<div class="xtend">
         <div class="xtend_ce"><a id="pl.1.1"></a><var>1.1</var>A bill for an act<br />
            		
         </div><a id="pl.1.2"></a><var>1.2</var>relating to judgments; regulating assigned consumer debt default judgments; <br />
         		<a id="pl.1.3"></a><var>1.3</var>providing a limitation period to bring an action arising out of consumer debt; <br />
         		<a id="pl.1.4"></a><var>1.4</var>setting the bail amount for failure to comply with judgment debtor disclosure <br />
         		<a id="pl.1.5"></a><var>1.5</var>requirements in consumer debt cases;amending Minnesota Statutes 2012, <br />
         		<a id="pl.1.6"></a><var>1.6</var>sections 491A.02, subdivision 9; 550.011; 588.04; proposing coding for new law <br />
         		<a id="pl.1.7"></a><var>1.7</var>in Minnesota Statutes, chapters 541; 548.<br />
         		<a id="pl.1.8"></a><var>1.8</var>BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF MINNESOTA:<br />
         		<br />
         		<a id="bill.0.1.0"></a><a id="pl.1.9"></a><var>1.9</var>&nbsp;&nbsp;&nbsp;&nbsp;Section 1. Minnesota Statutes 2012, section 491A.02, subdivision 9, is amended to read:<br />
         		<a id="pl.1.10"></a><var>1.10</var>&nbsp;&nbsp;&nbsp;&nbsp;Subd. 9. <b>Judgment debtor disclosure.</b> Notwithstanding any contrary provision in <br />
         		<a id="pl.1.11"></a><var>1.11</var>rule 518 of the Conciliation Court Rules, unless the parties have otherwise agreed, if a <br />
         		<a id="pl.1.12"></a><var>1.12</var>conciliation court judgment or a judgment of district court on removal from conciliation <br />
         		<a id="pl.1.13"></a><var>1.13</var>court has been docketed in district court, the judgment creditor's attorney as an officer of <br />
         		<a id="pl.1.14"></a><var>1.14</var>the court may or the district court in the county in which the judgment originated shall, <br />
         		<a id="pl.1.15"></a><var>1.15</var>upon request of the judgment creditor, order the judgment debtor to mail to the judgment <br />
         		<a id="pl.1.16"></a><var>1.16</var>creditor information as to the nature, amount, identity, and locations of all the debtor's <br />
         		<a id="pl.1.17"></a><var>1.17</var>assets, liabilities, and personal earning. The information must be provided on a form <br />
         		<a id="pl.1.18"></a><var>1.18</var>prescribed by the Supreme Court, and the information shall be sufficiently detailed to <br />
         		<a id="pl.1.19"></a><var>1.19</var>enable the judgment creditor to obtain satisfaction of the judgment by way of execution <br />
         		<a id="pl.1.20"></a><var>1.20</var>on nonexempt assets and earnings of the judgment debtor. The order must contain a <br />
         		<a id="pl.1.21"></a><var>1.21</var>notice that failure to complete the form and mail it to the judgment creditor within ten <br />
         		<a id="pl.1.22"></a><var>1.22</var>days after service of the order may result in a citation for civil contempt of court. Cash <br />
         		<a id="pl.1.23"></a><var>1.23</var>bail posted as a result of being cited for civil contempt of court order under this section <br />
         		<a id="pl.1.24"></a><var>1.24</var>may be ordered payable to the creditor to satisfy the judgment, either partially or fully, <br />
         		<a id="pl.1.25"></a><var>1.25</var>subject to section 588.04, paragraph (b).<br />
         		<a id="pl.2.1"></a><var>2.1</var><b>EFFECTIVE DATE.</b>This section is effective August 1, 2013.<br />
         		<br />
         		<a id="bill.0.2.0"></a><a id="pl.2.2"></a><var>2.2</var>&nbsp;&nbsp;&nbsp;&nbsp;Sec. 2. <b>[541.053] LIMITATION OF ACTIONS BASED ON CONSUMER DEBT.</b><br />
         		<a id="pl.2.3"></a><var>2.3</var>Notwithstanding section 541.31, subdivision 1, actions upon an obligation arising <br />
         		<a id="pl.2.4"></a><var>2.4</var>out of a consumer debt primarily for personal, family, or household purposes shall be <br />
         		<a id="pl.2.5"></a><var>2.5</var>commenced within six years. After its expiration, the statute of limitations is not revived <br />
         		<a id="pl.2.6"></a><var>2.6</var>by the collection of a payment on an account, a discharge in a bankruptcy proceeding, or <br />
