclaimers of interest, Minn. Statutes 2004 501B.86
Exempt deposits, reorganization during liquidation, Minn. Statutes 2004 49.07
Federal deposit insurance corporation, Minn. Statutes 2004 48.56
Fiduciaries' personal accounts, duties, Minn. Statutes 2004 520.09
Funds exempt from creditors' claims, Minn. Statutes 2004 550.37
Guardians and conservators, rights, Minn. Statutes 2004 48.30
Insolvent financial institutions, money collected, Minn. Statutes 2004 49.24
Insurance requirements, Minn. Statutes 2004 46.045
Levy on, Minn. Statutes 2004 550.135, 550.143
Life insurance, claims payments, Minn. Statutes 2004 61A.011
Limitations, Minn. Statutes 2004 48.27, 48.28
Prisoners' funds, Minn. Statutes 2004 241.08
Reduction, excessive deposits, Minn. Statutes 2004 48.28
Reinsurance intermediary-managers, Minn. Statutes 2004 60A.73
Security, exemptions, Minn. Statutes 2004 48.63
Social welfare fund, limitations, Minn. Statutes 2004 256.89, 256.90
Supplemental nursing services agencies, Minn. Statutes 2004 144A.72
Time deposits, automatic renewal, notice to owner, Minn. Statutes 2004 47.096
Trust funds, Minn. Statutes 2004 48.64
Trustees, Minn. Statutes 2004 501B.81, 520.10
Unemployment insurance trust fund, clearing and benefit payment accounts, Minn. Statutes 2004 268.194
Withholding (taxes), Minn. Statutes 2004 290.92
Detached banking facilities
Acquisition, Minn. Statutes 2004 47.55, 49.34
Definitions, Minn. Statutes 2004 47.51
Elementary and secondary schools, Minn. Statutes 2004 47.52
Existing facilities, Minn. Statutes 2004 47.55
Functions, Minn. Statutes 2004 47.53
Generally, Minn. Statutes 2004 47.54
Injunctions, violations of law, Minn. Statutes 2004 47.57
Iowa, established by Minnesota banks in Iowa, Minn. Statutes 2004 47.52
Location, Minn. Statutes 2004 47.52, 47.521, 47.56
Name, Minn. Statutes 2004 47.561
North Dakota, established by Minnesota banks in North Dakota, Minn. Statutes 2004 47.52
Notice given, Minn. Statutes 2004 47.54, 49.36
Number permitted, Minn. Statutes 2004 47.52, 47.521, 47.55
Nursing homes, establishing, Minn. Statutes 2004 47.52
Presidents, Minn. Statutes 2004 300.21
Schools, elementary and secondary, establishing, Minn. Statutes 2004 47.52
Senior citizen housing facilities, establishing, Minn. Statutes 2004 47.52
South Dakota, established by Minnesota banks in South Dakota, Minn. Statutes 2004 47.52
Violations and penalties, Minn. Statutes 2004 47.57
Waiver, location and number, Minn. Statutes 2004 47.51
Wisconsin, established by Minnesota banks in Wisconsin, Minn. Statutes 2004 47.52
Development corporations, duties regarding
Developmental loans, see Loans under this topic
Directors
Appointment by commissioner, temporary, Minn. Statutes 2004 46.29
Appointments by, Minn. Statutes 2004 48.07
Approvals by, Minn. Statutes 2004 48.08, 48.11, 48.12
Audits and examinations, duties, Minn. Statutes 2004 48.10
Bank funds, use, Minn. Statutes 2004 48.08
Capital, oaths, Minn. Statutes 2004 48.04
Federal banking laws, use, Minn. Statutes 2004 48.56
Financial reports, duties, Minn. Statutes 2004 48.48
Fines, violations of law, Minn. Statutes 2004 46.32
Liability, Minn. Statutes 2004 48.24
Loans, Minn. Statutes 2004 48.08, 48.24, 48.39
Meetings, notice, waiver, Minn. Statutes 2004 300.52
Mergers and consolidations, see same under this topic
Notice given, insolvency, notice to commissioner, Minn. Statutes 2004 49.013
Number, Minn. Statutes 2004 48.06, 300.20
Oath of office, Minn. Statutes 2004 48.06
Qualifications, Minn. Statutes 2004 48.06
Quorum, Minn. Statutes 2004 46.29, 48.06
Removal, Minn. Statutes 2004 46.26
Removals by, officers and employees, Minn. Statutes 2004 48.07
Reports given, financial reports, duties, Minn. Statutes 2004 48.48
Reports received, audits and examinations, Minn. Statutes 2004 48.10
Resolutions by, contracts, Minn. Statutes 2004 48.11
Service of process on, Minn. Statutes 2004 46.33
Violations and penalties, commissioner's orders, violating, Minn. Statutes 2004 46.32
Discharge
Damages for breach of warranty, Minn. Statutes 2004 336.4-207, 336.4-208
Disclaimers, prohibited
Generally, Minn. Statutes 2004 336.4-103
Warranties, Minn. Statutes 2004 336.4-207, 336.4-208
Disclosure
Affiliate discount brokers, commissions, Minn. Statutes 2004 48.15
Dishonored checks, account information, Minn. Statutes 2004 609.535
Finance charges, consumer loans and credit sales contracts, Minn. Statutes 2004 47.59
Discrimination, unfair practices, Minn. Statutes 2004 363A.09
Dishonor of items
Collecting banks, duties, Minn. Statutes 2004 336.4-202, 336.4-212
Documentary drafts, Minn. Statutes 2004 336.4-503, 336.4-504
Items not payable at bank, Minn. Statutes 2004 336.4-212
Notice of dishonor, Minn. Statutes 2004 336.4-202, 336.4-212, 336.4-503
Presenting banks, collections, Minn. Statutes 2004 336.4-503
Presentment warranties, Minn. Statutes 2004 336.4-208
Time, Minn. Statutes 2004 336.4-301
Transfer warranties, Minn. Statutes 2004 336.4-207
Transferors, liability for payment, Minn. Statutes 2004 336.4-207
Wrongful dishonor, damages, Minn. Statutes 2004 336.4-402
Dividends
Common stock, Minn. Statutes 2004 48.055
Generally, Minn. Statutes 2004 48.05, 48.09
Preferred stock, Minn. Statutes 2004 48.055, 290.01
Qualified subchapter S subsidiaries, Minn. Statutes 2004 48.09
Drafts
Documentary drafts, see under DRAFTS (FINANCIAL)
Financial, see DRAFTS (FINANCIAL)
Sales, Minn. Statutes 2004 48.151
Drawee banks, liability to principals, fiduciaries
Breach of obligation, Minn. Statutes 2004 520.07, 520.08
Drawees
Defined, Minn. Statutes 2004 336.4-104
Presentment warranties, Minn. Statutes 2004 336.4-208
Drawers, notice received, dishonored items, Minn. Statutes 2004 336.4-212
Drop boxes, unstaffed after hours
Deemed extension of main banking house, Minn. Statutes 2004 47.51
Duration, Minn. Statutes 2004 300.13
Electronic funds transfers
Generally, see Electronic payments under ELECTRONIC TRANSACTIONS
Terminals, see ELECTRONIC FUNDS TRANSFER TERMINALS
Electronic presentment
Agreements, Minn. Statutes 2004 336.4-110
Presentment notice, Minn. Statutes 2004 336.4-110
Retention warranties, Minn. Statutes 2004 336.4-209
Eligible agricultural lenders, banks defined as, Minn. Statutes 2004 41B.02
Emergencies
Closing during, Minn. Statutes 2004 47.0151 to 47.0155
Delayed collection of items, Minn. Statutes 2004 336.4-109
Employee stock option and stock purchase plans, Minn. Statutes 2004 48.605
Employees
Appointment, Minn. Statutes 2004 48.07
Bank funds, use, Minn. Statutes 2004 48.08
Bond (officers and fiduciaries), reports about, Minn. Statutes 2004 48.14
Powers, generally, Minn. Statutes 2004 48.17
Removal, Minn. Statutes 2004 48.07
Surety bonds, Minn. Statutes 2004 48.12
Violations and penalties, generally, felonies, Minn. Statutes 2004 47.26
Encoding warranties, Minn. Statutes 2004 336.4-209
