BANK ACCOUNTS

See also BANKS

Access to data, Commerce Department, Minn. Statutes 2004 45.027

Attachment, Minn. Statutes 2004 609.532

Audits and examinations

Commerce Department, duties, Minn. Statutes 2004 45.027

Authorized account, defined, Minn. Statutes 2004 336.4A-105

Businesses, verification, MFIP applicants, Minn. Statutes 2004 256J.32

Checking accounts

Automatic withdrawals, MinnesotaCare, premiums, Minn. Statutes 2004 256L.06, 256L.15

False statements, perjury, Minn. Statutes 2004 48.512

Fiduciaries, duties, Minn. Statutes 2004 520.08 to 520.10

Joint checking accounts, MFIP participants, ownership, Minn. Statutes 2004 256J.20

Opening, Minn. Statutes 2004 48.512

Overdraft checking accounts, prepayment, Minn. Statutes 2004 48.185

Refusal of new accounts, Minn. Statutes 2004 48.512

Use for self-employment business, MFIP applicants or participants, property limitations, Minn. Statutes 2004 256J.20

Verification, Minn. Statutes 2004 256J.32

Violations and penalties, Minn. Statutes 2004 48.512

Checks, see CHECKS

Children, see Bank accounts under CHILDREN

Closure, procedures, Minn. Statutes 2004 47.77

Custodial accounts

Public retirement plans, member benefits, Minn. Statutes 2004 356.001

Customer accounts

Availability of funds, Minn. Statutes 2004 336.4-215

Charge back, Minn. Statutes 2004 336.4-214

Charges against, Minn. Statutes 2004 336.4-303, 336.4-401

Closing, Minn. Statutes 2004 336.4-403

Insufficient funds, determination, Minn. Statutes 2004 336.4-402

Overdrafts, Minn. Statutes 2004 336.4-401, 336.4-402

Postdated checks, notice, Minn. Statutes 2004 336.4-401

Statements of account, Minn. Statutes 2004 336.4-406

Stop payment orders, Minn. Statutes 2004 336.4-403

Time of settlement, Minn. Statutes 2004 336.4-213

Definitions

Checking accounts, procedures for opening, Minn. Statutes 2004 48.512

Commercial Code, Minn. Statutes 2004 336.4-104, 336.4A-105

Deposit accounts, see same under this topic

Multiparty accounts, Minn. Statutes 2004 524.6-201

Savings accounts, Minn. Statutes 2004 51A.02

Trust companies, Minn. Statutes 2004 48A.12

Demand bank accounts

Industrial loan and thrift companies, Minn. Statutes 2004 53.05

Deposit accounts

Definitions, Minn. Statutes 2004 51A.02, 336.9-102, 518.54

Savings associations, Minn. Statutes 2004 51A.21

Savings banks, Minn. Statutes 2004 50.17

Secured transactions, see Deposit accounts under SECURED TRANSACTIONS

Deposits to

Direct deposit, state employees, Minn. Statutes 2004 16A.17

Fiduciaries, duties, Minn. Statutes 2004 520.08 to 520.10

General assistance recipients, benefits, direct deposit, Minn. Statutes 2004 256D.09

Insurance companies, managing general agents, Minn. Statutes 2004 60H.04

Insurance on deposits, Minn. Statutes 2004 46.045

Disclosure

Dishonored checks, account information, Minn. Statutes 2004 609.535

Dishonored checks, see under CHECKS

Federal reserve bank accounts, Minn. Statutes 2004 336.4-205, 336.4-213, 336.4-303

