Minnesota Legislature
Office of the Revisor of Statutes
2004 Minnesota Statutes Index (topics)
LIFE INSURANCE
Accelerated benefits, authority to issue, Minn. Statutes 2004 60A.06
Accelerated death benefits
Long-term care, reporting, Minn. Statutes 2004 62S.11
Qualified long-term care insurance, exclusion, Minn. Statutes 2004 62S.01
Viatical settlements, Minn. Statutes 2004 60A.961 to 60A.974, 62S.01
Actuaries, Minn. Statutes 2004 60A.129, 60A.803, 61A.25
Administrative supervision
Insurance companies, Minn. Statutes 2004 60G.01 to 60G.09
Advertising, interest rates, Minn. Statutes 2004 45.025
Agents, solicitors, and brokers
General law, see INSURANCE AGENTS, SOLICITORS, AND BROKERS
Violations, criminal penalties, Minn. Statutes 2004 72A.12
Annuities, see ANNUITIES
Applicants
Conservation communications, copies, Minn. Statutes 2004 61A.55
Evidence of insurability, defined, Minn. Statutes 2004 61A.60
False or incomplete statements, incontestable clause, effect, Minn. Statutes 2004 61A.60
Informed consent, genetic tests, Minn. Statutes 2004 72A.139
Notice received, genetic tests, results, Minn. Statutes 2004 72A.139
Replacement insurance, Minn. Statutes 2004 61A.55 to 61A.58
Application of law
Charitable beneficiaries or owners, Minn. Statutes 2004 61A.073, 309.72
Claims experience, providing to insured, Minn. Statutes 2004 72A.20
Continuation and conversion privileges, Minn. Statutes 2004 61A.092
Coverage, certificates of insurance issued out of state, Minn. Statutes 2004 61A.093
Genetic Discrimination Act, Minn. Statutes 2004 72A.139
Life insurance companies, Minn. Statutes 2004 60A.11, 60L.02, 61A.25
Loss experience, providing to insured, Minn. Statutes 2004 72A.20
Nonforfeiture benefits, Minn. Statutes 2004 61A.34
Policies
Charitable beneficiaries or owners, Minn. Statutes 2004 61A.073, 309.72
Forms, Minn. Statutes 2004 61A.02
Generally, Minn. Statutes 2004 62A.02
Group life insurance, Minn. Statutes 2004 60A.085, 61A.09, 61A.092
Health plan companies, Minn. Statutes 2004 62Q.02
Medicare select policies and certificates, Minn. Statutes 2004 62A.318
Required provisions, Minn. Statutes 2004 61A.03, 61A.093
Reinsurance agreements, Minn. Statutes 2004 60A.803
Stock companies, Minn. Statutes 2004 61A.34
Applications
Replacement insurance, statements, Minn. Statutes 2004 61A.56, 61A.57
Beneficiaries
Aiding suicide of policyholder, lawsuits, Minn. Statutes 2004 609.215
Charitable beneficiaries or owners, Minn. Statutes 2004 61A.011, 309.72
Generally, Minn. Statutes 2004 61A.12
Beneficiary associations, Minn. Statutes 2004 64B.39
Benefits
Accelerated death benefits, see same under this topic
Attachment, exemption from, Minn. Statutes 2004 550.143, 550.39, 570.025, 570.026
Attorney's summary executions, exemption from, Minn. Statutes 2004 551.05
Change, limitation of coverage, notice, Minn. Statutes 2004 60A.084
Contracts to specify, Minn. Statutes 2004 61A.22
Creditors' claims, exemptions from, Minn. Statutes 2004 550.39
Death of insured or covered dependent during continuation election period, effect, Minn. Statutes 2004 61A.092
Garnishment, exemption from, Minn. Statutes 2004 550.143, 550.37, 571.72, 571.912, 571.931, 571.932
Long-term care, Minn. Statutes 2004 62S.10, 62S.23
Lump-sum payments, qualified long-term care insurance, exclusion, Minn. Statutes 2004 62S.01
Personal property taxes, delinquent taxes, liens or levies for, exemptions, Minn. Statutes 2004 277.20, 277.21
Personnel benefits, Minn. Statutes 2004 300.081, 317A.161, 322B.20
Suicide, effect of sanity on benefits, interpretation of law, Minn. Statutes 2004 61A.031
Capital stock life insurance companies
Surplus, minimum requirement, Minn. Statutes 2004 60A.07
Cash surrender value, Minn. Statutes 2004 61A.24
Claims
Deposits, Minn. Statutes 2004 61A.011
Estate liquidation, order of distribution, Minn. Statutes 2004 60B.44
Group life insurance, experience, providing to insured, Minn. Statutes 2004 72A.20
Incontestable clause, effect, Minn. Statutes 2004 61A.60
Interest on unpaid benefits, Minn. Statutes 2004 61A.011
Payment, Minn. Statutes 2004 61A.011, 61A.03
Combination, health and accident insurance, Minn. Statutes 2004 60A.06
Combined stock and mutual companies