Endorsements
Pay any bank endorsements, Minn. Statutes 2004 336.4-201
Restrictive endorsements, application of law, Minn. Statutes 2004 336.4-203
Settlement, Minn. Statutes 2004 336.4-201
Unauthorized endorsements, Minn. Statutes 2004 336.4-208
Unendorsed items, warranties, Minn. Statutes 2004 336.4-205
Without recourse endorsements, Minn. Statutes 2004 336.4-207
Endorsers, notice received, dishonored items, Minn. Statutes 2004 336.4-212
Enforcement
Presentment warranties, Minn. Statutes 2004 336.4-208
Transfer warranties, Minn. Statutes 2004 336.4-207
Escrow agents, subdivided land sales, Minn. Statutes 2004 83.26
Examiners, see BANK EXAMINERS
Examining
Auditor, duties, Minn. Statutes 2004 48.10
Board of directors, duties, Minn. Statutes 2004 48.10
Commerce commissioner, duties, Minn. Statutes 2004 46.04
By federal deposit insurance corporation, Minn. Statutes 2004 48.59
By federal reserve bank, Minn. Statutes 2004 48.59
Fees, Minn. Statutes 2004 46.131
Frequency, Minn. Statutes 2004 46.04
Interpretation of law, Minn. Statutes 2004 48.59
Reports about, Minn. Statutes 2004 48.10, 48.14
Requirements, generally, Minn. Statutes 2004 46.04
Existence, determining, Minn. Statutes 2004 49.411
Expenses
Organizing expenses, Minn. Statutes 2004 46.043
Presenting banks, expenses following dishonor, Minn. Statutes 2004 336.4-503, 336.4-504
Export-Import Bank of the United States
Investments in, Minn. Statutes 2004 60A.11, 61A.28
Extensions, time limits, Minn. Statutes 2004 336.4-109
FDIC, see FEDERAL DEPOSIT INSURANCE CORPORATION (FDIC)
Federal banking laws, use, generally, Minn. Statutes 2004 48.56
Federal home loan banks, see FEDERAL HOME LOAN BANKS
Federal reserve banks, see FEDERAL RESERVE BANKS
Federal reserve regulations
Collecting banks, items sent to nonbank payors, Minn. Statutes 2004 336.4-204
Electronic presentment, Minn. Statutes 2004 336.4-110
Settlement, Minn. Statutes 2004 336.4-213, 336.4-215, 336.4-303
Variation by agreement, Minn. Statutes 2004 336.4-103
Fees
Application filing fees, Minn. Statutes 2004 46.041
Checks, sales, Minn. Statutes 2004 48.151
Contested applications, Minn. Statutes 2004 46.041
Copying, records requested by government authorities, Minn. Statutes 2004 48.513
Depositing in general fund, Minn. Statutes 2004 46.041
Document changes, Minn. Statutes 2004 46.131
Drafts, sales, Minn. Statutes 2004 48.151
Examinations, Minn. Statutes 2004 46.131
Investigation, Minn. Statutes 2004 46.041, 46.05
Money orders, sales, Minn. Statutes 2004 48.151
Proposed acquisitions, filing fees, Minn. Statutes 2004 46.048
Public assistance checks, processing, Minn. Statutes 2004 256.01
Relocation applications, Minn. Statutes 2004 47.101
Fidelity insurance policies, Minn. Statutes 2004 48.12, 48.13
Fiduciaries, banks acting as
Accounting procedures, Minn. Statutes 2004 48.39
Agreements, trust services offices, Minn. Statutes 2004 48A.15
Breach of fiduciary duty, liability, Minn. Statutes 2004 48A.15
Family assets for independence, Minn. Statutes 2004 119A.445
Fiduciary capacity, defined, Minn. Statutes 2004 48A.09
National banking associations, conversions, Minn. Statutes 2004 49.44
Personal accounts, duties, Minn. Statutes 2004 520.09
Substitution of affiliates, Minn. Statutes 2004 48A.10
Trustee, see Trustees, banks acting as under this topic
Finance charges, Minn. Statutes 2004 47.59
Financial institutions, banks defined as
Deposit and investment of local public funds, Minn. Statutes 2004 118A.01
Electronic Authentication Act, Minn. Statutes 2004 325K.01
Family assets for independence, Minn. Statutes 2004 119A.445
Financial institution credit extension maximum rates, Minn. Statutes 2004 47.59
Interest rates, Minn. Statutes 2004 334.012
Interstate acquisitions, Minn. Statutes 2004 50.245
Multiparty accounts, Minn. Statutes 2004 524.6-201
Public pension fiduciary responsibility, Minn. Statutes 2004 356A.01
Transfers to minors, Minn. Statutes 2004 527.21
Financing agencies, banks defined as, Minn. Statutes 2004 336.2-104
Fines
Commerce Department, imposing, Minn. Statutes 2004 45.027
Financial reports, late submission, Minn. Statutes 2004 48.48
Loan and credit sale contract violations, Minn. Statutes 2004 47.59
Name, improper use, Minn. Statutes 2004 47.03
Reports, failure to make, Minn. Statutes 2004 47.24
Foreclosure consultants, exclusion, Minn. Statutes 2004 325N.01
Foreclosure purchasers, exclusion, Minn. Statutes 2004 325N.10
Foreclosure, liens, Minn. Statutes 2004 336.4-504
Foreign banks
Emergencies, closing during, Minn. Statutes 2004 47.0151 to 47.0155
Exclusion from definitions, interstate bank mergers affecting interstate branching, Minn. Statutes 2004 49.411
Foreign corporations
Banks excluded from definition, Minn. Statutes 2004 303.02
Generally, Minn. Statutes 2004 303.04, 303.05
Foreign currency, charge back or refunds, Minn. Statutes 2004 336.4-214
Foreign trust associations
Banks defined as, Minn. Statutes 2004 303.02
Generally, Minn. Statutes 2004 303.25
Forgery, aggravated, Minn. Statutes 2004 609.625
Fraud, payor banks
Late return of items, defense, Minn. Statutes 2004 336.4-302
Funds transfers, see FUNDS TRANSFERS
Garnishments, vacating
Possession by Commerce Department, Minn. Statutes 2004 49.04
Good faith
Checks, payment after six months, Minn. Statutes 2004 336.4-404
Customer accounts, charges against, Minn. Statutes 2004 336.4-401
Damages, generally, Minn. Statutes 2004 336.4-103
Disclaimers prohibited, Minn. Statutes 2004 336.4-103
Encoding warranties, Minn. Statutes 2004 336.4-209
Presentment warranties, Minn. Statutes 2004 336.4-208
Retention warranties, Minn. Statutes 2004 336.4-209
Transfer warranties, Minn. Statutes 2004 336.4-207
Hearings
Applications to organize, Minn. Statutes 2004 46.041, 46.042
Detached facilities, application objections, Minn. Statutes 2004 47.54
Proposed acquisitions, disapproval, Minn. Statutes 2004 46.048
Substitution of affiliates, Minn. Statutes 2004 48A.10
Historic places, Minn. Statutes 2004 138.664
Holders
Acquisition of rights, Minn. Statutes 2004 336.4-201
Depository banks, status as, Minn. Statutes 2004 336.4-205
Holders in due course
Collecting banks, status as, Minn. Statutes 2004 336.4-211
Depository banks, status as, Minn. Statutes 2004 336.4-205
Subrogation of banks, Minn. Statutes 2004 336.4-407
Holidays and holiday eves, closing permitted, Minn. Statutes 2004 47.015
Home office protection law, see Detached banking facilities under this topic
Identity and identification
Transferor banks, Minn. Statutes 2004 336.4-206
Impairment of capital
Assessments, Minn. Statutes 2004 49.02
Liquidation, Minn. Statutes 2004 49.04
Incompetency
Customers, authority of bank, Minn. Statutes 2004 336.4-405
Incorporation, violations, injunctions, Minn. Statutes 2004 316.12
Incorporators
