Minnesota Legislature
Office of the Revisor of Statutes
2004 Minnesota Statutes Index (topics)
SAVINGS ASSOCIATIONS
See also SAVINGS BANKS
Access to data
Conditions of access, Minn. Statutes 2004 13A.02
Data classification, Minn. Statutes 2004 13A.02
Definitions, Minn. Statutes 2004 13A.01
Delayed notice, order, Minn. Statutes 2004 13A.03
Exceptions from law, Minn. Statutes 2004 13A.04
Financial institutions, duties, Minn. Statutes 2004 13A.02
Generally, Minn. Statutes 2004 51A.11
Government assistance programs, Minn. Statutes 2004 13A.04
Notice to customer, contents, Minn. Statutes 2004 13A.02 to 13A.04
Search warrants, Minn. Statutes 2004 13A.02
Subpoenas, Minn. Statutes 2004 13A.02, 13A.04
Transfer of records, Minn. Statutes 2004 13A.02
Use of information, Minn. Statutes 2004 13A.02, 13A.04
Access to records, Minn. Statutes 2004 51A.11
Accounting and bookkeeping
Closing books, frequency, Minn. Statutes 2004 51A.19
Accounts, see BANK ACCOUNTS
Acknowledgment of instruments, validation, Minn. Statutes 2004 51A.52
Advertising
Name, use of, Minn. Statutes 2004 51A.05
Restrictions, Minn. Statutes 2004 47.09
Savings or investment media, typed permitted, Minn. Statutes 2004 51A.22
Agents, savings associations acting as, Minn. Statutes 2004 51A.21
Agreements by
Local public funds, investment, repurchase or reverse repurchase, Minn. Statutes 2004 118A.05, 118A.07
Appeals
Conversions, Minn. Statutes 2004 51A.065
Receivers and receivership, Minn. Statutes 2004 51A.46
Application of law
Consolidations, exceptions, Minn. Statutes 2004 300.14
Loans and credit sale contracts, interest rates and charges, Minn. Statutes 2004 47.59
Loans and extensions of credit, terms, Minn. Statutes 2004 51A.386
Residential mortgage originator and servicer licenses, exemptions, Minn. Statutes 2004 58.04
Security, inapplicable laws, Minn. Statutes 2004 47.21
Usurious interest rates, penalties determined at time of contract, Minn. Statutes 2004 334.20
Appraisals
Commerce commissioner, authorized to order, Minn. Statutes 2004 51A.44
Real estate, Minn. Statutes 2004 51A.19, 51A.38
Articles of incorporation
Filing with commerce commissioner, Minn. Statutes 2004 47.08
Assets
Inventory, liquidation, Minn. Statutes 2004 49.24
Limitations, investments, Minn. Statutes 2004 51A.35
Liquid assets, reserves, amount required, Minn. Statutes 2004 51A.361
Overvalued, procedures, Minn. Statutes 2004 51A.19
Security, Federal Deposit Insurance Corporation loans, Minn. Statutes 2004 49.05
Assignments, insolvency, assignments prohibited, Minn. Statutes 2004 49.013
Attachments
Possession by Commerce Department, Minn. Statutes 2004 49.04
Audits and examinations
Access to records, Minn. Statutes 2004 51A.11
Annual report, Minn. Statutes 2004 51A.44
Commerce Department, general powers, Minn. Statutes 2004 46.04, 51A.42
Extra examinations, Minn. Statutes 2004 51A.44
Fees, Minn. Statutes 2004 46.131, 51A.51
Frequency, Minn. Statutes 2004 46.04
Requirements, generally, Minn. Statutes 2004 46.04
Automated teller machines, Minn. Statutes 2004 51A.05, 51A.21
Background checks, acquisitions, Minn. Statutes 2004 46.048
Beneficiaries, accounts, rights, Minn. Statutes 2004 51A.28
Board of directors, see Directors under this topic
Bonds (officers and fiduciaries), see Surety bonds under this topic
Bonds purchased, valuation, Minn. Statutes 2004 51A.19
Borrowing money, powers, Minn. Statutes 2004 51A.21
Branch offices
Approval for, Minn. Statutes 2004 51A.05
Location change, Minn. Statutes 2004 51A.05
Reciprocating states, Minn. Statutes 2004 51A.58
Business property, owning, Minn. Statutes 2004 51A.21
Bylaws
Adopting, Minn. Statutes 2004 51A.21
Filing requirements, Minn. Statutes 2004 47.15
Mutual associations, Minn. Statutes 2004 51A.03
Capital certificates, selling, Minn. Statutes 2004 51A.21
Capital stock associations, Minn. Statutes 2004 51A.041
Certificate of approval
Generally, Minn. Statutes 2004 51A.03
Insurance requirements, Minn. Statutes 2004 51A.23
Certificate of authority
Commerce commissioner, duties, Minn. Statutes 2004 47.16
Forfeiture, liquidation, Minn. Statutes 2004 49.04
Certificate of conversion
Commerce commissioner, issuing, Minn. Statutes 2004 51A.065
Certificate of dissolution, procedures, generally, Minn. Statutes 2004 51A.08
Certificates of incorporation
Amendments, procedure, Minn. Statutes 2004 300.45
Applications for, Minn. Statutes 2004 51A.03
Approval by Commerce Department, Minn. Statutes 2004 51A.03
Issuance, capital stock associations, Minn. Statutes 2004 51A.041
Notice of intent to organize, Minn. Statutes 2004 47.14
Statements accompanying, Minn. Statutes 2004 47.14
Charges and rates
Adjustment, implicit price deflator, use in calculating, Minn. Statutes 2004 47.59
Checks, see CHECKS
Children
Accounts in name of, Minn. Statutes 2004 51A.23, 51A.251, 51A.261
Parents, rights, Minn. Statutes 2004 51A.251