Annual meetings, notice, Minn. Statutes 2004 61A.32
Application of law, Minn. Statutes 2004 61A.34
Bylaws, change or repeal, Minn. Statutes 2004 61A.36
Certificate of incorporation, amendment, Minn. Statutes 2004 61A.36
Contracts, Minn. Statutes 2004 61A.33
Generally, Minn. Statutes 2004 61A.33
Voting, Minn. Statutes 2004 61A.32, 61A.35
Conflict of laws
Coverage, Minn. Statutes 2004 61A.093
Life insurance companies, investments, Minn. Statutes 2004 61A.282
Conflicts of interest
Life insurance companies, investments, Minn. Statutes 2004 61A.282
Consent
Applicants, see same under this topic
Viators, viatical settlement contracts, Minn. Statutes 2004 60A.970
Conservation
Agents, solicitors, and brokers, Minn. Statutes 2004 61A.55, 61A.59
Communications, copies, Minn. Statutes 2004 61A.55
Defined, Minn. Statutes 2004 61A.53
Contested cases
Cooperative or assessment plan companies, hazardous financial condition, Minn. Statutes 2004 60G.21, 60G.22
Policies, forms, withdrawal or disapproval, Minn. Statutes 2004 61A.02
Continuation and conversion privileges
Change of carrier, Minn. Statutes 2004 60A.082
Extension period, Minn. Statutes 2004 60A.085
Generally, Minn. Statutes 2004 61A.092
Municipal employees, Minn. Statutes 2004 471.61
Real estate mortgage loans, Minn. Statutes 2004 45.0293, 61A.09
Retroactive termination of coverage, Minn. Statutes 2004 60A.086
Term policies, Minn. Statutes 2004 61A.09
Contracts
Additional benefits, providing, Minn. Statutes 2004 60A.06
Authority to issue, generally, Minn. Statutes 2004 60A.06
Benefits, specifying, Minn. Statutes 2004 61A.22
Consideration, Minn. Statutes 2004 61A.22
Entire contract in policy, Minn. Statutes 2004 61A.03, 61A.05
Investment products, individual retirement account, Minn. Statutes 2004 354B.25
Requirements, application of law, Minn. Statutes 2004 61A.093
Riders, spendthrift clauses, Minn. Statutes 2004 61A.04
Variable basis contracts, see same under this topic
Cooperative casualty companies, see Cooperative or assessment plan companies under CASUALTY INSURANCE
Cooperative or assessment plan companies
Administrative supervision, insurance companies, Minn. Statutes 2004 60G.01 to 60G.09
Annual statement, policies, valuation, Minn. Statutes 2004 61A.46
Application of law, Minn. Statutes 2004 61A.50
Articles of incorporation, amendment, Minn. Statutes 2004 61A.43, 61A.48
Boards of directors, consolidation or reinsurance, taking of compensation or gratuity, theft, Minn. Statutes 2004 61A.47
Bylaws, Minn. Statutes 2004 61A.43, 61A.46, 61A.48
Capital, increase hazardous financial condition, Minn. Statutes 2004 60G.21
Consolidation, Minn. Statutes 2004 61A.47
Contested cases, hazardous financial condition, Minn. Statutes 2004 60G.21, 60G.22
Continued corporate existence, Minn. Statutes 2004 61A.39, 61A.48
Defined as insurers, Minn. Statutes 2004 60G.01
Dividends, suspension or limitation, hazardous financial condition, Minn. Statutes 2004 60G.21
Exceptions, life insurance law, Minn. Statutes 2004 61A.08
Expenses, Minn. Statutes 2004 61A.44, 61A.45
Generally, Minn. Statutes 2004 61A.39
Hazardous financial condition, Minn. Statutes 2004 60G.20 to 60G.22
Hearings, hazardous financial condition, Minn. Statutes 2004 60G.21
Insolvency, reserve balance, disposition, Minn. Statutes 2004 61A.51
Licenses, Minn. Statutes 2004 61A.40
Minnesota Life and Health Insurance Guaranty Association, see Coverage under MINNESOTA LIFE AND HEALTH INSURANCE GUARANTY ASSOCIATION
Mortality tables, Minn. Statutes 2004 61A.43
Officers, Minn. Statutes 2004 61A.47, 61A.48
Orders, hazardous financial condition, Minn. Statutes 2004 60G.21
Policies, see same under this topic
Reinsurance, Minn. Statutes 2004 61A.47
Reports given, Minn. Statutes 2004 60G.21
Reserves, Minn. Statutes 2004 61A.41, 61A.46, 61A.51, 61A.52
Surplus, increase, hazardous financial condition, Minn. Statutes 2004 60G.21
Violations and penalties, see same under this topic
Coverage
Certificates of insurance, Minn. Statutes 2004 61A.093
Change in, notice given, Minn. Statutes 2004 60A.084
Conflict of laws, Minn. Statutes 2004 61A.093
Continuation and conversion privileges, see same under this topic
Public employees insurance program, Minn. Statutes 2004 43A.316