Applications to organize, signing, Minn. Statutes 2004 46.041
Names, including with notice of intent to organize, Minn. Statutes 2004 47.14
Statement of expense, filing, Minn. Statutes 2004 46.043
Indebtedness
Neglect, refusal, or inability to pay, injunctions, Minn. Statutes 2004 316.12
Individual retirement accounts, Minn. Statutes 2004 48.15
Injunctions
Commerce Department, issuing by, Minn. Statutes 2004 45.027
Improper use of names, Minn. Statutes 2004 47.03
Insolvency proceedings, Minn. Statutes 2004 316.12
Involuntary liquidation, Minn. Statutes 2004 49.04
Open end loan accounts, competitors, Minn. Statutes 2004 48.185
Insider agreements, Minn. Statutes 2004 47.10
Insolvency
Assignments prohibited, Minn. Statutes 2004 49.013
Collecting banks not liable for others, Minn. Statutes 2004 336.4-202
Commerce Department, borrowing from FDIC, Minn. Statutes 2004 49.05
Directors, duties, Minn. Statutes 2004 49.013
Officers, duties, Minn. Statutes 2004 49.013
Preferred claims, Minn. Statutes 2004 336.4-216
Preferred deposits, Minn. Statutes 2004 49.24
Proceedings, generally, Minn. Statutes 2004 316.12
Receiving deposits, Minn. Statutes 2004 624.68
Reports given, Minn. Statutes 2004 49.013
Transfer warranties, Minn. Statutes 2004 336.4-207
Installment loans, Minn. Statutes 2004 48.153 to 48.157
Installment sales contracts, Minn. Statutes 2004 48.194
Instructions
Collecting banks, Minn. Statutes 2004 336.4-203, 336.4-204
Documentary drafts, presentment, Minn. Statutes 2004 336.4-502, 336.4-503
Insurance
Credit insurance, sales, Minn. Statutes 2004 47.016
Fidelity insurance policies, Minn. Statutes 2004 48.12, 48.13
Requirements for deposits, Minn. Statutes 2004 46.045
Insurance companies
Investments in, Minn. Statutes 2004 60A.11
Life insurance companies, investments, holding duties, Minn. Statutes 2004 61A.282
Inter-American Development Bank
Investments in, Minn. Statutes 2004 50.14, 60A.11, 61A.28
Interbranch letters of credit, Minn. Statutes 2004 336.5-116
Interest rate swap agreements, Minn. Statutes 2004 48.16
Interest rates
Adjustment, implicit price deflator, use in calculating, Minn. Statutes 2004 47.59
Advertising, Minn. Statutes 2004 45.025
Demand deposits, Minn. Statutes 2004 48.50
Installment loans, Minn. Statutes 2004 48.153
Loans, limitations, Minn. Statutes 2004 48.195
Prime rate, Minn. Statutes 2004 270.75
Usurious interest, penalty, Minn. Statutes 2004 48.196
Intermediary banks
Defined, Minn. Statutes 2004 336.4-105, 336.4A-104
Misdescription, generally, Minn. Statutes 2004 336.4A-208
Payment orders, execution, Minn. Statutes 2004 336.4A-302
Payments to, sender duties, Minn. Statutes 2004 336.4A-402
Refunds, Minn. Statutes 2004 336.4A-402
Transfer of instruments, restrictive endorsements, Minn. Statutes 2004 336.3-206
International Bank for Reconstruction and Development
Investments in, Minn. Statutes 2004 50.14, 60A.11, 60A.28
Interpretation of law
Examinations, Minn. Statutes 2004 48.59
Interstate banking, Minn. Statutes 2004 48.90
Liability, Minn. Statutes 2004 48.24
Loans and credit sale contracts, interest rates and charges, Minn. Statutes 2004 47.59
Relationships established without trust powers, Minn. Statutes 2004 48A.15
Interstate banking, see INTERSTATE BANKING
Investigations
Commerce Department, generally, Minn. Statutes 2004 45.027, 46.05
Fees, Minn. Statutes 2004 46.041, 46.05
Investment banks
Controlling individuals, human services licensing, Minn. Statutes 2004 245A.02
Investments in banks
Canadian insurance companies, Minn. Statutes 2004 60A.11
Individual retirement account plan (IRAP), Minn. Statutes 2004 354B.25
Mutual insurance companies, Minn. Statutes 2004 67A.231
Workers' compensation commercial self-insurance common claims fund, Minn. Statutes 2004 79A.22
Investments permitted to banks
Agricultural credit corporations, Minn. Statutes 2004 48.61
Area redevelopment agencies, municipal bonds, Minn. Statutes 2004 469.116
Bank holding companies, Minn. Statutes 2004 48.61
Banks with trust powers, Minn. Statutes 2004 48A.07, 48A.08
Clerical service corporations, Minn. Statutes 2004 48.89
Community welfare projects, Minn. Statutes 2004 48.61
Deferred compensation, state plan, Minn. Statutes 2004 352.96
Development corporations, Minn. Statutes 2004 301.84
Federal agricultural mortgage corporation, Minn. Statutes 2004 48.61
Federal reserve banks, Minn. Statutes 2004 48.32
Generally, Minn. Statutes 2004 48.61
Higher Education Facilities Authority revenue bonds, Minn. Statutes 2004 136A.38
Higher Education Services Office revenue bonds, Minn. Statutes 2004 136A.178
Investment companies, Minn. Statutes 2004 48.61
Metropolitan Council obligations, Minn. Statutes 2004 473.39, 473.436
Municipal gas agency bonds, Minn. Statutes 2004 453A.10
Municipal power agency bonds, Minn. Statutes 2004 453.60
National banks, parity, Minn. Statutes 2004 48.61
Notes or bonds secured by mortgages, trust deeds, or security interests, Minn. Statutes 2004 47.21
Regional railroad authority bonds, Minn. Statutes 2004 398A.07
Rural Finance Authority bonds, Minn. Statutes 2004 41C.10
Savings association accounts, Minn. Statutes 2004 51A.31
Savings bank accounts, Minn. Statutes 2004 50.17
Small business investment companies, Minn. Statutes 2004 48.61
State university revenue bonds, Minn. Statutes 2004 136F.91
Trust funds, Minn. Statutes 2004 48A.10
Involuntary liquidation, Minn. Statutes 2004 49.04
Issuers
Banks defined as, Minn. Statutes 2004 336.5-102
Letters of credit, duties, see Issuers under LETTERS OF CREDIT
Items
Copies, Minn. Statutes 2004 336.4-406
Defined, Minn. Statutes 2004 336.4-104
Exclusions, Minn. Statutes 2004 336.4-104
Holding for acceptance or payment, notice, Minn. Statutes 2004 336.4-212
Lost items, notice, Minn. Statutes 2004 336.4-202
Order of charging or certifying to customers' accounts, Minn. Statutes 2004 336.4-303
Payable at or through bank, Minn. Statutes 2004 336.4-106
Receipt, time, Minn. Statutes 2004 336.4-108
Retention by payor bank, time, Minn. Statutes 2004 336.4-406
Return
Collecting banks, duties, Minn. Statutes 2004 336.4-202, 336.4-214
Late return, liability, Minn. Statutes 2004 336.4-302
Recovery of payment by, Minn. Statutes 2004 336.4-301
Suspended payments, effect, Minn. Statutes 2004 336.4-216
Security interests, Minn. Statutes 2004 336.4-210
Sending, methods, Minn. Statutes 2004 336.4-204
Unendorsed items, warranties, Minn. Statutes 2004 336.4-205
Judgments, vacating
Possession by Commerce Department, Minn. Statutes 2004 49.04
Judicial review
Denial, applications to organize, Minn. Statutes 2004 46.044
Lawsuits
Advertising, violations, Minn. Statutes 2004 45.025
Attorney general, duties, Minn. Statutes 2004 316.13
Breach of warranty, Minn. Statutes 2004 336.4-207, 336.4-208
Creditors, duties, Minn. Statutes 2004 316.13