Savings plans in schools, Minn. Statutes 2004 51A.24
Closing
Days designated by president or governor, Minn. Statutes 2004 47.0153
Emergencies, Minn. Statutes 2004 47.0151 to 47.0155
Holidays and holiday eves, Minn. Statutes 2004 47.015
Mondays, Minn. Statutes 2004 47.015
Permanent, notice, Minn. Statutes 2004 47.0156
Saturdays, Minn. Statutes 2004 47.015
Temporary, legal effect, Minn. Statutes 2004 47.0155
Collection agencies, exclusion, Minn. Statutes 2004 332.32
Collection agents, surety bonds, Minn. Statutes 2004 51A.14
Confidential or privileged information
Books and records, Minn. Statutes 2004 51A.11
Conflict of laws, credit extension maximum rates, Minn. Statutes 2004 47.59
Conflicts of interest, lease agreements, Minn. Statutes 2004 47.10
Conservators of persons, see Guardians and conservators under this topic
Conservators of savings associations
Accounts, powers, rights, Minn. Statutes 2004 51A.28, 51A.29
Appointment by commerce commissioner, Minn. Statutes 2004 51A.45
Compensation, Minn. Statutes 2004 51A.45
Conditions for appointment, Minn. Statutes 2004 51A.47
Expenses, payment, Minn. Statutes 2004 51A.45
Length of appointment, Minn. Statutes 2004 51A.45
Powers, generally, Minn. Statutes 2004 51A.45
Consolidations
Application of law, exceptions, Minn. Statutes 2004 300.14
Fees, Minn. Statutes 2004 51A.51
Procedures, Minn. Statutes 2004 51A.07
Consumer loans, see Loans by under this topic
Contested cases
Consolidating, commissioners actions, Minn. Statutes 2004 51A.07
Conversions, appealing, Minn. Statutes 2004 51A.065
Mergers, commissioners actions, Minn. Statutes 2004 51A.07
Removal, directors, trustees, officers, Minn. Statutes 2004 46.26, 46.30
Reorganization, commissioners actions, Minn. Statutes 2004 51A.07
Reserves, amount, enforcing, Minn. Statutes 2004 51A.361
Violations of law, generally, Minn. Statutes 2004 46.24, 46.26, 46.30
Contracts
Local public funds, investment, Minn. Statutes 2004 118A.05, 118A.07
School savings plans, Minn. Statutes 2004 51A.24
Service charges on deposit accounts, Minn. Statutes 2004 51A.21
Services, with other financial institutions, Minn. Statutes 2004 47.78
Control by Commerce Department, generally, Minn. Statutes 2004 51A.42
Controlling individuals
Human services licensing, exclusion, Minn. Statutes 2004 245A.02
Conversions
Capital stock to mutual, Minn. Statutes 2004 51A.065
Definitions, Minn. Statutes 2004 47.27
Mutual to capital stock, Minn. Statutes 2004 51A.065
Permitted, generally, Minn. Statutes 2004 51A.06
Plan for conversion, Minn. Statutes 2004 51A.065
From savings banks, procedures, Minn. Statutes 2004 47.28
To savings banks, procedures, Minn. Statutes 2004 47.30
Types of conversions, Minn. Statutes 2004 51A.065
Credit, see CREDIT
Credit insurance, sales on commissions, Minn. Statutes 2004 47.016
Credit sale contracts
Generally, Minn. Statutes 2004 47.59
Purchase by savings association, terms, Minn. Statutes 2004 51A.386
Credit services organizations, exclusion, Minn. Statutes 2004 332.52
Custodians, savings associations acting as
Medical savings accounts, Minn. Statutes 2004 47.75
Data, records, classification, Minn. Statutes 2004 13A.02
Debt prorating companies, exclusion, Minn. Statutes 2004 332.13
Declaratory judgment, right to use, Minn. Statutes 2004 51A.48
Definitions
Agricultural Development Act, Minn. Statutes 2004 41C.02
Agricultural resource loan guaranty program, Minn. Statutes 2004 41A.02
Agriculture best management practices loans, Minn. Statutes 2004 17.117
Banking law, Minn. Statutes 2004 46.23
Commercial Code, Minn. Statutes 2004 336.1-201, 336.9-102
Consumer small loans, Minn. Statutes 2004 47.60
Deposit and investment of local public funds, Minn. Statutes 2004 118A.01
Electronic Authentication Act, Minn. Statutes 2004 325K.01
Ethics in government, Minn. Statutes 2004 10A.01
Financial institution credit extension maximum rates, Minn. Statutes 2004 47.59
Financial institution law, Minn. Statutes 2004 47.01, 47.18
Interest rates, Minn. Statutes 2004 334.02
Interstate acquisitions, Minn. Statutes 2004 50.245
Matching programs, computerized comparison of data, Minn. Statutes 2004 13B.06
Multiparty accounts, Minn. Statutes 2004 524.6-201
Public pension fiduciary responsibility, Minn. Statutes 2004 356A.01
Residential Mortgage Originator and Servicer Licensing Act, Minn. Statutes 2004 58.02
Rural Finance Authority Act, Minn. Statutes 2004 41B.02
Savings association law, Minn. Statutes 2004 51A.02, 51A.19, 51A.37, 51A.58
Transfers to minors, Minn. Statutes 2004 527.21
Unclaimed property, disposition, Minn. Statutes 2004 345.31
Usury, Minn. Statutes 2004 334.03
Depositories
Designating, Minn. Statutes 2004 51A.16, 471.88, 471.881
Public funds, see under DEPOSITORIES
Savings associations defined as, Minn. Statutes 2004 10A.01
Deposits in
Attorney's summary executions, Minn. Statutes 2004 551.05