Credit life insurance
Amount, limitations, Minn. Statutes 2004 62B.04
Banks, open end loan accounts, Minn. Statutes 2004 48.185
Definitions, Minn. Statutes 2004 60A.02, 62B.02
Regulated lenders, Minn. Statutes 2004 56.125, 56.155
Replacement, exemptions, Minn. Statutes 2004 61A.54
Term insurance, Minn. Statutes 2004 62B.03
Unfair trade practices, offenders or victims of crime, HIV tests, Minn. Statutes 2004 72A.20
Credit unions, Minn. Statutes 2004 52.04
Definitions
Accelerated benefits, Minn. Statutes 2004 61A.072
Continuation and conversion privileges, Minn. Statutes 2004 61A.092
Contracts, variable basis, Minn. Statutes 2004 61A.13
Direct life insurance, Minn. Statutes 2004 61B.20
Insurance law, Minn. Statutes 2004 60A.23
Interest or unpaid benefits, Minn. Statutes 2004 61A.011
Regulation of trade practices, Minn. Statutes 2004 72A.207
Replacement insurance, Minn. Statutes 2004 61A.53, 61A.60
Viatical settlements, Minn. Statutes 2004 60A.961
Deposit life insurance
Multiparty accounts, net contributions defined, Minn. Statutes 2004 524.6-201
Direct life insurance
Defined, Minn. Statutes 2004 61B.20
Exclusions, Minn. Statutes 2004 61B.20
Minnesota Life and Health Insurance Guaranty Association, see Coverage under MINNESOTA LIFE AND HEALTH INSURANCE GUARANTY ASSOCIATION
Direct-response sales
Defined, Minn. Statutes 2004 61A.53
Replacement insurance, Minn. Statutes 2004 61A.58, 61A.60
Disclosure, policies, Minn. Statutes 2004 61A.072, 62S.10
Discrimination, excepted practices, Minn. Statutes 2004 72A.20
Dividends, policy provisions, Minn. Statutes 2004 61A.03
Double indemnity
Rate regulation, exemption from law, Minn. Statutes 2004 70A.02
Employee welfare benefit plans, Minn. Statutes 2004 62H.10
Existing insurers
Defined, Minn. Statutes 2004 61A.53
Notice received, replacement insurance, Minn. Statutes 2004 61A.57
Existing life insurance
Defined, Minn. Statutes 2004 61A.53
Identification, replacement insurance, Minn. Statutes 2004 61A.55, 61A.57, 61A.58
Fines, life insurance companies
Adjustable policy loan interest rate violations, Minn. Statutes 2004 72A.135
Forfeitures
Standard Nonforfeiture Law for Life Insurance, Minn. Statutes 2004 61A.24
Forms, see under INSURANCE POLICIES
Fraud, viatical settlements, Minn. Statutes 2004 60A.965, 60A.972
Group life insurance
Application of law, Minn. Statutes 2004 60A.085, 72A.20
Cancellation, Minn. Statutes 2004 60A.085
Certificate of insurance, Minn. Statutes 2004 61A.09
Change in benefits, notice by employer, Minn. Statutes 2004 60A.084
Claims, see same under this topic
Companies, see Life insurance companies under this topic
Continuation and conversion privileges, see same under this topic
Defined as fringe benefit, Minn. Statutes 2004 256B.421
Employee plans, mandatory participation prohibited, Minn. Statutes 2004 61A.091
Insureds, lists, insurance companies, duties, Minn. Statutes 2004 60A.085
Job performance as basis for, Minn. Statutes 2004 181.82
Municipal employees, Minn. Statutes 2004 471.61
Policies, see Group policies under this topic
Replacement, exemptions, Minn. Statutes 2004 61A.54
Rulemaking, Minn. Statutes 2004 60A.082
Violations and penalties, Minn. Statutes 2004 61A.091
Group policies
Cancellation, Minn. Statutes 2004 60A.085
Continuation and conversion privileges, see same under this topic
Forms, approval, Minn. Statutes 2004 61A.09
Proceeds, alternative payment method statement, Minn. Statutes 2004 61A.09
Real estate mortgage loans, Minn. Statutes 2004 45.0293, 61A.09
Retroactive termination of coverage, application of law, Minn. Statutes 2004 60A.086
Term policies, continuation and conversion, Minn. Statutes 2004 61A.09
Group self-insurance, nursing homes, medical assistance cost allocation, Minn. Statutes 2004 256B.431
Guaranty associations, Minn. Statutes 2004 61B.18 to 61B.32
Insurable interests, corporations and trustees, Minn. Statutes 2004 61A.074
Insureds
MFIP participants or applicants, property limitation, exclusion, Minn. Statutes 2004 256J.20
Minnesota Life and Health Insurance Guaranty Association, Minn. Statutes 2004 61B.19, 61B.23, 61B.28, 61B.32
Interest
Policy loans, provisions, Minn. Statutes 2004 61A.03
Unpaid benefits, Minn. Statutes 2004 61A.011
Interpretation of law