Forfeiture of charter, Minn. Statutes 2004 316.13
Liquidation, see same under this topic
Loan and credit sale contract violations, Minn. Statutes 2004 47.59
Open end loan accounts, competitors, violations, Minn. Statutes 2004 48.185
Parties to suits, Minn. Statutes 2004 316.13
Statutes of limitations, Minn. Statutes 2004 336.4-111
Stay, involuntary liquidation, Minn. Statutes 2004 49.04
Leases, Minn. Statutes 2004 48.152
Lenders, banks defined as
Agricultural resource loan guaranty program, Minn. Statutes 2004 41A.02
Family farm security program, Minn. Statutes 2004 41.52
Interest rates, Minn. Statutes 2004 334.02
Rail user and rail carrier loan guarantee program, Minn. Statutes 2004 222.56
Usury, Minn. Statutes 2004 334.03
Lending institutions, banks defined as, Minn. Statutes 2004 41C.02
Letters of credit, see LETTERS OF CREDIT
Levies, possession by Commerce Department, Minn. Statutes 2004 49.04
Liability
Action or nonaction on certain items, Minn. Statutes 2004 336.4-102
Alteration of instruments, limitation, Minn. Statutes 2004 336.4-406
Breach of fiduciary duty, Minn. Statutes 2004 48A.15
Conditional sales contracts, Minn. Statutes 2004 48.24
Defined, Minn. Statutes 2004 356A.01
Discounted paper, exceptions, Minn. Statutes 2004 48.24
Dishonored items, Minn. Statutes 2004 336.4-212
Excessive liabilities, reduction, Minn. Statutes 2004 48.24
Feeder-livestock, secured loans, Minn. Statutes 2004 48.24
Interpretation of law, Minn. Statutes 2004 48.24
Late return of items, Minn. Statutes 2004 336.4-302
Leases, customer liability, Minn. Statutes 2004 48.152
Loans exceeding, officers or director, penalties, Minn. Statutes 2004 48.24
Loans exceeding, secured by grain forward sale contracts, Minn. Statutes 2004 48.24
Mortgage guaranty insurance companies, Minn. Statutes 2004 48.24
Mortgage loans, improved real estate, Minn. Statutes 2004 48.24
Multiparty accounts, Minn. Statutes 2004 524.6-202
Overdrafts, Minn. Statutes 2004 336.4-401, 336.4-402
Postdated checks, damages, Minn. Statutes 2004 336.4-401
Real estate sold for contract for deed, Minn. Statutes 2004 48.21
Right to avoid loss, Minn. Statutes 2004 48.24
Secured loans, exception, Minn. Statutes 2004 48.24
Transaction accounts, Minn. Statutes 2004 48.512
Transfer, mergers and consolidations, Minn. Statutes 2004 49.33
Unauthorized signatures, limitation, Minn. Statutes 2004 336.4-406
Wrongful dishonor, Minn. Statutes 2004 336.4-402
Licenses
Manufactured home sales licenses, exemption, Minn. Statutes 2004 327B.04, 327B.09
Motor vehicle sales finance company licenses, exemption, Minn. Statutes 2004 168.67
Real estate licenses, exemption, Minn. Statutes 2004 82.23
Relicensure, conditions, Minn. Statutes 2004 45.027
Suspension, revocation, or denial, Commerce Department powers, Minn. Statutes 2004 45.027
Liens, Minn. Statutes 2004 336.4-504
Life insurance companies
Investments, holding duties, Minn. Statutes 2004 61A.282
Limited liability companies
Banking authority not granted, Minn. Statutes 2004 322B.693
Liquidation
Agents, Minn. Statutes 2004 49.24
Assets, Minn. Statutes 2004 49.24
Attorneys, expenses, payment, Minn. Statutes 2004 49.24
Books, disposition, Minn. Statutes 2004 49.24
Branch offices, violations, Minn. Statutes 2004 48.34
Certificates, filing, Minn. Statutes 2004 49.05
Claims, Minn. Statutes 2004 49.24
Completion, Minn. Statutes 2004 49.24, 49.30, 49.31
Consolidation during, Minn. Statutes 2004 49.06
Creditors, petitions by, completion committee, Minn. Statutes 2004 49.30
Debts, collection, Minn. Statutes 2004 49.24
District court, jurisdiction, Minn. Statutes 2004 49.24
Dividends, Minn. Statutes 2004 49.24
Expenses, payment, Minn. Statutes 2004 49.24
Foreclosure, certificates prior to sales, filing, Minn. Statutes 2004 49.05
Grounds, Minn. Statutes 2004 48.28, 49.02
Interpretation of law, Minn. Statutes 2004 49.05
Involuntary liquidation, Minn. Statutes 2004 49.04
Jurisdiction, Minn. Statutes 2004 49.24
Lawsuits, Minn. Statutes 2004 49.05, 49.24
Money collected, Minn. Statutes 2004 49.24
Possession by Commerce Department, Minn. Statutes 2004 49.05, 49.24, 49.32
Power of attorney, executing, Minn. Statutes 2004 49.05
Records, disposition, Minn. Statutes 2004 49.24
Reorganization during, Minn. Statutes 2004 49.07
Special attorneys, Minn. Statutes 2004 49.24
Subrogation, FDIC, Minn. Statutes 2004 49.05
Supervision, expenses, payment, Minn. Statutes 2004 49.24
Voluntary liquidation, Minn. Statutes 2004 49.215
Liquidators, Federal Deposit Insurance Corporation, Minn. Statutes 2004 49.05
Loans
Adjustment of charges and rates, implicit price deflator, Minn. Statutes 2004 47.59
Agricultural loans, waiver of statutory rights, penalty, Minn. Statutes 2004 550.42
Agriculture best management practices loans, Minn. Statutes 2004 17.117
Closing costs, Minn. Statutes 2004 47.59
Consumer protection, Minn. Statutes 2004 47.59
Consumer small loans, Minn. Statutes 2004 47.60
Conversion to interest bearing balance, Minn. Statutes 2004 47.59
Credit insurance, Minn. Statutes 2004 47.59
Delinquency charges, Minn. Statutes 2004 47.59
Developmental loans, Minn. Statutes 2004 301.78
Directors, officers, or employees, terms, Minn. Statutes 2004 48.08
Finance charges, Minn. Statutes 2004 47.59
Interest, Minn. Statutes 2004 48.195, 48.196
Liability, see same under this topic
Liability insurance, Minn. Statutes 2004 47.59
Manufactured homes, Minn. Statutes 2004 47.209, 50.148, 51A.37
Mortgage insurance, Minn. Statutes 2004 47.59
Mortgage loans, see MORTGAGES
Official fees, Minn. Statutes 2004 47.59
Open end loan accounts, Minn. Statutes 2004 48.185, 56.125
Payday loans, Minn. Statutes 2004 47.60
Principal, original amount, administration fees exclusion, Minn. Statutes 2004 47.59
Property insurance, Minn. Statutes 2004 47.59
Rail user and rail carrier loans, Minn. Statutes 2004 222.55 to 222.62
School districts, dissolution and attachment, transitional expenses, Minn. Statutes 2004 123A.76
Security for, inapplicable laws, Minn. Statutes 2004 47.21
Violations and penalties, Minn. Statutes 2004 47.59
Loans to, Housing Finance Agency, powers, Minn. Statutes 2004 462A.05
Local lenders
Agriculture best management practices program, Minn. Statutes 2004 17.117
Location
Changing, Minn. Statutes 2004 47.101
Mergers and consolidations, agreement, Minn. Statutes 2004 49.35
Mail and mailing
Capital stock, sale, notice, Minn. Statutes 2004 49.02
Denial of application, notice, Minn. Statutes 2004 46.041
Intent to organize, notice, Minn. Statutes 2004 47.14
Manufactured home sales
Finance charges, Minn. Statutes 2004 47.59
Licenses and bonding, exclusion, Minn. Statutes 2004 327B.04, 327B.09
Medical savings accounts, Minn. Statutes 2004 47.75, 48.15
Member banks, defined, Minn. Statutes 2004 60A.11
Members of banking corporation
Meeting notices, waivers, Minn. Statutes 2004 300.52
