INSURANCE AGENTS, SOLICITORS, AND BROKERS

Address, supplying to commissioner, Minn. Statutes 2004 45.0112

Adjusters, see INSURANCE ADJUSTERS

Adverse underwriting decisions

Insurance companies, Minn. Statutes 2004 72A.491, 72A.499, 72A.50

Advertising, Minnesota Life and Health Insurance Guaranty Association, violations, Minn. Statutes 2004 61B.28

Appeals

Adverse underwriting decisions, Minn. Statutes 2004 72A.499

Review, involuntary termination, Minn. Statutes 2004 60A.177

Applicants

Information about, Minn. Statutes 2004 72A.494, 72A.502

Investigative consumer reports, Minn. Statutes 2004 72A.496

Notice received, adverse underwriting decisions based on credit reports, Minn. Statutes 2004 72A.499

Application of law

Appointment, fees, Minn. Statutes 2004 60A.14

Contracts cancellation, Minn. Statutes 2004 60A.171, 60A.172

Disclosure, personal or privileged information, Minn. Statutes 2004 72A.501

Licensed producers, involuntary termination, Minn. Statutes 2004 60A.177

Life or health insurance, Minn. Statutes 2004 60A.178, 60A.179

Purchasing groups (liability insurance), residence, exemption, Minn. Statutes 2004 60E.12

Review, involuntary termination, Minn. Statutes 2004 60A.177

Risk retention groups, residence, exemption, Minn. Statutes 2004 60E.12

Applications for insurance, duties

Property insurance, FAIR plan, refusal to submit, Minn. Statutes 2004 65A.41

Appointment

Fees, generally, Minn. Statutes 2004 60A.14

Managing general agents, duties, Minn. Statutes 2004 60H.04

Audits and examinations

Commerce Department, powers and duties, Minn. Statutes 2004 60A.031

Personal information, disclosure, Minn. Statutes 2004 72A.502

Burial or funeral insurance

Establishments and expenses, freedom of choice, Minn. Statutes 2004 72A.325

Business licenses, exception, Minn. Statutes 2004 116J.70

Cancellation of contracts

Application of law, Minn. Statutes 2004 60A.171, 60A.172

Casualty loss insurance companies, commissions, payment, Minn. Statutes 2004 60A.175

Commissions, payment, duties of insurers, Minn. Statutes 2004 60A.175

Fire and casualty loss insurance companies, Minn. Statutes 2004 60A.171, 60A.173 to 60A.175

Limitations, Minn. Statutes 2004 60A.172

Prohibited practices, Minn. Statutes 2004 60A.179

Casualty insurance agents, solicitors, and brokers

Controlling producers, see under INSURANCE PRODUCERS

Life and health insurance sales quotas, Minn. Statutes 2004 60A.178

Residential mortgage originator license exemption, Minn. Statutes 2004 58.04

Certificates of authority, failure to obtain, Minn. Statutes 2004 72A.05

Claims, see under INSURANCE COMPANIES

Commissions (compensation)

Controlling producers, see under INSURANCE PRODUCERS

FAIR plan insurance policies, Minn. Statutes 2004 65A.41

Medicare supplement plans, Minn. Statutes 2004 62A.436

Payment, Minn. Statutes 2004 60A.175

Contested cases, licenses, effect on, small employer health benefit plans, sales violations, unfair trade practices, Minn. Statutes 2004 62L.12

Continuing education, Minn. Statutes 2004 60K.53, 60K.56

Contracts, see Controlling producers under INSURANCE PRODUCERS

Controlling producers, see under INSURANCE PRODUCERS

Courses of study, Minn. Statutes 2004 60K.56

Definitions

Business Transacted with Producer Controlled Insurer Act, Minn. Statutes 2004 60J.07

Insurance law, Minn. Statutes 2004 60A.02, 60A.176, 60A.951

Reinsurance Intermediary Act, Minn. Statutes 2004 60A.705

Viatical settlements, Minn. Statutes 2004 60A.961

Disclosure

Applicants, personal information, Minn. Statutes 2004 72A.494, 72A.502

Controlling producers, Minn. Statutes 2004 60J.10

Immunity, Minn. Statutes 2004 72A.505

Liability, Minn. Statutes 2004 72A.503

Personal information, Minn. Statutes 2004 72A.501, 72A.502

Privileged information, Minn. Statutes 2004 72A.499, 72A.501, 72A.502

Violations and penalties, Minn. Statutes 2004 72A.503

FAIR plan, duties, Minn. Statutes 2004 65A.41

False statements in applications, Minn. Statutes 2004 72A.20

Fees, referral fees, payment to

Comprehensive health insurance plans, Minn. Statutes 2004 62E.15

Filing with, personal information

Individual statement of disagreement, Minn. Statutes 2004 72A.498

Fines

Health and accident insurance agents, combination policy violations, Minn. Statutes 2004 72A.13