Insurable interests, Minn. Statutes 2004 61A.074
Policies, Minn. Statutes 2004 61A.093, 72C.13
Suicide, effect of sanity on benefits, Minn. Statutes 2004 61A.031
Investment in by trustees, life of trust beneficiary
Enumerated powers of trustees, Minn. Statutes 2004 501B.81
Lawsuits, replacement insurance, Minn. Statutes 2004 61A.59
Life insurance companies
Abandonment of property, presumption, Minn. Statutes 2004 345.33
Actuarial opinions, Minn. Statutes 2004 61A.25
Actuaries, Minn. Statutes 2004 60A.129, 60A.803, 61A.25
Admitted assets, Minn. Statutes 2004 60L.02, 60L.08
Agreements by, reinsurance agreements, Minn. Statutes 2004 60A.803
Annual reports, contingency reserves, decision for excess, publication, Minn. Statutes 2004 61A.27
Annual statements, reserves, actuarial opinion, Minn. Statutes 2004 61A.25
Application of law, Investments of Insurers Act, Minn. Statutes 2004 60L.02
Assessments, workers' compensation insurance, assigned risk plan, Minn. Statutes 2004 79.251
Assets
Acquisition of real property, costs, limitations, Minn. Statutes 2004 61A.31
Actuarial analysis, Minn. Statutes 2004 61A.25
Admitted assets, Minn. Statutes 2004 60L.02, 60L.08, 61A.283
Allocation to separate accounts, Minn. Statutes 2004 61A.276
Authorization, Minn. Statutes 2004 61A.276
Conversion to mutual corporations, Minn. Statutes 2004 61A.37
Deferred compensation accounts, valuation, Minn. Statutes 2004 61A.275
Definitions, Minn. Statutes 2004 60L.01
Generally, Minn. Statutes 2004 61A.276
Governmental pension plan accounts, valuation, Minn. Statutes 2004 61A.275
Invested assets, valuation requirements, Minn. Statutes 2004 61A.28
Investments of Insurers Act, treatment, Minn. Statutes 2004 61A.14
Investments, limitations, Minn. Statutes 2004 61A.29, 61A.31, 61A.315
Issuance, Minn. Statutes 2004 61A.276
Minimum asset requirements, Minn. Statutes 2004 60L.01
Other law, exceptions, Minn. Statutes 2004 61A.275
Qualified pension, profit sharing, and stock bonus plan accounts, valuation, Minn. Statutes 2004 61A.275
Securities, lending restrictions, Minn. Statutes 2004 61A.282
Separate accounts, valuation, Minn. Statutes 2004 61A.275
Transfer, variable basis contract accounts, limitations, Minn. Statutes 2004 61A.14
Audits and examinations, Minn. Statutes 2004 60A.129
Boards of directors, Minn. Statutes 2004 61A.25, 61A.28
Capital, Minn. Statutes 2004 60L.02
Capital stock life insurance companies, surplus, minimum requirement, Minn. Statutes 2004 60A.07
Combined stock and mutual companies, Minn. Statutes 2004 61A.32 to 61A.36
Conflict of laws, Investments of Insurers Act, prevailing law, Minn. Statutes 2004 60L.02
Conflicts of interest, investments, Minn. Statutes 2004 61A.282
Conservation, see under LIFE INSURANCE
Contingency reserves, Minn. Statutes 2004 61A.27
Continuation and conversion privileges, duties, Minn. Statutes 2004 61A.092
Contracts, deferred compensation, state plan, Minn. Statutes 2004 352.96
Conversion to mutual corporations, Minn. Statutes 2004 61A.37, 61A.38
Cooperative or assessment plan companies, see same under this topic
Definitions
Generally, Minn. Statutes 2004 61A.01
Income and franchise taxes, Minn. Statutes 2004 290.01
Investments, Minn. Statutes 2004 61A.28
Investments of Insurers Act, Minn. Statutes 2004 60L.02
Risk-based capital requirements, Minn. Statutes 2004 60A.60
Standard Valuation Law, Minn. Statutes 2004 61A.25
Dividends, Minn. Statutes 2004 61A.26
Existing insurers, Minn. Statutes 2004 61A.53, 61A.57
Financial institutions, life insurance companies defined as, Minn. Statutes 2004 13B.06
Financial requirements, minimum financial security benchmark, Minn. Statutes 2004 60L.01
Fines, plan, adjustable policy loan interest rates, violations, Minn. Statutes 2004 72A.135
Foreign insurance companies, see under INSURANCE COMPANIES
Forfeiture, discrimination in acceptance of risk, Minn. Statutes 2004 72A.12
Funding agreements, Minn. Statutes 2004 61A.276
Income and franchise taxes, exemption, Minn. Statutes 2004 290.05, 290.0922
Indemnification powers, Minn. Statutes 2004 300.083
Insolvency
Risk-based capital requirements, Minn. Statutes 2004 60A.60 to 60A.696
Investments by
Admitted assets, Minn. Statutes 2004 61A.283