Financial intermediary, defined, Minn. Statutes 2004 48.512

Foreign corporations

Business transactions, exceptions, Minn. Statutes 2004 303.03

Foreign limited liability companies

Business transactions, exclusion, Minn. Statutes 2004 322B.945

Freezing, court orders, Minn. Statutes 2004 609.532

Gambling organizations

Electronic transfers, Minn. Statutes 2004 349.154, 349.168, 349.19

Gross receipts, Minn. Statutes 2004 349.19

Joint accounts, see JOINT BANK ACCOUNTS

Livestock market agencies, see under LIVESTOCK

Multiparty accounts, see MULTIPARTY ACCOUNTS

Mutual accounts, actions to recover balance due

Statutes of limitations, Minn. Statutes 2004 541.10

Negotiable order of withdrawal accounts

Industrial loan and thrift companies, Minn. Statutes 2004 53.04

Savings associations, married persons and minors, Minn. Statutes 2004 51A.251

Savings banks, Minn. Statutes 2004 50.175

Open end loan accounts

Credit card plans, regulated lenders, Minn. Statutes 2004 56.125

Generally, Minn. Statutes 2004 48.185

Opening, identification, Minn. Statutes 2004 171.07

Order of charging, funds transfers

Creditor process, Minn. Statutes 2004 336.4A-502

Payment orders and withdrawals, Minn. Statutes 2004 336.4A-504

Power of attorney, general authority, Minn. Statutes 2004 523.24

Real estate trust accounts, Minn. Statutes 2004 52.04, 82.17, 82.50

Reinsurance intermediary-managers, Minn. Statutes 2004 60A.73

Savings accounts

Accounts designated for future education or employment costs, Minn. Statutes 2004 119A.445, 256J.20

Assignment in lieu of bond, grain buyers, Minn. Statutes 2004 223.17

Defined, Minn. Statutes 2004 51A.02

Defined as personal property, Minn. Statutes 2004 256J.08

Deposits to, family assets for independence participants, Minn. Statutes 2004 119A.445

Earned income savings accounts, disregards, general assistance, Minn. Statutes 2004 256D.06

Industrial loan and thrift companies, Minn. Statutes 2004 53.04, 53.05

Investments in, Minn. Statutes 2004 79A.22, 354B.25, 356A.06

Joint savings accounts, MFIP participants, ownership, Minn. Statutes 2004 256J.20

Mentally ill persons, rights, Minn. Statutes 2004 50.17

Mentally retarded persons, rights, Minn. Statutes 2004 50.17

Minnesota residents, no fee, Minn. Statutes 2004 47.76

Savings associations

Children's accounts, Minn. Statutes 2004 51A.23, 51A.251, 51A.261

Earnings, rate, mutual associations, Minn. Statutes 2004 51A.32

Holder of record, Minn. Statutes 2004 51A.23

Insuring savings accounts, Minn. Statutes 2004 51A.21, 51A.23

Interest, capital stock associations, Minn. Statutes 2004 51A.32

Loans secured by, investing in, Minn. Statutes 2004 51A.37

Mentally ill persons accounts, rights, Minn. Statutes 2004 51A.29

Minnesota residents, no fee, Minn. Statutes 2004 47.76

Nonresidents, deceased, Minn. Statutes 2004 51A.30

Redeeming, Minn. Statutes 2004 51A.34

Subscriptions, amount required, Minn. Statutes 2004 51A.04

Withdrawals, generally, Minn. Statutes 2004 51A.33

Use for self-employment business, MFIP applicants or participants, property limitations, Minn. Statutes 2004 256J.20

Verification, Minn. Statutes 2004 256J.32

School districts, accounting and bookkeeping, Minn. Statutes 2004 123B.78

Transaction accounts

Accessible by debit card, identification, Minn. Statutes 2004 48.512

Checking accounts, see same under this topic

Defined, Minn. Statutes 2004 48.512

Exclusions, Minn. Statutes 2004 48.512

Negotiable order of withdrawal accounts, credit unions, Minn. Statutes 2004 53.04

Service charges, Minn. Statutes 2004 48.512

Transfers of accounts, procedures, Minn. Statutes 2004 47.77

Trust accounts, see TRUST ACCOUNTS

Violations and penalties, checking accounts, applicants

False statements, perjury, Minn. Statutes 2004 48.512