         		<a id="pl.2.7"></a><var>2.7</var>an oral or written reaffirmation of the debt.<br />
         		<a id="pl.2.8"></a><var>2.8</var><b>EFFECTIVE DATE.</b>This section is effective August 1, 2013.<br />
         		<br />
         		<a id="bill.0.3.0"></a><a id="pl.2.9"></a><var>2.9</var>&nbsp;&nbsp;&nbsp;&nbsp;Sec. 3. <b>[548.101] ASSIGNED CONSUMER DEBT DEFAULT JUDGMENTS.</b><br />
         		<a id="pl.2.10"></a><var>2.10</var>(a) A party entitled to a judgment by default in a conciliation court or district court <br />
         		<a id="pl.2.11"></a><var>2.11</var>action upon an assigned obligation arising out of any consumer debt that is primarily for <br />
         		<a id="pl.2.12"></a><var>2.12</var>personal, family, or household purposes and in default at the time of assignment shall apply <br />
         		<a id="pl.2.13"></a><var>2.13</var>to the court and submit, in addition to the request, application, or motion for judgment:<br />
         		<a id="pl.2.14"></a><var>2.14</var>(1) a copy of the written contract between the debtor and original creditor or, if no <br />
         		<a id="pl.2.15"></a><var>2.15</var>written contract exists, other admissible evidence establishing the terms of the account <br />
         		<a id="pl.2.16"></a><var>2.16</var>relationship between the debtor and the original creditor, including the moving party's <br />
         		<a id="pl.2.17"></a><var>2.17</var>entitlement to the amounts described in clause (4). If only the balance owed at the time <br />
         		<a id="pl.2.18"></a><var>2.18</var>the debt was charged off or first assigned is claimed to be owed, evidence may include <br />
         		<a id="pl.2.19"></a><var>2.19</var>a monthly or periodic billing statement;<br />
         		<a id="pl.2.20"></a><var>2.20</var>(2) admissible evidence establishing that the defendant owes the debt;<br />
         		<a id="pl.2.21"></a><var>2.21</var>(3) the last four numbers of the debtor's Social Security number, if known;<br />
         		<a id="pl.2.22"></a><var>2.22</var>(4) admissible evidence establishing that the amount claimed to be owed is accurate, <br />
         		<a id="pl.2.23"></a><var>2.23</var>including the balance owed at the time the debt was charged off or first assigned to another <br />
         		<a id="pl.2.24"></a><var>2.24</var>party by the original creditor and, if included in the request, application, or motion for <br />
         		<a id="pl.2.25"></a><var>2.25</var>judgment, a breakdown of any fees, interest, and charges added to that amount;<br />
         		<a id="pl.2.26"></a><var>2.26</var>(5) admissible evidence establishing a valid and complete chain of assignment of the <br />
         		<a id="pl.2.27"></a><var>2.27</var>debt from the original creditor to the party requesting judgment, including documentation <br />
         		<a id="pl.2.28"></a><var>2.28</var>or a bill of sale evidencing the assignment with evidence that the particular debt at issue <br />
         		<a id="pl.2.29"></a><var>2.29</var>was included in the assignment referenced in the documentation or bill of sale;<br />
         		<a id="pl.2.30"></a><var>2.30</var>(6) in district court cases, proof that a summons and complaint were properly served <br />
         		<a id="pl.2.31"></a><var>2.31</var>on the debtor and that the debtor did not serve a timely answer or, in conciliation court <br />
         		<a id="pl.2.32"></a><var>2.32</var>cases, proof that the party seeking the judgment or the party's attorney used reasonable <br />
         		<a id="pl.2.33"></a><var>2.33</var>efforts to provide the court administrator with the correct address for the debtor; and<br />
         		<a id="pl.3.1"></a><var>3.1</var>(7) in district court cases, proof that the party requesting the default judgment or <br />
         		<a id="pl.3.2"></a><var>3.2</var>the party's attorney mailed a notice of intent to apply for default judgment to the debtor. <br />
         		<a id="pl.3.3"></a><var>3.3</var>The notice must be mailed to the debtor at the debtor's last known address at least 14 <br />
         		<a id="pl.3.4"></a><var>3.4</var>days before the request, application, or motion for default, and must be substantially in <br />
         		<a id="pl.3.5"></a><var>3.5</var>the following form:<br />
         		