Application of law, Minn. Statutes 2004 60A.11
Approvals, Minn. Statutes 2004 61A.28, 61A.281
Asset backed arrangements, Minn. Statutes 2004 61A.28
Assets, limitations, Minn. Statutes 2004 61A.28, 61A.29, 61A.31, 61A.315
Authorization, Minn. Statutes 2004 61A.29
Boards of directors, duties, Minn. Statutes 2004 61A.28
Building projects, Minn. Statutes 2004 61A.31
Capital stock of other insurance companies, Minn. Statutes 2004 61A.284
Conflict of laws, prevailing law, Minn. Statutes 2004 60L.02
Conflicts of interest, Minn. Statutes 2004 61A.282
Convenience and accommodation of business, Minn. Statutes 2004 61A.31
Corporations, Minn. Statutes 2004 61A.281
Definitions, Minn. Statutes 2004 61A.28
Derivative transactions, replication transactions defined as, Minn. Statutes 2004 61A.28
Exemptions, Minn. Statutes 2004 61A.14, 61A.281
Financial transactions, Minn. Statutes 2004 61A.29
Foreign investments, Minn. Statutes 2004 60L.02, 61A.29
Generally, Minn. Statutes 2004 61A.28
Government obligations, Minn. Statutes 2004 61A.28
Health maintenance organizations, Minn. Statutes 2004 61A.284
Hedging, Minn. Statutes 2004 60L.02, 61A.28
Investments of Insurers Act, Minn. Statutes 2004 61A.28
Joint investments, Minn. Statutes 2004 61A.30
Loans or obligation secured by mortgage, Minn. Statutes 2004 61A.28
Name in which held, Minn. Statutes 2004 61A.282
Obligations of trustees and receivers, Minn. Statutes 2004 61A.28
Orders, Minn. Statutes 2004 60L.02, 61A.28
Personal property, leases, Minn. Statutes 2004 61A.31
Policy loans, Minn. Statutes 2004 61A.28
Promissory notes secured by warehouse receipts, Minn. Statutes 2004 61A.28
Ratings, Minn. Statutes 2004 61A.28, 61A.29
Real estate sales contracts, Minn. Statutes 2004 61A.28
Real property, Minn. Statutes 2004 60L.02, 61A.31
Record keeping, Minn. Statutes 2004 61A.28
Replicated investment position, Minn. Statutes 2004 61A.28
Replication transactions, Minn. Statutes 2004 61A.28
Restrictions, Minn. Statutes 2004 60L.02, 60L.08, 60L.11, 60L.14, 61A.28
Securities, Minn. Statutes 2004 60L.08, 61A.28
Stocks, Minn. Statutes 2004 61A.28
Subsidiary companies, Minn. Statutes 2004 60L.08, 61A.281
Substitution of law, Minn. Statutes 2004 60L.02
Transportation equipment obligations, Minn. Statutes 2004 61A.28
Valuations, Minn. Statutes 2004 61A.28
Liabilities, minimum asset requirements, Minn. Statutes 2004 60L.01
Liability, Minn. Statutes 2004 61A.25, 72A.12, 145B.11
Licenses, revocation or suspension, Minn. Statutes 2004 72A.12
Loans, Minn. Statutes 2004 61A.28, 61A.29
Loss experience, providing to insured, application of law, Minn. Statutes 2004 72A.20
Mail and mailing, continuation of coverage, notice, Minn. Statutes 2004 61A.092
Memberships, Minn. Statutes 2004 61A.31
Minimum financial security benchmark, Minn. Statutes 2004 60L.03
Misrepresentation of policies, Minn. Statutes 2004 72A.12, 72A.20
Mortality tables, valuation of reserves, use, Minn. Statutes 2004 61A.25
Mutual companies law, exemption, Minn. Statutes 2004 66A.01
Mutual life insurance companies, see same under this topic
Name, trust, use prohibited, Minn. Statutes 2004 47.23
Negative trend, defined, Minn. Statutes 2004 60A.60
Notice given
Continuation of coverage, Minn. Statutes 2004 61A.092
Genetic tests, results, Minn. Statutes 2004 72A.139
Interest, policy loans, Minn. Statutes 2004 61A.03
Investments of Insurers Act, election for application or termination of application, Minn. Statutes 2004 60L.02
Meetings, conversion to mutual corporations, Minn. Statutes 2004 61A.37
Minimum standard of valuation for annuities and endowment contracts, compliance, Minn. Statutes 2004 61A.25
Notice regarding replacement, Minn. Statutes 2004 61A.58
Qualified actuaries, appointment, Minn. Statutes 2004 61A.25
Replacement insurance, Minn. Statutes 2004 61A.56 to 61A.58
Notice received, Minn. Statutes 2004 297I.20, 576.122
Officers, Minn. Statutes 2004 72A.12
Payments by, Minn. Statutes 2004 72A.139, 352.96
Prohibited policies, issuance, Minn. Statutes 2004 72A.12
Qualified actuaries, Minn. Statutes 2004 60A.129
Record keeping, loans, Minn. Statutes 2004 61A.28
Reorganization plans, Minn. Statutes 2004 60B.17
Replacing insurers, see same under this topic
Reserves