Liquidation, failure to cooperate, Minn. Statutes 2004 60B.07

Medicare supplement benefits, sales violations, Minn. Statutes 2004 62A.41, 62A.43

Personal or privileged information, obtaining by improper means, Minn. Statutes 2004 72A.504

Qualified long-term care insurance, violations, Minn. Statutes 2004 62S.33

Rebates, violations, Minn. Statutes 2004 72A.08

Review, involuntary termination, Minn. Statutes 2004 60A.177

Fire insurance agents

Liability, fire insurance, withholding of final settlements, Minn. Statutes 2004 65A.50

Person who procures application, agent of issuing company, Minn. Statutes 2004 65A.14

Fraternal benefit societies, representatives, see Representatives under FRATERNAL BENEFIT SOCIETIES

Fraud, generally, see Insurance fraud under FRAUD

Health and accident insurance agents

Collectively bargained health care arrangements, Minn. Statutes 2004 62H.10, 62H.13, 62H.15 to 62H.17

Combination policy violations, Minn. Statutes 2004 72A.13

Employee leasing arrangements, see under HEALTH AND ACCIDENT INSURANCE

Licenses and licensing, revocation or suspension, Minn. Statutes 2004 72A.13

Reportable multiple employer welfare arrangements, see under MULTIPLE EMPLOYERS WELFARE ARRANGEMENTS (MEWAS)

Residential mortgage originator license exemption, Minn. Statutes 2004 58.04

Violations and penalties, combination policies, fine, revocation of license, Minn. Statutes 2004 72A.13

Hearings, involuntary termination, Minn. Statutes 2004 60A.177

Homeowners' insurance agents

Application form refusal, Minn. Statutes 2004 72A.20

Information practices, notice given, Minn. Statutes 2004 72A.494

Insurance adjusters, see INSURANCE ADJUSTERS

Insurance agencies, defined as insurance producers, Minn. Statutes 2004 60A.02

Insurance premium finance agreements

Resident insurance agents, entering, generally, Minn. Statutes 2004 59A.03

Insurance professional, insurance agents and brokers defined as, Minn. Statutes 2004 60A.951

Insurance review board

Termination review process, Minn. Statutes 2004 60A.177

Interpretation of law

Controlling producers, violations and penalties, Minn. Statutes 2004 60J.11

Investigative consumer reports, Minn. Statutes 2004 72A.496

Involuntary termination by insurers, Minn. Statutes 2004 60A.177, 72A.20

Lawsuits

Agency contracts, termination in violation of law, Minn. Statutes 2004 60A.171

Controlling producers, see under INSURANCE PRODUCERS

Liability

Personal or privileged information, disclosure, Minn. Statutes 2004 72A.503

Licensed producers, Minn. Statutes 2004 60E.12, 368.01

Licenses

Business license, exception, Minn. Statutes 2004 116J.70

Continuing education, Minn. Statutes 2004 60K.56

Health and accident insurance agents, revocation or suspension, Minn. Statutes 2004 72A.13

Producer licenses, see Licenses and licensing under INSURANCE PRODUCERS

Reciprocity, Minn. Statutes 2004 45.0292

Restraints, metropolitan area towns, Minn. Statutes 2004 368.01

Revocation or suspension, Minn. Statutes 2004 62A.43, 62L.12, 72A.13

Surplus lines insurance, Minn. Statutes 2004 60A.198

Violations and penalties, see same under this topic

Life insurance agents

Misrepresentation of policies, Minn. Statutes 2004 72A.12

Political contributions, Minn. Statutes 2004 72A.12

Prohibited policies, issuance, Minn. Statutes 2004 72A.12

Residential mortgage originator license exemption, Minn. Statutes 2004 58.04

Long-term care insurance agents, Minn. Statutes 2004 62S.08, 62S.25, 62S.31

Managing general agents, see under INSURANCE COMPANIES

Marketing

Personal information, disclosure, Minn. Statutes 2004 72A.502

Survey information, specifying, Minn. Statutes 2004 72A.495

Metropolitan area towns, licenses, restraints, Minn. Statutes 2004 368.01

Minnesota automobile insurance plan, Minn. Statutes 2004 65B.09

Minnesota Life and Health Insurance Guaranty Association

Sales practice violations, Minn. Statutes 2004 61B.28

Misconduct, long-term care policies, misstatements, Minn. Statutes 2004 62A.54

Motor vehicle insurance adjustments

Prohibited acts, Minn. Statutes 2004 72B.092

Motor vehicle insurance companies

Licenses, motor vehicle salvage pools, Minn. Statutes 2004 168.27

Traffic accidents, drivers' duties, Minn. Statutes 2004 169.09

Motor vehicle salvage pools, Minn. Statutes 2004 168.27, 168A.151

Notice given

Change of name, address, or license application information, Minn. Statutes 2004 45.0112

