1.1                          A bill for an act 
  1.2             relating to insurance; requiring coverage for 
  1.3             prescription contraceptives; proposing coding for new 
  1.4             law in Minnesota Statutes, chapter 62Q. 
  1.5   BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF MINNESOTA: 
  1.6      Section 1.  [62Q.80] [COVERAGE OF PRESCRIPTION 
  1.7   CONTRACEPTIVES.] 
  1.8      Subdivision 1.  [DEFINITIONS.] (a) For purposes of this 
  1.9   section, the terms defined in this subdivision have the meanings 
  1.10  given. 
  1.11     (b) "Enrollee" has the meaning given in section 62Q.01, 
  1.12  subdivision 2a. 
  1.13     (c) "Health plan" has the meaning given in section 62Q.01, 
  1.14  subdivision 3, but includes the coverages described in section 
  1.15  62A.011, subdivision 3, clauses (7) and (10). 
  1.16     (d) "Health plan company" has the meaning given in section 
  1.17  62Q.01, subdivision 4. 
  1.18     (e) "Outpatient contraceptive services" means 
  1.19  consultations, examinations, procedures, and medical services, 
  1.20  provided on an outpatient basis and related to the use of 
  1.21  contraceptive drugs and devices to prevent pregnancy. 
  1.22     Subd. 2.  [PARITY FOR CONTRACEPTIVES.] (a) A health plan 
  1.23  that covers prescription drugs or devices must not exclude or 
  1.24  restrict coverage to enrollees of any prescription contraceptive 
  1.25  drug or device approved by the federal Food and Drug 
  2.1   Administration. 
  2.2      (b) A health plan that covers outpatient services provided 
  2.3   by a health care professional must not exclude or restrict 
  2.4   coverage of outpatient contraceptive services for enrollees. 
  2.5      Subd. 3.  [SPECIAL RESTRICTIONS PROHIBITED.] (a) A health 
  2.6   plan must not impose deductibles, co-payments, coinsurance, 
  2.7   other enrollee cost-sharing provisions, or waiting periods, for 
  2.8   prescription contraceptive drugs or devices that are greater 
  2.9   than those imposed for other covered prescription drugs or 
  2.10  devices. 
  2.11     (b) A health plan must not impose deductibles, co-payments, 
  2.12  coinsurance, other enrollee cost-sharing provisions, or waiting 
  2.13  periods, for outpatient contraceptive services that are greater 
  2.14  than those imposed for other covered outpatient services. 
  2.15     Subd. 4.  [CERTAIN PRACTICES PROHIBITED.] A health plan 
  2.16  company must not: 
  2.17     (1) deny eligibility, continued eligibility, enrollment, or 
  2.18  renewal of coverage to any individual because of the 
  2.19  individual's use or potential use of contraceptives; 
  2.20     (2) provide monetary payments or rebates to enrollees to 
  2.21  encourage them to accept less than the minimum protections 
  2.22  available under this section; 
  2.23     (3) penalize, or otherwise reduce or limit the 
  2.24  reimbursement of a health care professional or health care 
  2.25  provider, because the professional or provider prescribed 
  2.26  contraceptive drugs or devices, or provided contraceptive 
  2.27  services; or 
  2.28     (4) provide incentives, monetary or otherwise, to a health 
  2.29  care professional or health care provider to induce the 
  2.30  professional or provider to withhold contraceptive drugs, 
  2.31  devices, or services from enrollees. 
  2.32     Sec. 2.  [EFFECTIVE DATE.] 
  2.33     Section 1 is effective August 1, 2003, and applies to 
  2.34  health plans issued or renewed on or after that date.