Actuarial opinion, Minn. Statutes 2004 61A.25
Contingency reserves, Minn. Statutes 2004 61A.27
Foreign or alien insurers, Minn. Statutes 2004 61A.25
Investments of Insurers Act, Minn. Statutes 2004 60L.02
Liability, variable basis contracts, Minn. Statutes 2004 61A.14, 61A.21
Minimum aggregate reserves, Minn. Statutes 2004 61A.25
Raising, transition period, rulemaking, Minn. Statutes 2004 61A.25
Standard valuation, Minn. Statutes 2004 61A.14, 61A.25
Review by Investment Board, Minn. Statutes 2004 352.96
Risk-based capital requirements, Minn. Statutes 2004 60A.60 to 60A.696
Securities, lending, Minn. Statutes 2004 60L.02, 61A.282
Separate accounts, Minn. Statutes 2004 61A.275, 61A.276, 300.083
Stock companies, Minn. Statutes 2004 61A.32 to 61A.36
Subsidiaries, Minn. Statutes 2004 60L.08, 61A.281, 61A.284
Surplus, dividends on policies, Minn. Statutes 2004 61A.03, 61A.26
Trustees, Minn. Statutes 2004 61A.38
Underwriting standards, support for, Minn. Statutes 2004 72A.20
Unfair competition, Minn. Statutes 2004 72A.20
Unfair or deceptive trade practices, see same under this topic
Valuation of reserves, Minn. Statutes 2004 61A.14, 61A.25
Variable basis contracts, Minn. Statutes 2004 61A.17, 61A.20
Violations and penalties, see same under this topic
Misrepresentation
Viatical settlement brokers, licenses, effect on, Minn. Statutes 2004 60A.972
Viatical settlement providers, licenses, effect on, Minn. Statutes 2004 60A.965
Missing persons, see Life insurance under MISSING PERSONS
Misstatement, policy not invalidated, Minn. Statutes 2004 61A.11
Mortality tables
Smoker and nonsmoker, Minn. Statutes 2004 61A.255
Mutual life insurance companies
Accounting and bookkeeping, conversion to stock companies, dividend expectations, Minn. Statutes 2004 60A.075
Annual meeting, notice, Minn. Statutes 2004 61A.32
Application of law, Minn. Statutes 2004 61A.34
Articles of association, amendment, procedure, Minn. Statutes 2004 60A.07
Assets, conversion to stock companies, reasonable dividend expectations, provisions, Minn. Statutes 2004 60A.075
Boards of directors, duties, Minn. Statutes 2004 61A.321, 61A.36
Bylaws, change or repeal, Minn. Statutes 2004 61A.36
Certificate of incorporation, Minn. Statutes 2004 60A.07, 61A.36
Certificates of deposit, receipts, filing, Minn. Statutes 2004 60A.07
Control by, mutual property and casualty insurance companies, Minn. Statutes 2004 60A.02
Conversion to stock companies, reasonable dividend expectations, provisions, Minn. Statutes 2004 60A.075
Dividends, Minn. Statutes 2004 60A.07
Domestic insurance companies, conversion to mutual corporations, procedures, Minn. Statutes 2004 61A.37, 61A.38
Forms, annual meeting, notice, Minn. Statutes 2004 61A.32
Fraternal benefit societies, conversion to, Minn. Statutes 2004 64B.15
Generally, see MUTUAL INSURANCE COMPANIES
Guaranty funds, Minn. Statutes 2004 61A.321
Liability, guaranty funds, certificate holders, Minn. Statutes 2004 61A.321
Liquidation, Minn. Statutes 2004 60A.07, 61A.321
Notice given, guaranty funds, reduction or retirement, Minn. Statutes 2004 61A.321
Policyholders, notice received, guaranty funds, reduction or retirement, Minn. Statutes 2004 61A.321
Seal, Minn. Statutes 2004 60A.07
Surplus, Minn. Statutes 2004 60A.07, 61A.26
Temporary capital stock, Minn. Statutes 2004 60A.07
Voting, Minn. Statutes 2004 61A.32
Net value, Minn. Statutes 2004 60A.03
Nonforfeiture benefits, Minn. Statutes 2004 61A.24
Orders, life insurance companies
Investments, Minn. Statutes 2004 61A.28
Investments of Insurers Act, termination of application, Minn. Statutes 2004 60L.02
Policies
Accelerated benefits, Minn. Statutes 2004 60A.06, 61A.072, 62S.23, 62S.31
Advertisement, Minn. Statutes 2004 45.025, 61A.072
Application of law, Minn. Statutes 2004 61A.073, 62S.20, 62S.31, 309.72
Applications, Minn. Statutes 2004 61A.05, 61A.071
Armed forces or National Guard members, unfair trade practices, Minn. Statutes 2004 72A.20
Aviation risk exclusions, Minn. Statutes 2004 61A.06
Borrow policy loan values, defined, Minn. Statutes 2004 61A.60
Cancellation, Minn. Statutes 2004 61A.072, 297I.01
Cash surrender value, Minn. Statutes 2004 61A.24, 61A.60
Cash surrender, moratorium, reorganization of companies, Minn. Statutes 2004 60B.17