Automatic deposits
Elective state officers retirement plan, Minn. Statutes 2004 352C.09
Legislators retirement plan, application of law, Minn. Statutes 2004 3A.13
Minnesota State Retirement System, annuities or benefits, Minn. Statutes 2004 352.15
Public Employees Retirement Association, annuities, benefits, or refunds, Minn. Statutes 2004 353.15
Teachers Retirement Association, annuities or benefits, Minn. Statutes 2004 354.10
Creditors' claims, Minn. Statutes 2004 550.143, 550.37
Direct deposits, procedures, Minn. Statutes 2004 51A.21
Insolvent financial institutions, money collected, Minn. Statutes 2004 49.24
Levy on, Minn. Statutes 2004 550.135, 550.143
Minor's rights, Minn. Statutes 2004 51A.23, 51A.251, 51A.261
Negotiable time deposits, offering, Minn. Statutes 2004 51A.23
Real estate trust funds, Minn. Statutes 2004 51A.23
Supplemental nursing services agencies, Minn. Statutes 2004 144A.72
Time deposits, automatic renewal, notice requirements, Minn. Statutes 2004 47.096
Trust funds, trustees, enumerated powers, Minn. Statutes 2004 501B.81
Unclaimed property, see ABANDONED AND UNCLAIMED PROPERTY
Development corporations, duties regarding
Directors
Appointment by commissioner, temporary, Minn. Statutes 2004 46.29
Classes, dividing into, mutual associations, Minn. Statutes 2004 51A.13
Compensations, Minn. Statutes 2004 51A.15
Conflicts of interest, Minn. Statutes 2004 51A.15
Consolidations, approval, Minn. Statutes 2004 51A.07
Conversions, Minn. Statutes 2004 51A.065
Depositories, authorizing, Minn. Statutes 2004 51A.16
Disclosures, Minn. Statutes 2004 51A.15
Dividends, declaring, Minn. Statutes 2004 51A.20
Earnings rate, determining, mutual associations, Minn. Statutes 2004 51A.32
Electing, mutual associations, Minn. Statutes 2004 51A.13
Fiduciary duties, Minn. Statutes 2004 51A.15
Fines, violations of law, Minn. Statutes 2004 46.32
Indemnity, Minn. Statutes 2004 51A.17, 51A.21
Insolvency, duty to report, Minn. Statutes 2004 49.013
Meetings, Minn. Statutes 2004 51A.42, 51A.44
Members, Minn. Statutes 2004 300.20
Mergers, approval, Minn. Statutes 2004 51A.07
Nomination procedure, Minn. Statutes 2004 51A.03
Number of directors, mutual associations, Minn. Statutes 2004 51A.13
Organizational meeting actions, capital stock associations, Minn. Statutes 2004 51A.041
Proceedings, record keeping, Minn. Statutes 2004 51A.19
Qualifications, Minn. Statutes 2004 51A.041, 51A.13, 51A.131
Quorum, lack caused by removal, Minn. Statutes 2004 46.29
Removal, Minn. Statutes 2004 46.26, 51A.03, 51A.45
Reorganizations, approval, Minn. Statutes 2004 51A.07
Reserve and surplus accounts, transfers, Minn. Statutes 2004 51A.20
Residency, mutual associations, Minn. Statutes 2004 51A.13
Resignation, Minn. Statutes 2004 51A.03
Savings accounts, redeeming, Minn. Statutes 2004 51A.34
Service of process on, Minn. Statutes 2004 46.33
Surety bonds, Minn. Statutes 2004 51A.14
Trustees for liquidation, acting as, Minn. Statutes 2004 51A.08
Vacancies, mutual associations, Minn. Statutes 2004 51A.13
Violations of orders, Minn. Statutes 2004 46.32
Withdrawal applications, paying, Minn. Statutes 2004 51A.33
Disclosure
Dishonored checks, account information, Minn. Statutes 2004 609.535
Finance charges, consumer loans and credit sales contracts, Minn. Statutes 2004 47.59
Dissolution, see Liquidation under this topic
Dividends, Minn. Statutes 2004 51A.20, 51A.21
Drafts, issuing, powers, Minn. Statutes 2004 51A.21
Earnings, Minn. Statutes 2004 51A.22, 51A.32
Electronic funds transfers, see ELECTRONIC FUNDS TRANSFER TERMINALS
Eligible agricultural lenders
Savings associations defined as, Minn. Statutes 2004 41B.02
Emergencies, closing during, Minn. Statutes 2004 47.0151 to 47.0155
Employees
Acknowledgments, ability to take, Minn. Statutes 2004 51A.52
Compensation and salaries, Minn. Statutes 2004 51A.21
Disclosures, Minn. Statutes 2004 51A.15
Indemnity, Minn. Statutes 2004 51A.17, 51A.21
Insurance, Minn. Statutes 2004 51A.21
Removal by conservator, Minn. Statutes 2004 51A.45
Surety bonds, Minn. Statutes 2004 51A.14
Violations and penalties, generally, Minn. Statutes 2004 47.26
Escrows, holders of, Minn. Statutes 2004 51A.21, 51A.38
Evidence, records, copies or reproductions, Minn. Statutes 2004 51A.19
Evidences of indebtedness, issuance, Minn. Statutes 2004 48.151
Examiners, see BANK EXAMINERS
Executive committee
Proceedings, record keeping, Minn. Statutes 2004 51A.19
Expense fund
Amount, Minn. Statutes 2004 51A.04, 51A.041
Repayments of contributions, mutual associations, Minn. Statutes 2004 51A.04
Uses, mutual associations, Minn. Statutes 2004 51A.04
Federal associations, powers as, Minn. Statutes 2004 51A.53
Federal home loan banks
Examinations, accepting, Minn. Statutes 2004 51A.44
Membership in, Minn. Statutes 2004 47.19, 51A.21
Federal Savings and Loan Insurance Corporation