         <table>
            <col width="50px"></col>
            <col width="20"></col>
            <col width="5"></col>
            <col width="10"></col>
            <col width="2.5"></col>
            <col width="15"></col>
            <col width="12.5"></col>
            <tr>
               <td><a id="pl.3.6"></a><var>3.6</var><br />
                  		<a id="pl.3.7"></a><var>3.7</var><br />
                  		
               </td>
               <td colspan="2"><b>Notice of Intent to Apply for </b><br />
                  		<b>Default Judgment</b><br />
                  		
               </td>
               <td></td>
               <td colspan="3" align="right">Case Type - Consumer Credit Contract<br />
                  		
               </td>
            </tr>
            <tr>
               <td><a id="pl.3.8"></a><var>3.8</var><br />
                  		
               </td>
               <td colspan="2">STATE OF MINNESOTA<br />
                  		
               </td>
               <td></td>
               <td></td>
               <td colspan="2" align="right">DISTRICT COURT<br />
                  		
               </td>
            </tr>
            <tr>
               <td><a id="pl.3.9"></a><var>3.9</var><br />
                  		
               </td>
               <td colspan="2">COUNTY OF <br />
                  		<span>
                     							.....
                     						</span></td>
               <td></td>
               <td></td>
               <td colspan="2"><span>
                     							.....
                     						</span>JUDICIAL DISTRICT<br />
                  		
               </td>
            </tr>
            <tr>
               <td><a id="pl.3.10"></a><var>3.10</var><br />
                  		<a id="pl.3.11"></a><var>3.11</var><br />
                  		
               </td>
               <td><span>
                     							.....
                     						</span><br />
                  		
               </td>
               <td colspan="2">Plaintiff,<br />
                  		
               </td>
               <td></td>
               <td colspan="2" align="right"><b>NOTICE OF INTENT TO APPLY </b><br />
                  		<b>FOR DEFAULT JUDGMENT</b> <br />
                  		
               </td>
            </tr>
            <tr>
               <td><a id="pl.3.12"></a><var>3.12</var><br />
                  		
               </td>
               <td>vs.<br />
                  		
               </td>
               <td></td>
               <td></td>
               <td></td>
               <td></td>
               <td></td>
            </tr>
            <tr>
               <td><a id="pl.3.13"></a><var>3.13</var><br />
                  		
               </td>
               <td><span>
                     							.....
                     						</span><br />
                  		
               </td>
               <td colspan="2">Defendant.<br />
                  		
               </td>
               <td></td>
               <td colspan="2" align="right">Court File No. <br />
                  		<span>
                     							.....
                     						</span></td>
            </tr>
            <tr>
               <td></td>
               <td></td>
               <td></td>
               <td></td>
               <td></td>
               <td align="right"></td>
               <td></td>
            </tr>
            <tr>
               <td><a id="pl.3.14"></a><var>3.14</var><br />
                  		<a id="pl.3.15"></a><var>3.15</var><br />
                  		
               </td>
               <td colspan="6" align="left">_______  [Plaintiff] has sued you to collect the following consumer debt that you <br />
                  		originally owed to ______ [original creditor]:<br />
                  		
               </td>
            </tr>
            <tr>
               <td><a id="pl.3.16"></a><var>3.16</var><br />
                  		
               </td>
               <td colspan="6" align="left">_______ [original creditor]<br />
                  		
               </td>
            </tr>
            <tr>
               <td><a id="pl.3.17"></a><var>3.17</var><br />
                  		
               </td>
               <td colspan="6" align="left">_______ [last four digits of the debtor's account number]<br />
                  		
               </td>
            </tr>
            <tr>
               <td><a id="pl.3.18"></a><var>3.18</var><br />
                  		
               </td>
               <td colspan="6" align="left">_______ [amount of debt]<br />
                  		
               </td>
            </tr>
            <tr>
               <td><a id="pl.3.19"></a><var>3.19</var><br />
                  		
               </td>
               <td colspan="6" align="left">_______ [date of charge off or account closing date]<br />
                  		