Conflict of laws, clause, Minn. Statutes 2004 61A.23
Contested cases, form, withdrawal or disapproval, Minn. Statutes 2004 61A.02
Contracts, Minn. Statutes 2004 61A.08, 61A.093
Convert to paid up insurance, defined, Minn. Statutes 2004 61A.60
Cooperative or assessment plan life insurance policies, Minn. Statutes 2004 61A.42, 61A.43, 61A.46, 61A.48
Coupon policies, Minn. Statutes 2004 61A.02
Coverage, notice of limitations and exclusions, Minn. Statutes 2004 61A.28
Credit life insurance, see Policies under CREDIT INSURANCE
Definitions, replacement insurance, Minn. Statutes 2004 61A.60
Description, Minn. Statutes 2004 61A.03
Disclosure, Minn. Statutes 2004 61A.072, 62S.10
Double indemnity, viatical settlements, additional payment, Minn. Statutes 2004 60A.970
Forfeitures, Minn. Statutes 2004 61A.07
Forms, approval, Minn. Statutes 2004 61A.02
Graded death benefits, Minn. Statutes 2004 72A.207
Group policies, see same under this topic
Guaranty associations, Minn. Statutes 2004 61B.18 to 61B.32
Impairment, health care directives or instructions, effect, Minn. Statutes 2004 145C.12
Incontestable clause, defined, Minn. Statutes 2004 61A.60
Insureds, lawsuits, replacement insurance, Minn. Statutes 2004 61A.59
Interest, excess rate, determination, Minn. Statutes 2004 61A.02
Interpretation of law, Minn. Statutes 2004 61A.093, 72C.13
Investments in, Minn. Statutes 2004 50.14
Issuance, living wills, effect, Minn. Statutes 2004 145B.11
Lapse, Minn. Statutes 2004 61A.60
Loans, Minn. Statutes 2004 60B.17, 61A.03, 61A.07, 72A.135
Loss experience, providing, exemption, Minn. Statutes 2004 72A.20
Marketing, direct response marketing, applications, Minn. Statutes 2004 61A.071
Minnesota Life and Health Insurance Guaranty Association, see Coverage under MINNESOTA LIFE AND HEALTH INSURANCE GUARANTY ASSOCIATION
Misstatement, policy not invalidated, Minn. Statutes 2004 61A.11
Nonforfeiture, provisions, Minn. Statutes 2004 61A.24
Personal information, authorization for disclosure, Minn. Statutes 2004 72A.501
Place on extended term, defined, Minn. Statutes 2004 61A.60
Policies combined with qualified long-term care policies, renewal, Minn. Statutes 2004 62S.20
Policyholders, Minn. Statutes 2004 60A.09, 61A.59
Presumption of abandonment, Minn. Statutes 2004 354.33
Prohibited provision, Minn. Statutes 2004 61A.07
Property and casualty insurance agents, sales quotas prohibited, Minn. Statutes 2004 60A.178
Provisions required
Accelerated benefits, Minn. Statutes 2004 61A.072
Application of law, Minn. Statutes 2004 61A.03, 61A.093
Disclosure, Minn. Statutes 2004 61A.072
Entire contract in policy, Minn. Statutes 2004 61A.03, 61A.05
Generally, Minn. Statutes 2004 61A.03
Interpretation of law, Minn. Statutes 2004 61A.093
Policies covering nonresidents, Minn. Statutes 2004 61A.093
Spendthrift clauses, Minn. Statutes 2004 61A.04
Qualified long-term care benefits, Minn. Statutes 2004 62S.10, 62S.11
Readability requirements, Minn. Statutes 2004 72C.11
Riders, qualified long-term care benefits, summaries, Minn. Statutes 2004 62S.10
Sale, Minn. Statutes 2004 60A.179, 61A.072, 145B.11
Single policy, sale of life insurance and annuity, Minn. Statutes 2004 61A.021
Suicide clause, defined, Minn. Statutes 2004 61A.60
Supplemental contracts, sale, Minn. Statutes 2004 61A.072
Surrender, Minn. Statutes 2004 61A.60, 297I.01
Tying with annuities, Minn. Statutes 2004 61A.021
Validity, Minn. Statutes 2004 145B.11, 145C.12
Valuation, Minn. Statutes 2004 60A.14
Value, MFIP applicants or participants, property limitation, exclusion, Minn. Statutes 2004 256J.20
Viaticated policies, reports about, Minn. Statutes 2004 60A.967
Violations and penalties, Minn. Statutes 2004 61A.021, 72A.12
War risk exclusions, Minn. Statutes 2004 61A.06
Prima facie evidence, replacement insurance, policyholders, patterns of action, knowledge of violation, Minn. Statutes 2004 61A.59
Proceeds
Attachment, exemption from, Minn. Statutes 2004 550.143, 550.39, 570.025, 570.026
Discounts, viatical settlements, Minn. Statutes 2004 60A.971
Garnishment, exemption from, Minn. Statutes 2004 550.143, 571.72, 571.912, 571.931, 571.932
Viaticating standards, Minn. Statutes 2004 60A.971
Producers