Examinations, accepting, Minn. Statutes 2004 51A.44
Obligations of, investing in, Minn. Statutes 2004 51A.35
Withdrawals, Minn. Statutes 2004 51A.33
Fees
Change of location fee, Minn. Statutes 2004 51A.51
Consolidation fees, Minn. Statutes 2004 51A.51
Consumer loans, Minn. Statutes 2004 47.60, 51A.38
Document changes, Minn. Statutes 2004 46.131
Establishment of other offices, Minn. Statutes 2004 51A.51
Examinations, Minn. Statutes 2004 46.131, 51A.51
Incorporation fees, Minn. Statutes 2004 51A.03, 51A.51
Investigation fees, Minn. Statutes 2004 46.05, 51A.51
Merger fees, Minn. Statutes 2004 51A.51
Payment to Finance Department, Minn. Statutes 2004 51A.51
Records requested by government authorities, copying, Minn. Statutes 2004 48.513
Relocation applications, Minn. Statutes 2004 47.101
Fiduciaries
Accounts, rights, Minn. Statutes 2004 51A.28
Acting as, Minn. Statutes 2004 51A.21
Investing in accounts, Minn. Statutes 2004 51A.31
Finance charges, Minn. Statutes 2004 47.59, 51A.386
Financial institutions
Savings associations defined as
Deposit and investment of local public funds, Minn. Statutes 2004 118A.01
Electronic Authentication Act, Minn. Statutes 2004 325K.01
Family assets for independence, Minn. Statutes 2004 119A.445
Financial institution credit extension maximum rates, Minn. Statutes 2004 47.59
Interstate acquisitions, Minn. Statutes 2004 50.245
Matching programs, computerized comparison of data, Minn. Statutes 2004 13B.06
Multiparty accounts, Minn. Statutes 2004 524.6-201
Savings institutions defined as, Minn. Statutes 2004 356A.01, 524.6-201, 527.21
Financial organization
Savings and loans associations defined as, Minn. Statutes 2004 345.31
Financial statements, mutual associations, Minn. Statutes 2004 51A.12
Fines
Commerce Department, imposing, Minn. Statutes 2004 45.027
Loan and credit sale contract violations, Minn. Statutes 2004 47.59
Mutual associations, Minn. Statutes 2004 51A.10
Reports, failure to make, Minn. Statutes 2004 47.24
Fiscal agents, Minn. Statutes 2004 51A.21
Foreclosure consultants, exclusion, Minn. Statutes 2004 325N.01
Foreign corporations
Engaging in banking, limitations, Minn. Statutes 2004 303.04
Forms, annual reports, Minn. Statutes 2004 51A.44
Garnishments, vacating
Possession by Commerce Department, Minn. Statutes 2004 49.04
Guardians and conservators
Accounts, rights, generally, Minn. Statutes 2004 51A.28, 51A.29
Investing in accounts, Minn. Statutes 2004 51A.31
Minors' accounts, rights, powers, Minn. Statutes 2004 51A.251, 51A.261
Hearings
Applications for certificates of incorporation, Minn. Statutes 2004 51A.03
Orders to discontinue illegal practices, Minn. Statutes 2004 51A.45
Holidays and holiday eves, closing permitted, Minn. Statutes 2004 47.015
Home office, records, maintaining at, Minn. Statutes 2004 51A.19
Illegal practices, order to discontinue, Minn. Statutes 2004 51A.44
Impairment of capital, liquidation, Minn. Statutes 2004 49.04
Incorporation
Capital stock associations, Minn. Statutes 2004 51A.03
Fees, Minn. Statutes 2004 51A.51
Incorporators
Acknowledgments, certificate of incorporation applications, Minn. Statutes 2004 51A.03
Bonds, see Surety bonds under this topic
Chair, Minn. Statutes 2004 51A.04, 51A.041
Expense fund, mutual associations, Minn. Statutes 2004 51A.04
Liability before certificate of incorporation, mutual associations, Minn. Statutes 2004 51A.04
Names, including with notice of intent to organize, Minn. Statutes 2004 47.14
Number, Minn. Statutes 2004 51A.03
Residence, Minn. Statutes 2004 51A.03
Subscriptions to savings accounts, amount, mutual associations, Minn. Statutes 2004 51A.04
Individual retirement accounts
Acting as trustees, Minn. Statutes 2004 47.75, 51A.21
Industrial loan and thrift companies, powers as, Minn. Statutes 2004 53.04
Injunctions
Commerce Department, issuing by, Minn. Statutes 2004 45.027
Involuntary liquidation, Minn. Statutes 2004 49.04
Name, unlawful use, preventing, Minn. Statutes 2004 51A.05
Insider agreements, Minn. Statutes 2004 47.10
Insolvency
Assignments prohibited, Minn. Statutes 2004 49.013
Commerce Department, borrowing from FDIC, Minn. Statutes 2004 49.05
Directors, duties, Minn. Statutes 2004 49.013
Generally, Minn. Statutes 2004 51A.54
Officers, duties, Minn. Statutes 2004 49.013
Receiving deposits, Minn. Statutes 2004 624.68
Reports given, Minn. Statutes 2004 49.013
Inspection of records, Minn. Statutes 2004 51A.11
Installment loans
Borrower, copies, Minn. Statutes 2004 48.157
Charges, Minn. Statutes 2004 48.153 to 48.155
Default, Minn. Statutes 2004 48.156
Extension, Minn. Statutes 2004 48.154
Interest, Minn. Statutes 2004 48.153
Limitation, Minn. Statutes 2004 48.153
Prepayment, Minn. Statutes 2004 48.154
Restrictions, Minn. Statutes 2004 48.153
Security, Minn. Statutes 2004 48.153, 48.155
Term, Minn. Statutes 2004 48.153
Insurance