Mergers and consolidations
Agreements, Minn. Statutes 2004 49.35 to 49.37
Application of law, exceptions, Minn. Statutes 2004 300.14
Application, decision, Minn. Statutes 2004 49.36
Assets, Minn. Statutes 2004 49.33, 49.37
Capital stock, certification, Minn. Statutes 2004 49.37
Certification, Minn. Statutes 2004 49.37
Completion, Minn. Statutes 2004 49.37
Corporate existence, Minn. Statutes 2004 49.37, 49.38
Definitions, Minn. Statutes 2004 49.42
Detached banking facilities, see same under this topic
Directors, Minn. Statutes 2004 49.35 to 49.37
Effect, Minn. Statutes 2004 49.38
Generally, Minn. Statutes 2004 49.34
Interstate banking, Minn. Statutes 2004 49.411
Lawsuits or proceedings, Minn. Statutes 2004 49.40
Liabilities, transfer, Minn. Statutes 2004 49.33
Location, Minn. Statutes 2004 49.37
Name, Minn. Statutes 2004 49.35, 49.37, 49.45
National banking associations, Minn. Statutes 2004 49.43 to 49.46
National banking corporation, effect, Minn. Statutes 2004 49.39
Notice given, successor bank, duties, Minn. Statutes 2004 49.36
Procedures, Minn. Statutes 2004 49.36
Subsidiaries, consolidation with bank, Minn. Statutes 2004 48.61
Term of corporate existence, Minn. Statutes 2004 49.37
Midnight deadline
Defined, Minn. Statutes 2004 336.4-104
Return of items, Minn. Statutes 2004 336.4-301, 336.4-302
Seasonable action, Minn. Statutes 2004 336.4-202
Settlement by bank, Minn. Statutes 2004 336.4-213
Minnesota banks, interstate banking, Minn. Statutes 2004 49.411
Minnesota state banks
Interstate banking, Minn. Statutes 2004 49.411
State banks organized from national banks, Minn. Statutes 2004 48.31
Misconduct, collecting banks not liable for others, Minn. Statutes 2004 336.4-202
Mistake, collecting banks not liable for others, Minn. Statutes 2004 336.4-202
Modification, time limits, Minn. Statutes 2004 336.4-109
Mondays, closing permitted, Minn. Statutes 2004 47.015
Money orders, sales, Minn. Statutes 2004 48.151
Money transmitters, license exemption, Minn. Statutes 2004 53B.04
Mortgage bankers, representation, Modest Cost Private Housing Advisory Committee, Minn. Statutes 2004 473.868
Mortgage loans, see MORTGAGES
Motor vehicle retail installment sales contracts
Finance charges, Minn. Statutes 2004 47.59
Multiparty accounts, see MULTIPARTY ACCOUNTS
Names
Approval by Commerce Department, Minn. Statutes 2004 47.11
Assumed names, Minn. Statutes 2004 47.11
Banks acting as savings banks, Minn. Statutes 2004 48.42, 48.43
Banks acting as trustees, Minn. Statutes 2004 48.41, 48.43, 48.45
Bingo organizations, linked bingo prize pool accounts, Minn. Statutes 2004 349.19
Mergers and consolidations, Minn. Statutes 2004 49.35, 49.37, 49.45
Notice of intent to organize, including with, Minn. Statutes 2004 47.14
Selecting, Minn. Statutes 2004 47.11
Using, Minn. Statutes 2004 47.23
Words permitted, Minn. Statutes 2004 47.03
National association of mutual insurance companies bank
Investments in, Minn. Statutes 2004 67A.231
National banks, see NATIONAL BANKS
Negligence, collecting banks not liable for others, Minn. Statutes 2004 336.4-202
Negotiable instruments, see NEGOTIABLE INSTRUMENTS
Nonbank payors, items sent by collecting banks, Minn. Statutes 2004 336.4-204
Nonprofit corporations
Banking authority not granted, Minn. Statutes 2004 317A.501
Notice given
Application, filing, Minn. Statutes 2004 46.041
Automatic renewal, time deposits, Minn. Statutes 2004 47.096
Capital stock, Minn. Statutes 2004 49.02
Cessation of operations, Minn. Statutes 2004 48.43
Closing temporarily, Minn. Statutes 2004 47.0154
Contracts, services, with other financial institutions, Minn. Statutes 2004 47.78
Electronic financial terminals, establishment, relocation, Minn. Statutes 2004 47.62
Hearings on applications, Minn. Statutes 2004 46.041
Intent to organize, Minn. Statutes 2004 47.14
Location changes, Minn. Statutes 2004 47.101
Mortgage assignments, Minn. Statutes 2004 47.205
Permanent closing, Minn. Statutes 2004 47.0156
Proposed acquisitions, Minn. Statutes 2004 46.048
Rail user and rail carrier loans, defaults, Minn. Statutes 2004 222.58
Substitution of affiliates, Minn. Statutes 2004 48A.10
Trust services offices, Minn. Statutes 2004 48A.15
Notice received
Denial, application to organize, Minn. Statutes 2004 46.041
Possession by Commerce Department, Minn. Statutes 2004 49.04
Obligated banks, Minn. Statutes 2004 336.3-312, 336.3-411
Officers
Appointment, Minn. Statutes 2004 48.07
Bank funds, use, Minn. Statutes 2004 48.08
Bonds (officers and fiduciaries), Minn. Statutes 2004 48.12, 48.14
Cashiers, Minn. Statutes 2004 48.02, 48.04, 48.11
Chief financial officers, capital funds, oath, Minn. Statutes 2004 48.02
Closing banks, temporary, Minn. Statutes 2004 47.0153
Contracts, authorizing, Minn. Statutes 2004 48.11
Financial reports, duties, Minn. Statutes 2004 48.48
Fines, violations of law, Minn. Statutes 2004 46.32
Insolvency, duty to report, Minn. Statutes 2004 49.013
Liability, Minn. Statutes 2004 48.24
Loans, exceeding limitations, Minn. Statutes 2004 48.24
Powers, generally, Minn. Statutes 2004 48.17
Presidents, Minn. Statutes 2004 48.02, 48.04, 48.11, 300.21
Removal by commissioner, Minn. Statutes 2004 46.26
Removal by directors, Minn. Statutes 2004 48.07
Reports given, financial reports, Minn. Statutes 2004 48.48
Service of process on, Minn. Statutes 2004 46.33
Vice-presidents, Minn. Statutes 2004 48.02, 48.04, 48.11
Violations and penalties, Minn. Statutes 2004 46.32, 47.26
Offices, closed during emergencies, Minn. Statutes 2004 47.0151 to 47.0155
Open end loan accounts, Minn. Statutes 2004 48.185, 56.125
Orders
Application denials, Minn. Statutes 2004 46.041
Certificate of authorization, order to issue, Minn. Statutes 2004 46.041
Charter, forfeiture, Minn. Statutes 2004 316.13
Removal from office, directors, trustees, officers, Minn. Statutes 2004 46.26
Stop payment orders, see same under this topic
Substitution of affiliates, Minn. Statutes 2004 48A.10
Surety bonds, Minn. Statutes 2004 48.14
Trust services offices, establishment disallowed, Minn. Statutes 2004 48A.15
Unsafe or unsound practices, cease and desist orders, Minn. Statutes 2004 46.24
Ordinary care, see Commercially reasonable practices under this topic
Organization
Reorganization as national banks, execution of trust, Minn. Statutes 2004 48.33
State banks organized from national banks, Minn. Statutes 2004 48.31
Originator's bank
Defined, Minn. Statutes 2004 336.4A-104
Payment orders, duties, Minn. Statutes 2004 336.4A-209, 336.4A-302
Restitution, right of recovery, Minn. Statutes 2004 336.4A-209
Restraining orders, Minn. Statutes 2004 336.4A-503
Originators
Choice of law, Minn. Statutes 2004 336.4A-507
Defined, Minn. Statutes 2004 336.4A-104
Liability, misdescription of beneficiary, Minn. Statutes 2004 336.4A-207