Controlling producers, relationship with controlled insurers, Minn. Statutes 2004 60J.10

Disclosure, health records, Minn. Statutes 2004 72A.497

Information practices, Minn. Statutes 2004 72A.494

Insurance adverse underwriting decisions based on credit reports, Minn. Statutes 2004 72A.499

Insurance premium finance agreements, premium increases, additional policies, Minn. Statutes 2004 59A.08

Medicare supplement policies or certificates, Minn. Statutes 2004 62A.39

Notice received

Commissions, bonuses, change, Minn. Statutes 2004 60A.175

Insurance premium finance agreements, cancellation upon default, Minn. Statutes 2004 59A.11

Order for liquidation, Minn. Statutes 2004 60B.26

Policies, cancellation or nonrenewal, Minn. Statutes 2004 60A.38

Replacement life insurance, Minn. Statutes 2004 61A.56

Termination, hearings, Minn. Statutes 2004 60A.177

Workers' compensation insurance, deductibles, information about, Minn. Statutes 2004 79.081

Orders

Adverse underwriting decisions, privileged information, Minn. Statutes 2004 72A.499

Controlling producers, violations, Minn. Statutes 2004 60J.11

Involuntary termination, Minn. Statutes 2004 60A.177

Licenses, denial, revocation, suspension, or censure, Minn. Statutes 2004 62L.12

Personal information, disclosure, Minn. Statutes 2004 72A.502

Personal information

Access, Minn. Statutes 2004 72A.497

Correction, amendment, or deletion, Minn. Statutes 2004 72A.498

Disclosure, see same under this topic

Obtaining by improper means, Minn. Statutes 2004 72A.493

Personal solicitation

Qualified long-term care insurance, suitability of insurance, Minn. Statutes 2004 62S.30

Violations and penalties, see same under this topic

Premiums, duties

Net premiums, late transmission or payment to insurer, hazardous financial condition, Minn. Statutes 2004 60G.20

Procuring premiums by fraud, Minn. Statutes 2004 72A.20

Privileged information, see Disclosure under this topic

Producers

Agents and agencies defined as, Minn. Statutes 2004 60A.02

Generally, see INSURANCE PRODUCERS

Insurance brokers defined as, Minn. Statutes 2004 60J.07

Property insurance agents, solicitors, and brokers

Controlling producers, see under INSURANCE PRODUCERS

Life and health insurance sales quotas, Minn. Statutes 2004 60A.178

Residential mortgage originator license exemption, Minn. Statutes 2004 58.04

Qualified long-term care insurance agents

Coverage outline, delivery, Minn. Statutes 2004 62S.08

Sales, records and reports about, Minn. Statutes 2004 62S.25

Shoppers' guides, providing to applicants, duties, Minn. Statutes 2004 62S.31

Quotas, life or health insurance policies, Minn. Statutes 2004 60A.179

Rebates, Minn. Statutes 2004 72A.08

Receivers and receivership, see Controlling producers under INSURANCE PRODUCERS

Records and record keeping

Risk retention groups, out of state groups, Minn. Statutes 2004 60E.04

Rehabilitation

Fire and casualty loss insurance companies, plans, Minn. Statutes 2004 60A.171

Reinsurance intermediaries, see under REINSURANCE

Reports given

Qualified long-term care insurance agents, Minn. Statutes 2004 62S.25

Risk retention groups, Minn. Statutes 2004 60E.04, 297I.25

Representation

Minnesota automobile insurance plan, governing committee, Minn. Statutes 2004 65B.03

Minnesota Comprehensive Health Association, board of directors, Minn. Statutes 2004 62E.10

Minnesota Insurance Guaranty Association, board of directors, Minn. Statutes 2004 60C.08

No-fault automobile insurance, assigned claims bureau, Minn. Statutes 2004 65B.63