General law, see INSURANCE PRODUCERS
Licensing, Minn. Statutes 2004 60K.38, 60K.55
Personal solicitation, Minn. Statutes 2004 60K.46
Public employees insurance program, see under PUBLIC EMPLOYEES
Public Employees Retirement Association
Program requirements, Minn. Statutes 2004 353.03
Qualified long-term care insurance, exclusion, Minn. Statutes 2004 62S.01
Rebates, Minn. Statutes 2004 72A.20
Reciprocals or interinsurance exchanges
Indemnity, exception, Minn. Statutes 2004 71A.01
Reinsurance
Cooperative or assessment plan companies, Minn. Statutes 2004 61A.47
Generally, Minn. Statutes 2004 60A.803
Reinsurance agreements, Minn. Statutes 2004 60A.803
Replacement insurance
Agents, solicitors, and brokers, Minn. Statutes 2004 61A.55, 61A.57, 61A.59
Applicants, see same under this topic
Application of law, Minn. Statutes 2004 61A.54
Definitions, Minn. Statutes 2004 61A.53, 61A.60
Direct-response sales, Minn. Statutes 2004 61A.58, 61A.60
Exemptions, Minn. Statutes 2004 61A.54
Generally, Minn. Statutes 2004 61A.53 to 61A.60
Lawsuits, Minn. Statutes 2004 61A.59
Notice regarding replacement, Minn. Statutes 2004 61A.55, 61A.57, 61A.58, 61A.60
Prima facie evidence, policyholders, patterns of action, Minn. Statutes 2004 61A.59
Replacement registers, Minn. Statutes 2004 61A.57, 61A.58
Replacing insurers
Definitions, Minn. Statutes 2004 61A.53
Notice received, notice regarding replacement, copies, Minn. Statutes 2004 61A.55
Replacing insurance, duties, Minn. Statutes 2004 61A.57, 61A.58
Risk
Discrimination, Minn. Statutes 2004 72A.12
Risk management services, see RISK MANAGEMENT SERVICES
Rulemaking about
Generally, Minn. Statutes 2004 61A.091
Group life insurance, continuation of benefits, Minn. Statutes 2004 60A.082
Life insurance companies, Minn. Statutes 2004 61A.25, 61A.276, 61A.281
Policies, Minn. Statutes 2004 61A.03
Variable basis contracts, Minn. Statutes 2004 61A.17, 61A.20
Sale
Direct-response sale, Minn. Statutes 2004 61A.53, 61A.58, 61A.60
Savings banks, sale by, Minn. Statutes 2004 50.085
Savings associations, Minn. Statutes 2004 51A.041, 51A.37
Self-insurance or insurance plan
Life insurance defined as, Minn. Statutes 2004 60A.23
Settlements, Minnesota family investment program (MFIP), income exclusions, Minn. Statutes 2004 256J.21
Standard Nonforfeiture Law for Life Insurance, Minn. Statutes 2004 61A.24
Standard Valuation Law, citation, Minn. Statutes 2004 61A.25
Stock companies, Minn. Statutes 2004 61A.32 to 61A.36
Suitability
Recommendations, Minn. Statutes 2004 72A.20
Requirement, personal solicitation of insurance, Minn. Statutes 2004 60K.46
Unfair competition, Minn. Statutes 2004 72A.20
Unfair or deceptive trade practices
Generally, Minn. Statutes 2004 72A.20
Misdemeanor, Minn. Statutes 2004 72A.12
Policies, tying with annuities, Minn. Statutes 2004 61A.021
Viatical settlements, violations, Minn. Statutes 2004 60A.974
Variable basis contracts
Accounts, Minn. Statutes 2004 61A.14
Application of law, Minn. Statutes 2004 61A.21
Approval, disapproved contracts, use unlawful, Minn. Statutes 2004 61A.18
Cancellation, Minn. Statutes 2004 72A.51 to 72A.53
Company requirements, Minn. Statutes 2004 61A.19
Definitions, Minn. Statutes 2004 61A.13
Filing, Minn. Statutes 2004 61A.17
Investments, Minn. Statutes 2004 61A.14
Producer licenses
Education, application of law, Minn. Statutes 2004 60K.36
Fees, Minn. Statutes 2004 60K.55
General law, see INSURANCE PRODUCERS
Issuance, Minn. Statutes 2004 60K.38
Life insurance producer license, proof required, Minn. Statutes 2004 60K.37
Provisions, Minn. Statutes 2004 61A.15, 61A.16
Requirements, Minn. Statutes 2004 61A.19
Rulemaking, Minn. Statutes 2004 61A.17, 61A.20
Viatical settlements, Minn. Statutes 2004 60A.961 to 60A.974, 62S.01
Violations and penalties
Cooperative or assessment plan companies, Minn. Statutes 2004 61A.45, 61A.47
Group life insurance, mandatory employee participation violations, remedy, Minn. Statutes 2004 61A.091
Life insurance companies, Minn. Statutes 2004 72A.12, 72A.135, 72A.20
Policies, Minn. Statutes 2004 61A.021, 72A.12
Variable basis contracts, disapproved contracts, use unlawful, Minn. Statutes 2004 61A.18
Waivers
Dividends, apportioning, waiver prohibited, Minn. Statutes 2004 61A.26