Notice received, payment orders, Minn. Statutes 2004 336.4A-405
Payments by, Minn. Statutes 2004 336.4A-406
Overdrafts, Minn. Statutes 2004 336.4-401, 336.4-402
Parties to suits, Minn. Statutes 2004 316.13
Payments by
Cemetery fund trustees, refusal of payment, Minn. Statutes 2004 306.81
Rail user and rail carrier loans, principal, interest, Minn. Statutes 2004 222.58
Trust services offices, establishment, filing fees, Minn. Statutes 2004 48A.15
Payments, Commercial Code provisions
Action or nonaction, liability, Minn. Statutes 2004 336.4-102
Checks, time limit for presenting, Minn. Statutes 2004 336.4-404
Death or incompetency of customers, effect, Minn. Statutes 2004 336.4-405
Final payment, Minn. Statutes 2004 336.4-215
Improper payment, subrogation, Minn. Statutes 2004 336.4-407
Items payable at or through bank, Minn. Statutes 2004 336.4-106
Nonpayment, notice, Minn. Statutes 2004 336.4-202
Notice of holding, Minn. Statutes 2004 336.4-212
Presentment, Minn. Statutes 2004 336.4-208, 336.4-212
Revocation, Minn. Statutes 2004 336.4-301
Suspended payments, see same under this topic
Transfer warranties, Minn. Statutes 2004 336.4-207
Unauthorized payments, customers' duties, Minn. Statutes 2004 336.4-406
Payor banks
Death or incompetency of customers, Minn. Statutes 2004 336.4-405
Defined, Minn. Statutes 2004 336.4-105
Dishonor and notice of dishonor of instruments, Minn. Statutes 2004 336.3-505
Encoding warranties, Minn. Statutes 2004 336.4-209
Final payment, Minn. Statutes 2004 336.4-215, 336.4-216
Items sent by collecting banks, Minn. Statutes 2004 336.4-204
Late return of items, liability, defenses, Minn. Statutes 2004 336.4-302
Notice given, dishonor of items, Minn. Statutes 2004 336.4-301
Place of presentment, Minn. Statutes 2004 336.4-204
Provisional settlement of items, Minn. Statutes 2004 336.4-215
Retention of items, time, Minn. Statutes 2004 336.4-406
Retention warranties, Minn. Statutes 2004 336.4-209
Revocation of payment, Minn. Statutes 2004 336.4-301
Setoff, Minn. Statutes 2004 336.4-303
Stop payment orders, Minn. Statutes 2004 336.4-303
Subrogation, Minn. Statutes 2004 336.4-407
Suspended payments, Minn. Statutes 2004 336.4-216
Time limits, delay, Minn. Statutes 2004 336.4-109
Transfer of instruments, restrictive endorsements, Minn. Statutes 2004 336.3-206
Unaccepted drafts, dishonor, Minn. Statutes 2004 336.3-502
Waivers, defenses against unauthorized signatures or alterations, Minn. Statutes 2004 336.4-406
Wrongful dishonor, Minn. Statutes 2004 336.4-402
Personal property acquisition or lease, Minn. Statutes 2004 48.152
Personal property taxes, see PERSONAL PROPERTY TAXES
Power of attorney, general authority, Minn. Statutes 2004 523.24
Powers, generally, Minn. Statutes 2004 48.15
Preferred stock, Minn. Statutes 2004 48.055
Presenting banks
Defined, Minn. Statutes 2004 336.4-105
Dishonor and notice of dishonor of instruments, Minn. Statutes 2004 336.3-505
Documentary drafts, Minn. Statutes 2004 336.4-503, 336.4-504
Place of presentment, Minn. Statutes 2004 336.4-204
Provisional settlement of items, Minn. Statutes 2004 336.4-215
Presentment
Action or nonaction, liability, Minn. Statutes 2004 336.4-102
On arrival drafts, Minn. Statutes 2004 336.4-502
Checks, time limit, Minn. Statutes 2004 336.4-404
Collecting banks, ordinary care, Minn. Statutes 2004 336.4-202
Date, Minn. Statutes 2004 336.3-501
Defined, Minn. Statutes 2004 336.3-501
Dishonor, Minn. Statutes 2004 336.3-502
Documentary drafts, Minn. Statutes 2004 336.4-501 to 336.4-504
Electronic presentment, Minn. Statutes 2004 336.4-110, 336.4-209
Excused, Minn. Statutes 2004 336.3-504
Items not payable by, through, or at bank, Minn. Statutes 2004 336.4-212
Methods, Minn. Statutes 2004 336.3-501, 336.4-204
Obligors, tender of payment, Minn. Statutes 2004 336.3-603
Persons to whom made, Minn. Statutes 2004 336.3-501
Place of presentment, Minn. Statutes 2004 336.4-204
Presentment notice, defined, Minn. Statutes 2004 336.4-110
Waivers, Minn. Statutes 2004 336.3-504
Warranties, Minn. Statutes 2004 336.4-208, 336.4-302
When goods arrive drafts, Minn. Statutes 2004 336.4-502
Presentment warranties
Breach, damages, defenses, Minn. Statutes 2004 336.4-208, 336.4-302
Disclaimers prohibited, Minn. Statutes 2004 336.4-208
Generally, Minn. Statutes 2004 336.4-208
Presumptions, collecting banks, agency status, Minn. Statutes 2004 336.4-201
Prima facie evidence, ordinary care, Minn. Statutes 2004 336.4-103
Prime rate
Adjusted prime rate charged by banks, defined, Minn. Statutes 2004 270.75
Prior transactions, validation, Minn. Statutes 2004 336.10-102
Priorities and preferences
Insolvency, preferred claims, Minn. Statutes 2004 336.4-216
Security interests, Minn. Statutes 2004 336.4-210
Suspended payments, Minn. Statutes 2004 336.4-216
Profits
Setting aside for surplus, Minn. Statutes 2004 48.09
Undeclared profits, dividend declaration, Minn. Statutes 2004 48.09
Undivided profits, Minn. Statutes 2004 48.02
Prosecution, damages, wrongful dishonor, Minn. Statutes 2004 336.4-402
Publication by
Substitution of affiliates, Minn. Statutes 2004 48A.10
Trust services offices, Minn. Statutes 2004 48A.15
Purpose for forming, Minn. Statutes 2004 47.12
Real estate
Buying, holding, Minn. Statutes 2004 47.10, 48.21
Contract for deed, not a liability, Minn. Statutes 2004 48.21
Mortgage loans, improved real estate, limitations, Minn. Statutes 2004 48.24
Rulemaking, Minn. Statutes 2004 48.21
Taxes, see PROPERTY TAXES
Unsold real estate, balance, writing off, Minn. Statutes 2004 48.21
Real estate licensure, exemptions, Minn. Statutes 2004 82.23
Real property, see Real estate under this topic
Receivers, appointment
Forfeiture of charter proceedings, Minn. Statutes 2004 316.13
Receiving banks
Beneficiary's bank, identification, Minn. Statutes 2004 336.4A-208
Choice of law, Minn. Statutes 2004 336.4A-507
Creditor process, service on, Minn. Statutes 2004 336.4A-502
Cut-off times, Minn. Statutes 2004 336.4A-106
Defined, Minn. Statutes 2004 336.4A-103
Interest rates, calculation, Minn. Statutes 2004 336.4A-506
Intermediary banks, identification, Minn. Statutes 2004 336.4A-208
Liability, Minn. Statutes 2004 336.4A-212, 336.4A-305
Notice given, payment orders, rejection, Minn. Statutes 2004 336.4A-209, 336.4A-210
Notice received, Minn. Statutes 2004 336.4A-211, 336.4A-304
Objection to debit of account, time, Minn. Statutes 2004 336.4A-505
Order of charging accounts, Minn. Statutes 2004 336.4A-502
Payment orders, duties
Acceptance, Minn. Statutes 2004 336.4A-209
Amendment, Minn. Statutes 2004 336.4A-211
Authorization, Minn. Statutes 2004 336.4A-202
Breach of obligations, Minn. Statutes 2004 336.4A-208, 336.4A-212, 336.4A-305
Cancellation, Minn. Statutes 2004 336.4A-211
Erroneous payment orders, Minn. Statutes 2004 336.4A-205
Execution, Minn. Statutes 2004 336.4A-301 to 336.4A-305