Coercion to purchase, Minn. Statutes 2004 51A.15
Escrow, collecting for insurance, Minn. Statutes 2004 51A.38
Savings accounts, Minn. Statutes 2004 51A.21, 51A.23
Interest
Amount paid, capital stock associations, Minn. Statutes 2004 51A.32
Installment loans, Minn. Statutes 2004 48.153
Loans, limitations, Minn. Statutes 2004 48.195
Rates, Minn. Statutes 2004 45.025, 47.59, 51A.386
Usurious interest, penalty, Minn. Statutes 2004 48.196
Interpretation of law
Loans and credit sale contracts, interest rates and charges, Minn. Statutes 2004 47.59
Interstate branching, Minn. Statutes 2004 51A.58
Investigations
Commerce Department, Minn. Statutes 2004 45.027, 46.05
Fees, Minn. Statutes 2004 46.05
Investments in
Development corporations, Minn. Statutes 2004 301.84
Generally, Minn. Statutes 2004 51A.31
Workers' compensation commercial self-insurance common claims fund, Minn. Statutes 2004 79A.22
Investments permitted to
Area redevelopment agencies, municipal bonds, Minn. Statutes 2004 469.116
Assets limitations, amount, Minn. Statutes 2004 51A.35
Higher Education Services Office revenue bonds, Minn. Statutes 2004 136A.178
Loans, generally, Minn. Statutes 2004 51A.37
Municipal gas agency bonds, Minn. Statutes 2004 453A.10
Municipal power agency bonds, Minn. Statutes 2004 453.60
Notes or bonds secured by mortgages, trust deeds, or security interests, Minn. Statutes 2004 47.21
Regional railroad authority bonds, Minn. Statutes 2004 398A.07
Right to avoid loss, Minn. Statutes 2004 51A.41
Rural Finance Authority bonds, Minn. Statutes 2004 41C.10
Securities, Minn. Statutes 2004 51A.35
State university revenue bonds, Minn. Statutes 2004 136F.91
Involuntary liquidation, see Liquidation under this topic
Joint tenancy, Minn. Statutes 2004 51A.262, 51A.27
Judgments, vacating
Possession by Commerce Department, Minn. Statutes 2004 49.04
Lawsuits
Advertising, violations, Minn. Statutes 2004 45.025
Loan and credit sale contract violations, Minn. Statutes 2004 47.59
Power to bring, Minn. Statutes 2004 51A.21
Stay, involuntary liquidation, Minn. Statutes 2004 49.04
Lenders, savings associations defined as
Agricultural resource loan guaranty program, Minn. Statutes 2004 41A.02
Interest rates, Minn. Statutes 2004 334.02
Usury, Minn. Statutes 2004 334.03
Lending institutions, savings associations defined as, Minn. Statutes 2004 41C.02
Levies, possession by Commerce Department, Minn. Statutes 2004 49.04
Liability
Account holders, losses, Minn. Statutes 2004 51A.22
Consolidations, Minn. Statutes 2004 51A.07
Defined, Minn. Statutes 2004 356A.01
Dissolutions, Minn. Statutes 2004 51A.08
Existing corporations, Minn. Statutes 2004 51A.55
Mergers, Minn. Statutes 2004 51A.07
Reorganizations, Minn. Statutes 2004 51A.07
Savings liability, Minn. Statutes 2004 51A.02, 51A.20, 51A.22
Successors in interest, Minn. Statutes 2004 51A.40
Licenses, Minn. Statutes 2004 45.027
Life insurance
Security for loans, Minn. Statutes 2004 51A.37
Stockholder's life, insuring, Minn. Statutes 2004 51A.041
Liquidation
Agents, Minn. Statutes 2004 49.24
Assets, Minn. Statutes 2004 49.24
Attorneys, expenses, payment, Minn. Statutes 2004 49.24
Books, disposition, Minn. Statutes 2004 49.24
Capital stock, retiring, capital stock associations, Minn. Statutes 2004 51A.041
Certificates, filing, Minn. Statutes 2004 49.05
Claims, Minn. Statutes 2004 49.24
Completion, Minn. Statutes 2004 49.24, 49.30, 49.31
Consolidation during, Minn. Statutes 2004 49.06
Creditors, petitions by, completion committee, Minn. Statutes 2004 49.30
Debts, collection, Minn. Statutes 2004 49.24
District courts, jurisdiction, Minn. Statutes 2004 49.24
Dividends, Minn. Statutes 2004 49.24
Expense fund contributions, repaying, mutual associations, Minn. Statutes 2004 51A.04
Expenses, payment, Minn. Statutes 2004 49.24
Foreclosure, certificates prior to sales, filing, Minn. Statutes 2004 49.05
Injunctions, Minn. Statutes 2004 49.04
Insolvent associations, generally, Minn. Statutes 2004 51A.54
Interpretation of law, Minn. Statutes 2004 49.05
Involuntary liquidation, Minn. Statutes 2004 49.04
Lawsuits, validation, certificates, Minn. Statutes 2004 49.05
Possession by Commerce Department, Minn. Statutes 2004 49.04, 49.05
Power of attorney, executing, Minn. Statutes 2004 49.05
Procedures, generally, Minn. Statutes 2004 51A.08
Special attorneys, Minn. Statutes 2004 49.24
Subrogation, Federal Deposit Insurance Corporation, Minn. Statutes 2004 49.05
Voluntary liquidation, winding up, Minn. Statutes 2004 51A.08
Liquidators, Federal Deposit Insurance Corporation, Minn. Statutes 2004 49.05
Loan production offices, Minn. Statutes 2004 51A.05
Loans by
Adjustment of charges and rates, Minn. Statutes 2004 47.59
Borrower limits, Minn. Statutes 2004 51A.37
Closing costs, Minn. Statutes 2004 47.59
Consumer loans, Minn. Statutes 2004 47.60, 51A.37, 51A.38
Consumer protection, Minn. Statutes 2004 47.59