Property insurance, FAIR plan, board of directors, Minn. Statutes 2004 65A.35

Research, survey information, specifying, Minn. Statutes 2004 72A.495

Residence

Agents for foreign insurers, Minn. Statutes 2004 60A.19

Exemptions, Minn. Statutes 2004 60E.12

Licenses, see same under this topic

Resident insurance agents, insurance premium finance agreements, entering, generally, Minn. Statutes 2004 59A.03

Sales quotas, property and casualty insurance agents

Certain quotas prohibited, Minn. Statutes 2004 60A.178

Savings banks, acting as, Minn. Statutes 2004 50.085

Signatures, Minn. Statutes 2004 61A.55

Statements by

Qualified long-term care insurance, replacement coverage, Minn. Statutes 2004 62S.24

Replacement annuities, Minn. Statutes 2004 61A.55, 61A.57

Replacement life insurance, Minn. Statutes 2004 61A.55, 61A.57

Statements, returns, surplus lines insurance, filing, Minn. Statutes 2004 60A.198

Surplus lines insurance agents

Compensation, authorization, Minn. Statutes 2004 60A.205

Eligible insurers, application for recognition, procedure, Minn. Statutes 2004 60A.206

Fees, payment, Minn. Statutes 2004 60A.198

Licenses, Minn. Statutes 2004 60A.198, 60K.30, 60K.39

Placement restrictions, Minn. Statutes 2004 60A.201

Qualifications, generally, Minn. Statutes 2004 60A.201

Removal, Minn. Statutes 2004 60A.206

Standards, Minn. Statutes 2004 60A.206

Trust fund, maintenance, Minn. Statutes 2004 60A.206

Unavailable lines list, Commerce Department, duties, Minn. Statutes 2004 60A.201

Telephone number, supplying to commissioner, Minn. Statutes 2004 45.0112

Temporary licenses, generally, Minn. Statutes 2004 45.0111

Termination

Contact with government, Minn. Statutes 2004 72A.20

Review, involuntary termination, Minn. Statutes 2004 60A.177

Travel insurance agents

Vending machines, duties, Minn. Statutes 2004 60A.18

Underwriting

Adverse underwriting decisions, Minn. Statutes 2004 72A.491, 72A.499, 72A.50

Discrimination, Minn. Statutes 2004 72A.20

Insurance or credit scores, use, Minn. Statutes 2004 72A.501

Property-casualty insurance policies, Minn. Statutes 2004 60A.178

Unfair competition, Minn. Statutes 2004 72A.20

Unfair trade practices

False statements in application, Minn. Statutes 2004 72A.20

Procuring premiums by fraud, Minn. Statutes 2004 72A.20

Small employer health benefit plans, sales violations, Minn. Statutes 2004 62L.12

Vehicle salvage pools, Minn. Statutes 2004 168.27, 168A.151

Vending machines for sale of travel and accident insurance

Duties of agents, Minn. Statutes 2004 60A.18

Viatical settlement brokers

Defined, Minn. Statutes 2004 60A.961

Duties, Minn. Statutes 2004 60A.961 to 60A.974, 62S.01

Violations and penalties

Applications, false statement, Minn. Statutes 2004 72A.04

Certificates of authority, Minn. Statutes 2004 72A.05

Controlling producers, generally, Minn. Statutes 2004 60J.11

Disclosure violations, Minn. Statutes 2004 72A.503

Discrimination in acceptance of risks, Minn. Statutes 2004 72A.12

Fraud, Minn. Statutes 2004 72A.03

Generally, Minn. Statutes 2004 60A.052, 72A.05

Health and accident insurance agents, combination policies, Minn. Statutes 2004 72A.13

License violations, Minn. Statutes 2004 62A.41, 62A.43, 62L.12

Life insurance agents, Minn. Statutes 2004 72A.12

Medicare supplement insurance, Minn. Statutes 2004 62A.41, 62A.43

Minnesota Life and Health Insurance Guaranty Association, Minn. Statutes 2004 61B.28

Misconduct, long-term care policies, misstatements, Minn. Statutes 2004 62A.54

Misrepresentation of policies, Minn. Statutes 2004 62A.41, 72A.12

Personal or privileged information violations, Minn. Statutes 2004 72A.503, 72A.504

Procuring insurance in unlicensed foreign companies, Minn. Statutes 2004 72A.15

Prohibited policies, issuing, Minn. Statutes 2004 72A.12

Qualified long-term care insurance violations, fines, Minn. Statutes 2004 62S.33

Rebates, Minn. Statutes 2004 72A.08

Workers' compensation insurance, Minn. Statutes 2004 79.251

Written statements, defined, Minn. Statutes 2004 169.791