               </td>
            </tr>
            <tr>
               <td><a id="pl.3.20"></a><var>3.20</var><br />
                  		<a id="pl.3.21"></a><var>3.21</var><br />
                  		<a id="pl.3.22"></a><var>3.22</var><br />
                  		<a id="pl.3.23"></a><var>3.23</var><br />
                  		<a id="pl.3.24"></a><var>3.24</var><br />
                  		<a id="pl.3.25"></a><var>3.25</var><br />
                  		<a id="pl.3.26"></a><var>3.26</var><br />
                  		
               </td>
               <td colspan="6">_______ [Plaintiff] served this lawsuit on you on _______ [date]. Under Minnesota law, <br />
                  		a lawsuit may be started against you even though it has not yet been filed in court and <br />
                  		the court has no record of this lawsuit or this paperwork. You are in default because you <br />
                  		did not serve a written Answer on time. _______ [Plaintiff] will ask the Court to enter a <br />
                  		judgment against you without any further court proceedings, unless you mail a written <br />
                  		Answer or written response contesting the debt within 14 days from the date below. A <br />
                  		judgment is a court order that you must pay a certain amount of money.<br />
                  		
               </td>
            </tr>
            <tr>
               <td></td>
               <td></td>
               <td></td>
               <td></td>
               <td></td>
               <td></td>
               <td align="left"></td>
            </tr>
            <tr>
               <td><a id="pl.3.27"></a><var>3.27</var><br />
                  		
               </td>
               <td>Dated:<br />
                  		<span>
                     							.....
                     						</span></td>
               <td colspan="2"></td>
               <td></td>
               <td align="left">LAW FIRM, P.A.<br />
                  		
               </td>
               <td></td>
            </tr>
            <tr>
               <td><a id="pl.3.28"></a><var>3.28</var><br />
                  		
               </td>
               <td></td>
               <td></td>
               <td></td>
               <td></td>
               <td align="left"><span>
                     							.....
                     						</span><br />
                  		
               </td>
               <td align="right"></td>
            </tr>
            <tr>
               <td><a id="pl.3.29"></a><var>3.29</var><br />
                  		<a id="pl.3.30"></a><var>3.30</var><br />
                  		
               </td>
               <td></td>
               <td></td>
               <td></td>
               <td></td>
               <td align="left">Attorney Name, <br />
                  		ID#<br />
                  		
               </td>
               <td></td>
            </tr>
            <tr>
               <td><a id="pl.3.31"></a><var>3.31</var><br />
                  		
               </td>
               <td></td>
               <td></td>
               <td></td>
               <td></td>
               <td align="left">Address<br />
                  		
               </td>
               <td></td>
            </tr>
            <tr>
               <td><a id="pl.3.32"></a><var>3.32</var><br />
                  		
               </td>
               <td></td>
               <td></td>
               <td></td>
               <td></td>
               <td align="left">Phone<br />
                  		