Conversion to interest bearing balance, Minn. Statutes 2004 47.59
Credit insurance, Minn. Statutes 2004 47.59
Delinquency charges, Minn. Statutes 2004 47.59
Development corporations, Minn. Statutes 2004 301.78
Education loans, Minn. Statutes 2004 51A.37
Finance charges, Minn. Statutes 2004 47.59, 51A.386
Installment loans, see same under this topic
Interest, Minn. Statutes 2004 48.195, 48.196
Liability insurance, Minn. Statutes 2004 47.59
Manufactured home loans, Minn. Statutes 2004 47.209, 51A.37
Mortgage insurance, Minn. Statutes 2004 47.59
Mortgage loans, see MORTGAGES
Official fees, Minn. Statutes 2004 47.59
Payday loans, Minn. Statutes 2004 47.60
Principal, original amount, administration fees exclusion, Minn. Statutes 2004 47.59
Property insurance, Minn. Statutes 2004 47.59
Real estate loans, Minn. Statutes 2004 51A.37, 51A.38, 51A.40
Violations and penalties, Minn. Statutes 2004 47.59
Loans to
Housing Finance Agency, powers, Minn. Statutes 2004 462A.05
Local lenders, savings associations defined as, Minn. Statutes 2004 17.117
Location of office, see Offices under this topic
Losses, right to avoid, Minn. Statutes 2004 51A.41
Mail and mailing
Communications with members or stockholders, Minn. Statutes 2004 51A.11
Notice
Applications for withdrawals, Minn. Statutes 2004 51A.33
Certificate of dissolution, commissioners approval, Minn. Statutes 2004 51A.08
Conversion disapprovals, Minn. Statutes 2004 51A.065
Intent to organize, Minn. Statutes 2004 47.14
Redeeming savings accounts, Minn. Statutes 2004 51A.34
Manufactured home loans
Generally, Minn. Statutes 2004 51A.37
Property taxes, collection, Minn. Statutes 2004 47.209
Manufactured home sales
Finance charges, Minn. Statutes 2004 47.59
License and bonding, exclusion, Minn. Statutes 2004 327B.04, 327B.09
Medical savings accounts, Minn. Statutes 2004 47.75
Meetings
Annual meeting, Minn. Statutes 2004 51A.03, 51A.09
Conduct, Minn. Statutes 2004 51A.03
Consolidations, voting on, Minn. Statutes 2004 51A.07
Liquidation, voting on, Minn. Statutes 2004 51A.08
Mergers, voting on, Minn. Statutes 2004 51A.07
Notice, Minn. Statutes 2004 51A.03
Organizational meetings, Minn. Statutes 2004 51A.04, 51A.041
Quorum, mutual associations, Minn. Statutes 2004 51A.09
Record keeping requirements, Minn. Statutes 2004 51A.19
Reorganizations, voting for, Minn. Statutes 2004 51A.07
Special meetings, Minn. Statutes 2004 51A.03, 51A.09
Members
Charges or fees, mutual associations, Minn. Statutes 2004 51A.10
Communication with other members, Minn. Statutes 2004 51A.11
Conversions, approvals, Minn. Statutes 2004 51A.065
Records, mutual associations, Minn. Statutes 2004 51A.19
Voting, Minn. Statutes 2004 51A.09, 300.45
Mentally ill persons, accounts, rights, Minn. Statutes 2004 51A.29
Mentally retarded persons, accounts, rights, Minn. Statutes 2004 51A.29
Mergers, Minn. Statutes 2004 51A.07, 51A.51
Minors, see Children under this topic
Mondays, closing permitted, Minn. Statutes 2004 47.015
Money orders, selling, Minn. Statutes 2004 51A.21
Money transmitters, license exemption, Minn. Statutes 2004 53B.04
Mortgage loans, see MORTGAGES
Motor vehicle retail installment sales contracts
Finance charges, Minn. Statutes 2004 47.59
Multiparty accounts, see MULTIPARTY ACCOUNTS
Names
Assumed names, Minn. Statutes 2004 47.11
Commerce commissioner's approval, Minn. Statutes 2004 47.11
Notice of intent to organize, including with, Minn. Statutes 2004 47.14
Restrictions, Minn. Statutes 2004 51A.05
Selecting, Minn. Statutes 2004 47.11
Unlawful use, Minn. Statutes 2004 51A.02
Using, Minn. Statutes 2004 47.23
Net worth, determining by commerce commissioner
Capital stock associations, Minn. Statutes 2004 51A.041
Newspapers
Certificate of dissolution approval, notice, Minn. Statutes 2004 51A.08
Certificate of incorporation hearing, notice, Minn. Statutes 2004 51A.03
Financial statements, publication, mutual associations, Minn. Statutes 2004 51A.12
Nonresidents, deceased, accounts, procedures, Minn. Statutes 2004 51A.30
Notice given
Automated teller machines, operating, Minn. Statutes 2004 51A.05
Automatic renewal, time deposits, Minn. Statutes 2004 47.096
Closing temporarily, Minn. Statutes 2004 47.0154
Contracts, services, with other financial institutions, Minn. Statutes 2004 47.78
Conversion plans, meetings, Minn. Statutes 2004 51A.065
Electronic financial terminals, establishment, relocation, Minn. Statutes 2004 47.62
Hearings, applications for certificates of incorporation, Minn. Statutes 2004 51A.03
Intent to organize, Minn. Statutes 2004 47.14
Loan production offices, operating, Minn. Statutes 2004 51A.05
Location changes, Minn. Statutes 2004 47.101
Meetings, liquidation, voting on, Minn. Statutes 2004 51A.08
Permanent closing, Minn. Statutes 2004 47.0156
Public funds, collateral, withdrawal, Minn. Statutes 2004 118A.03