Rejection, Minn. Statutes 2004 336.4A-209, 336.4A-210
Right to enforce or retain payment, limitation, Minn. Statutes 2004 336.4A-203
Transmission by the system, Minn. Statutes 2004 336.4A-206
Unauthorized payment orders, Minn. Statutes 2004 336.4A-204
Verification, Minn. Statutes 2004 336.4A-202, 336.4A-203
Payments to, senders, duties, Minn. Statutes 2004 336.4A-402, 336.4A-403
Refunds, Minn. Statutes 2004 336.4A-402
Restitution, recovery, Minn. Statutes 2004 336.4A-303
Security procedures, generally, Minn. Statutes 2004 336.4A-201, 336.4A-202
Suspension of payments, effect on unaccepted payment orders, Minn. Statutes 2004 336.4A-210
Records and record keeping
Audits and examinations, reports, Minn. Statutes 2004 48.10
Child support enforcement, access, Minn. Statutes 2004 256.978
Defined, Minn. Statutes 2004 336.3-103
Dishonor, notice, Minn. Statutes 2004 336.4-301
Electronic maintenance and storage, Minn. Statutes 2004 46.04
Government authorities, access, Minn. Statutes 2004 13A.01 to 13A.04, 48.513
Items held for acceptance or payment, notice, Minn. Statutes 2004 336.4-212
Minute book, officers and employees, duties, Minn. Statutes 2004 48.06, 48.17
Optical image storage systems, Minn. Statutes 2004 46.04
Stop payment orders, renewal, Minn. Statutes 2004 336.4-403
Trust services offices, Minn. Statutes 2004 48A.15
Red lining, unfair discriminatory practice, Minn. Statutes 2004 363A.09
Referees (court)
Documentary drafts, dishonor, duties, Minn. Statutes 2004 336.4-503
Reference base index, implicit price deflator for gross domestic product defined as, Minn. Statutes 2004 47.59
Registered checks, sales, fees, Minn. Statutes 2004 48.151
Relocating, temporary, emergencies, Minn. Statutes 2004 47.0152
Remotely-created items
Presentment warranties, Minn. Statutes 2004 336.4-208
Transfer warranties, Minn. Statutes 2004 336.4-207
Reports given
Financial statements, Minn. Statutes 2004 48.48
Insolvency, Minn. Statutes 2004 49.013
Officers and employees, bonds, Minn. Statutes 2004 48.14
Transactions, regulated, Minn. Statutes 2004 45.027
Representation
Development corporations, Minn. Statutes 2004 301.78
Federal reserve banks, Minn. Statutes 2004 48.32
Reserves, Minn. Statutes 2004 48.221
Residential mortgage originator and servicer licenses, Minn. Statutes 2004 58.04, 58.05
Retention warranties, Minn. Statutes 2004 336.4-209
Retirement accounts, Minn. Statutes 2004 48.15
Reverse mortgages, see under MORTGAGES
Reverse stock splits, Minn. Statutes 2004 48.056
Rulemaking about
General powers, Minn. Statutes 2004 46.01
Preferred stock, Minn. Statutes 2004 48.055
Safe deposit boxes, renting, Minn. Statutes 2004 55.06, 55.15
Safekeeping, local public funds
Investment contracts and agreements, Minn. Statutes 2004 118A.06
Sales finance companies, banks defined as, Minn. Statutes 2004 168.66
Saturdays, closing permitted, Minn. Statutes 2004 47.015
Savings accounts, see under BANK ACCOUNTS
Savings associations, see SAVINGS ASSOCIATIONS
Savings banks, see SAVINGS BANKS
Savings departments, Minn. Statutes 2004 47.23
Seals and sealing, contracts, Minn. Statutes 2004 48.11
Securities in lieu of surety bond, Minn. Statutes 2004 48.13
Securities intermediaries, banks defined as, Minn. Statutes 2004 336.8-102
Security interests
Application of law, Minn. Statutes 2004 336.4-210
Collecting banks, rights, Minn. Statutes 2004 336.4-210, 336.4-211
Establishing, standard of proof, forfeited property associated with commission of a crime, Minn. Statutes 2004 609.5319
Priorities and preferences, Minn. Statutes 2004 336.4-210
Senders
Choice of law, Minn. Statutes 2004 336.4A-507
Cut-off times, Minn. Statutes 2004 336.4A-106
Death or incapacity, effect, Minn. Statutes 2004 336.4A-211
Defined, Minn. Statutes 2004 336.4A-103, 336.4A-202
Liability, Minn. Statutes 2004 336.4A-205, 336.4A-208, 336.4A-211, 336.4A-303
Notice given, Minn. Statutes 2004 336.4A-211, 336.4A-304
Notice received, Minn. Statutes 2004 336.4A-209, 336.4A-210
Payment orders, Minn. Statutes 2004 336.4A-205, 336.4A-301 to 336.4A-305
Payments by, Minn. Statutes 2004 336.4A-402, 336.4A-403
Payments to, Minn. Statutes 2004 336.4A-402
Separate offices
Action or nonaction, liability, Minn. Statutes 2004 336.4-102
Constructive notice, knowledge of one branch, Minn. Statutes 2004 336.4-107
Separate banks, separate offices deemed as, Minn. Statutes 2004 336.4-107, 336.4A-105
Stop payment orders, Minn. Statutes 2004 336.4-107
Service of process on
Items subject to, time, Minn. Statutes 2004 336.4-303
Procedure, Commerce Department, Minn. Statutes 2004 45.028
Services, contracts with other financial institutions, Minn. Statutes 2004 47.78
Setoffs
Collecting banks, rights, Minn. Statutes 2004 336.4-201
Payor banks, Minn. Statutes 2004 336.4-303
Settlements
Charge back or refund, Minn. Statutes 2004 336.4-214
Collecting banks, ordinary care, Minn. Statutes 2004 336.4-202
Defined, Minn. Statutes 2004 336.4-104
Final payment, Minn. Statutes 2004 336.4-215, 336.4-216
Medium and time, Minn. Statutes 2004 336.4-213
Provisional settlement, Minn. Statutes 2004 336.4-201, 336.4-216
Revocation, Minn. Statutes 2004 336.4-214, 336.4-301
Signatures
Presentment warranties, Minn. Statutes 2004 336.4-208
Transfer warranties, Minn. Statutes 2004 336.4-207
Unauthorized signatures, customers' duties, Minn. Statutes 2004 336.4-406
Special purpose banks, Minn. Statutes 2004 46.044, 46.046
State banks, Minn. Statutes 2004 48.31, 49.411
Statements of account, Minn. Statutes 2004 336.4-406
Statutes of limitations
Lawsuits, generally, Minn. Statutes 2004 336.4-111
Unauthorized signatures or alterations, Minn. Statutes 2004 336.4-406
Stock, see Capital stock under this topic
Stockholders, see Shareholders under this topic
Stop payment orders
After customer's death or incompetency, Minn. Statutes 2004 336.4-405
Branch banks, Minn. Statutes 2004 336.4-107
Constructive notice, knowledge of one branch or separate office, Minn. Statutes 2004 336.4-107
Customers, rights, Minn. Statutes 2004 336.4-403
Effective time, Minn. Statutes 2004 336.4-403
Items subject to, time, Minn. Statutes 2004 336.4-303
Oral stop payment orders, Minn. Statutes 2004 336.4-403
Payment after, losses, burden of proof, Minn. Statutes 2004 336.4-403
Postdated checks, Minn. Statutes 2004 336.4-401
Renewal, Minn. Statutes 2004 336.4-403
Separate offices, Minn. Statutes 2004 336.4-107
Subpoenas, records
Access by government authorities, Minn. Statutes 2004 13A.02, 13A.04
Subrogation, payor banks, Minn. Statutes 2004 336.4-407
Subsidiaries
Defined as financial institutions, Minn. Statutes 2004 58.02
Generally, Minn. Statutes 2004 48.61
Qualified subchapter S subsidiaries, dividends distributions, Minn. Statutes 2004 48.09
Residential mortgage originator and servicer licenses, exemptions, Minn. Statutes 2004 58.04, 58.05