               </td>
               <td></td>
            </tr>
         </table><a id="pl.3.33"></a><var>3.33</var>(b) If admissible, the same item of evidence or document may be provided to satisfy <br />
         		<a id="pl.3.34"></a><var>3.34</var>more than one requirement under paragraph (a), clauses (1) to (5). A court may permit the <br />
         		<a id="pl.3.35"></a><var>3.35</var>foundation for documents submitted under paragraph (a) to be established by an affidavit.<br />
         		<a id="pl.3.36"></a><var>3.36</var>(c) Except in conciliation court cases or if a hearing is required under court rules, <br />
         		<a id="pl.3.37"></a><var>3.37</var>the court may either:<br />
         		<a id="pl.3.38"></a><var>3.38</var>(1) hold a hearing before entry of a default judgment; or <br />
         		<a id="pl.3.39"></a><var>3.39</var>(2) enter an administrative default judgment without a hearing if the court determines <br />
         		<a id="pl.3.40"></a><var>3.40</var>that the evidence submitted satisfies the requirements of paragraph (a).<br />
         		<a id="pl.4.1"></a><var>4.1</var><b>EFFECTIVE DATE.</b>This section is effective September 1, 2013, and applies to <br />
         		<a id="pl.4.2"></a><var>4.2</var>requests, applications, and motions for default judgments and conciliation court cases <br />
         		<a id="pl.4.3"></a><var>4.3</var>filed on or after that date.<br />
         		<br />
         		<a id="bill.0.4.0"></a><a id="pl.4.4"></a><var>4.4</var>&nbsp;&nbsp;&nbsp;&nbsp;Sec. 4. Minnesota Statutes 2012, section 550.011, is amended to read:<br />
         		<a id="pl.4.5"></a><var>4.5</var><b>550.011 JUDGMENT DEBTOR DISCLOSURE.</b><br />
         		<a id="pl.4.6"></a><var>4.6</var>Unless the parties have otherwise agreed, if a judgment has been docketed in district <br />
         		<a id="pl.4.7"></a><var>4.7</var>court for at least 30 days, and the judgment is not satisfied, the judgment creditor's attorney <br />
         		<a id="pl.4.8"></a><var>4.8</var>as an officer of the court may or the district court in the county in which the judgment <br />
         		<a id="pl.4.9"></a><var>4.9</var>originated shall, upon request of the judgment creditor, order the judgment debtor to mail <br />
         		<a id="pl.4.10"></a><var>4.10</var>by certified mail to the judgment creditor information as to the nature, amount, identity, <br />
         		<a id="pl.4.11"></a><var>4.11</var>and locations of all the debtor's assets, liabilities, and personal earnings. The information <br />
         		<a id="pl.4.12"></a><var>4.12</var>must be provided on a form prescribed by the Supreme Court, and the information shall be <br />
         		<a id="pl.4.13"></a><var>4.13</var>sufficiently detailed to enable the judgment creditor to obtain satisfaction of the judgment <br />
         		<a id="pl.4.14"></a><var>4.14</var>by way of execution on nonexempt assets and earnings of the judgment debtor. The order <br />
         		<a id="pl.4.15"></a><var>4.15</var>must contain a notice that failure to complete the form and mail it to the judgment creditor <br />
         		<a id="pl.4.16"></a><var>4.16</var>within ten days after service of the order may result in a citation for civil contempt of <br />
         		<a id="pl.4.17"></a><var>4.17</var>court. Cash bail posted as a result of being cited for civil contempt of court order under <br />
         		<a id="pl.4.18"></a><var>4.18</var>this section may be ordered payable to the creditor to satisfy the judgment, either partially <br />
         		<a id="pl.4.19"></a><var>4.19</var>or fully, subject to section 588.04, paragraph (b).<br />
         		<a id="pl.4.20"></a><var>4.20</var><b>EFFECTIVE DATE.</b>This section is effective August 1, 2013.<br />
         		<br />
         		<a id="bill.0.5.0"></a><a id="pl.4.21"></a><var>4.21</var>&nbsp;&nbsp;&nbsp;&nbsp;Sec. 5. Minnesota Statutes 2012, section 588.04, is amended to read:<br />
         		<a id="pl.4.22"></a><var>4.22</var><b>588.04 ARREST; ORDER TO SHOW CAUSE.</b><br />
         		<a id="pl.4.23"></a><var>4.23</var>(a) In cases of constructive contempt, an affidavit of the facts constituting the <br />
         		<a id="pl.4.24"></a><var>4.24</var>contempt shall be presented to the court or officer, who may either issue a warrant of arrest <br />
         		<a id="pl.4.25"></a><var>4.25</var>to bring the person charged to answer or, without a previous arrest, upon notice, or upon <br />
         		<a id="pl.4.26"></a><var>4.26</var>an order to show cause, which may be served by a sheriff or other officer in the same <br />
         		<a id="pl.4.27"></a><var>4.27</var>manner as a summons in an action, may commit the person to jail, impose a fine, or both, <br />
         		<a id="pl.4.28"></a><var>4.28</var>and make such order thereupon as the case may require.<br />
         		<a id="pl.4.29"></a><var>4.29</var>(b) When the underlying case involves an obligation arising out of a consumer debt <br />
         		<a id="pl.4.30"></a><var>4.30</var>primarily for personal, family, or household purposes, and the contempt is a failure to <br />
         		<a id="pl.4.31"></a><var>4.31</var>comply with judgment debtor disclosure requirements under section 491A.02, subdivision <br />
         		<a id="pl.4.32"></a><var>4.32</var>9, or 550.011, bail must be set at $50. For a subsequent contempt for a failure to disclose in <br />
         		<a id="pl.5.1"></a><var>5.1</var>the same action, bail must be an amount set by the court after considering aggravating and <br />
         		<a id="pl.5.2"></a><var>5.2</var>mitigating factors. Bail posted under this section must be returned to the judgment debtor.<br />
         		<a id="pl.5.3"></a><var>5.3</var><b>EFFECTIVE DATE.</b>This section is effective August 1, 2013.<br />
         		
      </div>