Savings accounts, redeeming, Minn. Statutes 2004 51A.34
Stock resales, Minn. Statutes 2004 51A.041
Surety bonds, cancellation, Minn. Statutes 2004 51A.14
Notice received
Applications for withdrawal, Minn. Statutes 2004 51A.33
Liquidation, commerce commissioner's approval, Minn. Statutes 2004 51A.08
Possession by Commerce Department, Minn. Statutes 2004 49.04
Officers
Compensation and salaries, Minn. Statutes 2004 51A.21
Conflicts of interest, Minn. Statutes 2004 51A.15
Disclosures, Minn. Statutes 2004 51A.15
Fiduciary duties, Minn. Statutes 2004 51A.15
Fines, violations of law, Minn. Statutes 2004 46.32
Indemnity, Minn. Statutes 2004 51A.17, 51A.21
Insolvency, duty to report, Minn. Statutes 2004 49.013
Qualifications, capital stock associations, Minn. Statutes 2004 51A.041
Removal, Minn. Statutes 2004 46.26, 51A.45
Service of process on, Minn. Statutes 2004 46.33
Surety bonds, Minn. Statutes 2004 51A.14
Violations and penalties, Minn. Statutes 2004 46.32, 47.26
Offices
Change of location, fee, Minn. Statutes 2004 47.101, 51A.51
Closed during emergencies, Minn. Statutes 2004 47.0151 to 47.0155
Closing, temporary, Minn. Statutes 2004 47.0153
Opening new offices, fee, Minn. Statutes 2004 51A.51
Temporary location, emergencies, Minn. Statutes 2004 47.0152
Official communications from commissioner
Submitting to directors, Minn. Statutes 2004 51A.42
Open end loan accounts, Minn. Statutes 2004 48.185
Orders
Assets, overvalued, procedures, Minn. Statutes 2004 51A.19
Communication with members or stockholders, denial, Minn. Statutes 2004 51A.11
Illegal practices, Minn. Statutes 2004 51A.45
Organizational meetings, extending time, Minn. Statutes 2004 51A.04, 51A.041
Removal from office, directors, officers, trustees, Minn. Statutes 2004 46.26
Unsafe or unsound practices, cease and desist orders, Minn. Statutes 2004 46.24
Organizations, membership in, Minn. Statutes 2004 51A.21
Paid-in surplus, capital stock associations, Minn. Statutes 2004 51A.041
Payroll deductions, allowing, Minn. Statutes 2004 51A.21
Personal representatives
Accounts, rights, Minn. Statutes 2004 51A.28
Investing in accounts, Minn. Statutes 2004 51A.31
Photocopying, records, Minn. Statutes 2004 51A.19
Posting (notices), location changes, Minn. Statutes 2004 47.101
Powers, generally, Minn. Statutes 2004 51A.21
Proxy voting
Certificates of incorporation, amendments, Minn. Statutes 2004 300.45
Fiduciary responsibilities, Minn. Statutes 2004 51A.15
Mergers and consolidations, Minn. Statutes 2004 51A.07
Mutual associations, Minn. Statutes 2004 51A.03, 51A.09
Purpose for forming, Minn. Statutes 2004 47.12
Real estate, see Real property under this topic
Real estate loans
Generally, Minn. Statutes 2004 51A.38
Investing in, conditions, Minn. Statutes 2004 51A.37
Successors in interest, dealing with, Minn. Statutes 2004 51A.40
Real estate trust funds
Depositing in savings associations, Minn. Statutes 2004 51A.23
Real property
Appraisal, delinquent loan securities, Minn. Statutes 2004 51A.19
Buying, holding, Minn. Statutes 2004 47.10
Invested in, amount, Minn. Statutes 2004 51A.19
Licensure, exemptions, Minn. Statutes 2004 82.23
Loans, Minn. Statutes 2004 51A.37, 51A.38, 51A.40
Powers concerning, Minn. Statutes 2004 51A.21
Receivers and receivership
Appointment, procedure, Minn. Statutes 2004 51A.46, 51A.47
Records and record keeping
Access to data, Minn. Statutes 2004 13A.01 to 13A.04, 51A.11
Destruction of records, Minn. Statutes 2004 51A.19
Disposition, Minn. Statutes 2004 51A.19
Electronic maintenance and storage, Minn. Statutes 2004 46.04
Escrows, real estate loans, Minn. Statutes 2004 51A.38
Fees for copying, Minn. Statutes 2004 48.513
Medical savings accounts, Minn. Statutes 2004 47.75
Membership records, mutual associations, Minn. Statutes 2004 51A.19
Optical image storage systems, Minn. Statutes 2004 46.04
Reproduction of records, Minn. Statutes 2004 51A.19
Requirements, generally, Minn. Statutes 2004 51A.19
Reference base index
Implicit price deflator for gross domestic product defined as, Minn. Statutes 2004 47.59
Reorganizations, procedures, Minn. Statutes 2004 51A.07
Reports given
Annual written reports, Minn. Statutes 2004 51A.44
Conversions, Minn. Statutes 2004 51A.065
Insolvency, Minn. Statutes 2004 49.013
Liquidation, final report, Minn. Statutes 2004 51A.08
Transactions, regulated, Minn. Statutes 2004 45.027
Representation
Development corporations, Minn. Statutes 2004 301.78
Federal home loan banks, Minn. Statutes 2004 51A.21
Reserves
Amount required, Minn. Statutes 2004 51A.361
Requirements, generally, Minn. Statutes 2004 51A.20
Residential mortgage originator and servicer licenses, exemptions, Minn. Statutes 2004 58.04, 58.05
Reverse mortgages, see under MORTGAGES
Rulemaking about
Application processing procedures, Minn. Statutes 2004 51A.03
Branch offices, Minn. Statutes 2004 51A.05
General powers, Minn. Statutes 2004 46.01, 51A.42
