CREDIT INSURANCE

Agents, solicitors, and brokers, see INSURANCE AGENTS, SOLICITORS, AND BROKERS

Amount, limitations, Minn. Statutes 2022 62B.04

Applications, creditors, taking, Minn. Statutes 2022 62B.09

Authority to issue, generally, Minn. Statutes 2022 60A.06

Carrying charges, Minn. Rules 2760.0030

Certificates of insurance, multiple certificates to one insured, Minn. Rules 2760.0030

Certificates of insurance, Minn. Statutes 2022 62E.06 to 2022 62E.08

Claims, generally, Minn. Statutes 2022 62B.10

Commerce Department, rulemaking authority, Minn. Statutes 2022 62B.12

Contested cases, rates, Minn. Statutes 2022 70A.06

Credibility table, Minn. Rules 2760.0090

Credit accident and health insurance

Generally, see Credit health and accident insurance under HEALTH AND ACCIDENT INSURANCE

Health plans, exclusion, Minn. Statutes 2022 62A.011

Credit health and accident insurance

Credibility table, Minn. Rules 2760.0090

Premiums, rates, Minn. Rules 2760.0060

Credit insurance companies

Authorization, Minn. Statutes 2022 62B.12

Certificates of authority, revocation or suspension, Minn. Statutes 2022 62B.14

Charges, limitations, Minn. Statutes 2022 62B.08

Cybersecurity events, notice given, Minn. Statutes 2022 60A.9853

Disclosure, incomplete coverage, Minn. Statutes 2022 62B.04

Income and franchise taxes, exemption, Minn. Statutes 2022 290.05, 2022 290.0922

Information security program, Minn. Statutes 2022 60A.985 to 2022 60A.9858

Licenses, revocation or suspension, Minn. Statutes 2022 62B.14

Payments by, Minn. Statutes 2022 62B.08, 2022 62B.12

Premiums, duties, Minn. Statutes 2022 62B.08

Reports given, Minn. Statutes 2022 62B.07

Credit involuntary unemployment insurance

Compensation, Minn. Statutes 2022 62B.08

Definitions, Minn. Statutes 2022 62B.02, 2022 62B.08

Loans and credit sale contracts, generally, Minn. Statutes 2022 47.59

Regulated lenders, Minn. Statutes 2022 56.155

Term insurance, Minn. Statutes 2022 62B.03

Credit involuntary unemployment insurance

Application of rules, Minn. Rules 2761.1200

Authority for rules, Minn. Rules 2761.0100

Benefits

Closed-end credit insurance, Minn. Rules 2761.0400

Standard benefit plans, Minn. Rules 2761.0400

Use of plans different from standard, Minn. Rules 2761.1100

Cancellation, closed-end credit insurance, Minn. Rules 2761.0400

Closed-end credit, Minn. Rules 2761.0400

Compensation to seller, prohibited practices, Minn. Rules 2761.0600

Coverage, Minn. Rules 2761.0400

Definitions, Minn. Rules 2761.0200

Filing, Minn. Rules 2761.0300

Loss ratio, Minn. Rules 2761.0300, 2761.0400

Open-end credit, premium rates, Minn. Rules 2761.0400

Policies, Minn. Rules 2761.0300, 2761.0400

Premiums

Determination by commissioner, Minn. Rules 2761.0900

Generally, Minn. Rules 2761.0400

Methodology, Minn. Rules 2761.1000

Prohibited practices, Minn. Rules 2761.0600

Publication by commissioner, Minn. Rules 2761.0900

Rates, closed-end credit, Minn. Rules 2761.0400, 2761.0700

Rates, formula, filing, Minn. Rules 2761.0300

Rates, schedule, Minn. Rules 2761.0700

Refunds, Minn. Rules 2761.0500

State unemployment rate, adjustment in premium rate, Minn. Rules 2761.0800

Purpose of rules, Minn. Rules 2761.0100

Credit life insurance, premiums, rates, Minn. Rules 2760.0050

Credit sale contracts, generally, Minn. Statutes 2022 47.59

Credit unions, accepting reimbursement, Minn. Statutes 2022 52.04

Creditors, applications, taking, Minn. Statutes 2022 62B.09

Cybersecurity events, information security program, Minn. Statutes 2022 60A.985 to 2022 60A.9858

Death, coverage for, Minn. Rules 2760.0050

Debtors, choice of insurer, Minn. Statutes 2022 62B.11

Debtors, rights, Minn. Rules 2760.0030

Definitions

Credit life and accident and health insurance, Minn. Statutes 2022 62B.02

Information security program, Minn. Statutes 2022 60A.985

Definitions, Minn. Rules 2760.0020

Disability insurance, Minn. Statutes 2022 56.125, 2022 56.155, 2022 62B.04

Disclosure, policies, Minn. Statutes 2022 62B.06, 2022 62B.12

Enrollment, unfair or deceptive trade practices, Minn. Rules 2700.3200

Exemptions, Minn. Statutes 2022 62B.01

Finance charges, Minn. Rules 2760.0030

Forfeitures, violations of orders, Minn. Statutes 2022 62B.14

Forms, credit life insurance, Minn. Rules 2760.0050

Forms, Minn. Statutes 2022 62B.03, 2022 62B.07

Group consumer credit insurance, termination of policies, Minn. Rules 2760.0030

Group insurance, certificates, evidence, Minn. Statutes 2022 62B.06

Health and accident insurance, see Credit health and accident insurance under HEALTH AND ACCIDENT INSURANCE