Substitution of affiliates
Generally, Minn. Statutes 2004 48A.10
Trust services offices, Minn. Statutes 2004 48A.15
Supervision by Commerce Department
Interstate banking, cooperation with federal authorities, Minn. Statutes 2004 48.96, 48.99
Powers, generally, Minn. Statutes 2004 46.05, 47.02
Trust services offices, Minn. Statutes 2004 48A.15
Supranational banks, defined, Minn. Statutes 2004 61A.29
Surplus
Banks organizing as trust companies, Minn. Statutes 2004 48.44
Capital notes or debentures, reserve considered as, Minn. Statutes 2004 48.62
Fund, amount, Minn. Statutes 2004 48.09
Investments permitted to banks, see same under this topic
Reduction, approval, Minn. Statutes 2004 48.04
Requirements, Minn. Statutes 2004 48.02, 48.055
Trust authority, Minn. Statutes 2004 48.36
Withdrawal, Minn. Statutes 2004 48.05
Suspended payments
By another bank, excused delay, Minn. Statutes 2004 336.4-109
Defined, Minn. Statutes 2004 336.4-104
Generally, Minn. Statutes 2004 336.4-216
Suspension, preferred deposits, Minn. Statutes 2004 49.24
Teller's checks, see Teller's checks under CHECKS
Time
Availability of funds, Minn. Statutes 2004 336.4-215
Branch banks, Minn. Statutes 2004 336.4-107
Breach of warranty, damages, Minn. Statutes 2004 336.4-207, 336.4-208
Checks, limit for presenting, Minn. Statutes 2004 336.4-404
Dishonor of items, Minn. Statutes 2004 336.4-301
Extensions, Minn. Statutes 2004 336.4-109
Midnight deadline, see same under this topic
Modification, Minn. Statutes 2004 336.4-109
Receipt of items, Minn. Statutes 2004 336.4-108, 336.4-303
Retention of items by payor banks, Minn. Statutes 2004 336.4-406
Separate offices, Minn. Statutes 2004 336.4-107
Settlement by bank, Minn. Statutes 2004 336.4-213
Stop payment orders, Minn. Statutes 2004 336.4-403
Waivers, Minn. Statutes 2004 336.4-109
Timeliness, collecting banks, ordinary care, Minn. Statutes 2004 336.4-202
Traceable funds, exemptions from creditors' claims, Minn. Statutes 2004 550.37
Transfer warranties, Minn. Statutes 2004 336.4-207
Transferor banks, identity and identification, Minn. Statutes 2004 336.4-206
Transferors
Liability, Minn. Statutes 2004 336.4-207
Presentment warranties, Minn. Statutes 2004 336.4-208
Transfer warranties, Minn. Statutes 2004 336.4-207
Transfers between banks, Minn. Statutes 2004 336.4-206
Transfers of money or property, insolvency, Minn. Statutes 2004 49.013
Traveler's checks, see under CHECKS
Trust companies assuming banking powers, Minn. Statutes 2004 48A.04
Trust companies, banks organized as, see Banks with trust powers under this topic
Trust service offices, Minn. Statutes 2004 48A.15, 48A.18
Trustee in liquidation, appointment, duties, Minn. Statutes 2004 49.215
Trustees (directors), see Directors under this topic
Trustees, banks acting as
Accounts, Minn. Statutes 2004 48.39
Application, Minn. Statutes 2004 48.36
Approval, Minn. Statutes 2004 48.36
Capital, Minn. Statutes 2004 48.36, 48.37
Certificates, Minn. Statutes 2004 48.37, 48.43
Cessation of operations, Minn. Statutes 2004 48.43, 48.45
Court orders, Minn. Statutes 2004 48.40
Directors, trustees, or officers, fiduciary funds lent to, unlawful, Minn. Statutes 2004 48.39
Fiduciary powers, Minn. Statutes 2004 48A.07
Individual retirement accounts, Minn. Statutes 2004 47.75, 48.15
Industrial development projects, Minn. Statutes 2004 469.153, 469.161, 469.163
Medical savings accounts, Minn. Statutes 2004 47.75, 48.15
Mergers or consolidations, effect, Minn. Statutes 2004 49.38
Name, Minn. Statutes 2004 48.41, 48.43
National banking associations, conversions, Minn. Statutes 2004 49.44
Nominees, Minn. Statutes 2004 48.39
Reports given, Minn. Statutes 2004 48.40
Securities, Minn. Statutes 2004 48.36, 48.37, 48.46
Solvency guarantee, maximum deposit, Minn. Statutes 2004 48.37
Surplus, Minn. Statutes 2004 48.36
Workers' compensation payments, duties, Minn. Statutes 2004 176.171
Trustees, banks defined as, Minn. Statutes 2004 469.153
Unfair discriminatory practices
Human rights law, Minn. Statutes 2004 363A.09
Real property, see Unfair discriminatory practices under REAL PROPERTY
Unstaffed after-hour depository drop boxes
Deemed extension of main banking house, Minn. Statutes 2004 47.51
Vaults, see VAULTS
Viatical settlement providers, exclusion, Minn. Statutes 2004 60A.961
Violations and penalties
Branch offices, liquidation, Minn. Statutes 2004 48.34
Consumer small loan regulations, Minn. Statutes 2004 47.60
Credit sale contract violations, Minn. Statutes 2004 47.59
Directors, trustees, officers, violations, generally, Minn. Statutes 2004 46.26
Disobeying commerce commissioner's orders, Minn. Statutes 2004 46.06
Disobeying laws, generally, Minn. Statutes 2004 46.24
Dividends distribution violations, Minn. Statutes 2004 48.09
Evidences of indebtedness, improper sale or advertisement, Minn. Statutes 2004 48.151
Fiduciary funds, lending to bank directors, trustees, or officers, theft, Minn. Statutes 2004 48.39
Financial reports, late submission, Minn. Statutes 2004 48.48
Fines, Minn. Statutes 2004 45.027
Forfeiture of charter, Minn. Statutes 2004 316.13
Gross misdemeanors, Minn. Statutes 2004 48.88
Insolvent institutions, receiving deposits, Minn. Statutes 2004 624.68
Interest, usurious interest, Minn. Statutes 2004 48.196
Loan finance charge violations, Minn. Statutes 2004 47.59
Loans exceeding limitations,, Minn. Statutes 2004 48.24
Names, improper use, Minn. Statutes 2004 47.03
Prior liens, pledges or liens upon, Minn. Statutes 2004 48.18
Substitution of fiduciaries, failure to give notice, Minn. Statutes 2004 48A.15
Surety bonds, closing of bank, Minn. Statutes 2004 48.14
Unsafe practices, Minn. Statutes 2004 46.24
Voluntary dissolution, property held in the course of
Presumption of abandonment, Minn. Statutes 2004 345.36
Voluntary liquidation, Minn. Statutes 2004 49.215
Waivers
Application notice and hearing, Minn. Statutes 2004 46.042
Applications to organize, filing fees, Minn. Statutes 2004 46.041
Defense against unauthorized signatures or alterations, Minn. Statutes 2004 336.4-406
Detached banking facilities, location, Minn. Statutes 2004 47.521
Location, laws governing, Minn. Statutes 2004 47.0152
Meeting notices, Minn. Statutes 2004 300.52
Time limits, Minn. Statutes 2004 336.4-109
War, delayed collection of items, Minn. Statutes 2004 336.4-109
Warranties
Breach of warranty, see same under this topic
Documents of title warranties, Minn. Statutes 2004 336.7-508
Encoding warranties, Minn. Statutes 2004 336.4-209
Presentment warranties, Minn. Statutes 2004 336.4-208, 336.4-302
Retention warranties, Minn. Statutes 2004 336.4-209
Transfer warranties, Minn. Statutes 2004 336.4-207
Unendorsed items, Minn. Statutes 2004 336.4-205
World Bank
Investments in, insurance companies, Minn. Statutes 2004 60A.11