Manufactured home loans, Minn. Statutes 2004 51A.37
Reciprocal interstate branching and acquisitions, Minn. Statutes 2004 51A.58
Safe deposit boxes, renting, Minn. Statutes 2004 51A.21, 55.06
Saturdays, closing permitted, Minn. Statutes 2004 47.015
Savings accounts, see under BANK ACCOUNTS
Savings Association Act
Application, Minn. Statutes 2004 51A.55
Citation, Minn. Statutes 2004 51A.01
Federal associations, application to, Minn. Statutes 2004 51A.50
Generally, Minn. Statutes 2004 51A.01 to 51A.58
Inconsistent provisions, other law, Minn. Statutes 2004 51A.56
Interpretation of law, Minn. Statutes 2004 51A.41
Separability, Minn. Statutes 2004 51A.57
Savings liability
Calculation, Minn. Statutes 2004 51A.22
Defined, Minn. Statutes 2004 51A.02
Reserve accounts, percentage, Minn. Statutes 2004 51A.20
Seals, adopting, Minn. Statutes 2004 51A.21
Secretary, filing with, proxies, Minn. Statutes 2004 51A.09
Security, inapplicable laws, Minn. Statutes 2004 47.21
Service charges, deposit accounts, Minn. Statutes 2004 51A.21
Service of process on
Procedure, Commerce Department, Minn. Statutes 2004 45.028
Services
Contracts with other financial institutions, Minn. Statutes 2004 47.78
Signatures, recording, mutual associations, Minn. Statutes 2004 51A.19
Stock
Capital stock associations, Minn. Statutes 2004 51A.041
Conversions to mutual associations, Minn. Statutes 2004 51A.065
No par stock, Minn. Statutes 2004 300.33
Stockholders
Acknowledgments, ability to take, Minn. Statutes 2004 51A.52
Certificates of incorporation, amendments, voting, Minn. Statutes 2004 300.45
Changes, reporting, Minn. Statutes 2004 51A.19
Communication with other stockholders, Minn. Statutes 2004 51A.11
Conversions, approvals, Minn. Statutes 2004 51A.065
List, record keeping requirements, Minn. Statutes 2004 51A.19
Meetings, notice, Minn. Statutes 2004 47.25
Proceedings, record keeping, Minn. Statutes 2004 51A.19
Subpoenas
Records, access by government authorities, Minn. Statutes 2004 13A.02, 13A.04
Subsidiaries
Defined as financial institutions, Minn. Statutes 2004 58.02
Residential mortgage originator and servicer licenses, exemptions, Minn. Statutes 2004 58.04, 58.05
Supervision by Commerce Department
Generally, Minn. Statutes 2004 46.05, 51A.43
Supervisor of savings associations, appointment, Minn. Statutes 2004 51A.42
Surety bonds
Amount, Minn. Statutes 2004 51A.04, 51A.041, 51A.14
Characteristics, generally, Minn. Statutes 2004 45.0291
Collection agents hired by savings associations, Minn. Statutes 2004 51A.14
Delivery to commerce commissioner, Minn. Statutes 2004 51A.04, 51A.041
Procedures, Minn. Statutes 2004 51A.04, 51A.041, 51A.14
Relicensure, conditions for, Minn. Statutes 2004 45.027
Surplus
Fund, amount, Minn. Statutes 2004 51A.20
Paid-in surplus, Minn. Statutes 2004 51A.041
Suspension, preferred deposits, Minn. Statutes 2004 49.24
Taxes, exemptions
Deceased nonresident accounts, Minn. Statutes 2004 51A.30
Transfer agents, employing, capital stock associations, Minn. Statutes 2004 51A.19
Transfers of money or property
Insolvency, Minn. Statutes 2004 49.013
Travelers checks, see under CHECKS
Treasury tax and loan accounts, maintaining, Minn. Statutes 2004 51A.21
Trustees
Accounts, rights, Minn. Statutes 2004 51A.28
Acting as, Minn. Statutes 2004 47.75, 51A.21
Fines, violations of law, Minn. Statutes 2004 46.32
Investing in accounts, Minn. Statutes 2004 51A.31
Removal by commissioner, Minn. Statutes 2004 46.26
Service of process on, Minn. Statutes 2004 46.33
Sworn testimony, including with notice of intent to organize, Minn. Statutes 2004 47.14
Valuation of property
Delinquent loan security, Minn. Statutes 2004 51A.19
Viatical settlement providers, exclusion, Minn. Statutes 2004 60A.961
Violations and penalties
Conservator, appointment, Minn. Statutes 2004 51A.45
Consumer small loan regulations, Minn. Statutes 2004 47.60
Credit sale contract violations, Minn. Statutes 2004 47.59
Directors, trustees, officers, Minn. Statutes 2004 46.26, 51A.15
Disobeying laws, generally, Minn. Statutes 2004 46.24
Generally, Minn. Statutes 2004 45.027
Insolvent institutions, receiving deposits, Minn. Statutes 2004 624.68
Loan finance charge violations, Minn. Statutes 2004 47.59
Mortgage violations, foreign corporations, certificates of authority, Minn. Statutes 2004 303.17
Names, unlawful use, Minn. Statutes 2004 51A.05
Orders, disobeying, Minn. Statutes 2004 46.06, 46.32
Unsafe practices, Minn. Statutes 2004 46.24
Usurious interest, Minn. Statutes 2004 48.196
Voting
Proxy voting, mutual associations, Minn. Statutes 2004 51A.09
Right to vote by members, Minn. Statutes 2004 51A.041, 51A.09
Waivers, location, laws governing, Minn. Statutes 2004 47.0152
Wholly owned subsidiary corporations, owning, Minn. Statutes 2004 51A.21
Winding up, voluntary liquidation, Minn. Statutes 2004 51A.08