Health care utilization review, exclusion, Minn. Statutes 2022 62M.02

Hearings, forms, disapproval, Minn. Statutes 2022 62B.07

Information security program, Minn. Statutes 2022 60A.985 to 2022 60A.9858

Insurance companies, experience reports, Minn. Rules 2760.0080

Insured debt, premiums based on, Minn. Rules 2760.0060

Joint debtors, health and accident insurance, Minn. Rules 2760.0060

Judicial review, generally, Minn. Statutes 2022 62B.13, 2022 62B.14

Life insurance, see Credit life insurance under LIFE INSURANCE

Limited lines, Minn. Statutes 2022 60K.31, 2022 60K.36 to 2022 60K.39

Loans

Generally, Minn. Statutes 2022 47.59

Open end loans, charges, Minn. Statutes 2022 48.185

Loss ratios, Minn. Rules 2760.0040, 2760.0080, 2760.0090

Open-end credit accounts, Minn. Rules 2760.0030

Policies

Critical period provisions, Minn. Statutes 2022 62B.04

Definitions, Minn. Statutes 2022 62B.04

Delivery, Minn. Statutes 2022 62B.06, 2022 62B.09

Disability benefit provisions, Minn. Statutes 2022 62B.03, 2022 62B.04

Disclosure requirements, Minn. Statutes 2022 62B.06, 2022 62B.12

Exclusion, accident and health insurance policies, Minn. Statutes 2022 62E.02

Filing, Minn. Statutes 2022 62B.07, 2022 70A.06

Forms, effective date, Minn. Statutes 2022 62B.12

Generally, Minn. Statutes 2022 62B.06, 2022 62B.07

Group policies, Minn. Statutes 2022 62B.03, 2022 62B.05, 2022 62B.07

Individual policies, Minn. Statutes 2022 62B.03

Issuance, generally, Minn. Statutes 2022 62B.09

Policies not issued, creditors' duties, Minn. Statutes 2022 62B.08

Termination, premium refund, Minn. Statutes 2022 62B.08

Premiums

Approval, Minn. Statutes 2022 62B.07

Banks, Minn. Statutes 2022 48.155, 2022 48.185

Effective date, Minn. Statutes 2022 62B.12

Limitations, Minn. Statutes 2022 62B.08

Not interest or charges, Minn. Statutes 2022 62B.09

Prepayment of debt, unearned premium, refund, Minn. Statutes 2022 62B.05

Rate schedules, filing, Minn. Statutes 2022 62B.07, 2022 62B.08

Refunds, Minn. Statutes 2022 62B.05, 2022 62B.06, 2022 62B.08

Premiums

Addition to debt, Minn. Rules 2760.0030

Rates

Credit health and accident insurance, Minn. Rules 2760.0060

Credit life insurance, Minn. Rules 2760.0050

Deviation from rates in use, Minn. Rules 2760.0090

Generally, Minn. Rules 2760.0040

Review, Minn. Rules 2760.0080

Unearned premiums, refunds, Minn. Rules 2760.0070

Producers, see INSURANCE PRODUCERS

Property insurance, Minn. Statutes 2022 47.59, 2022 56.155

Purpose of rules, Minn. Rules 2760.0010

Rates, contested cases, Minn. Statutes 2022 70A.06

Rates, see Premiums under this topic

Refinancing of debt, Minn. Rules 2760.0030

Regulated lenders, Minn. Statutes 2022 56.125, 2022 56.155

Reports about, experience reports, Minn. Rules 2760.0080

Reports about, Minn. Statutes 2022 62B.07

Sales, commissions, Minn. Statutes 2022 47.016

Scope of law, Minn. Statutes 2022 62B.01

Service charges, Minn. Rules 2760.0030

Single premium credit insurance, Minn. Rules 2760.0070

Term, Minn. Statutes 2022 62B.05, 2022 62B.12

Termination

Refinancing of debt, Minn. Rules 2760.0030

Single-premiums credit insurance, Minn. Rules 2760.0070

Termination of indebtedness, Minn. Rules 2760.0070

Unemployment, Minn. Rules 2761.0100 to 2761.1200

Violations and penalties

Generally, order for compliance, Minn. Statutes 2022 62B.12, 2022 62B.13

Information security program, Minn. Statutes 2022 60A.9857

Orders, forfeiture, Minn. Statutes 2022 62B.14