1.1 	A bill for an act
1.2 	relating to health insurance; requiring health plans to be offered anytime during 
1.3 	the calendar year; providing requirements;proposing coding for new law in 
1.4 	Minnesota Statutes, chapter 62Q.
1.5 	BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF MINNESOTA:

1.6 	Section 1. [62Q.678] HEALTH PLAN OPEN ENROLLMENT.
1.7 	(a) All health plans must be made available in the manner required by Code of 
1.8 	Federal Regulations, title 45, section 147.104.
1.9 	(b) In addition to the requirements of paragraph (a), any health plan for individuals 
1.10 	that is not purchased through MNsure, as established in chapter 62V:
1.11 	(1) must be made available for purchase at any time during the calendar year; and
1.12 	(2) is subject to a waiting period of not more than 90 days after the day on which 
1.13 	the application for coverage was received;
1.14 	(c) is effective upon the first day of the month immediately succeeding the month 
1.15 	in which the waiting period expires; and
1.16 	(d) is not retroactive from the date on which the application for coverage was received.

1.17 	EFFECTIVE DATE. This section is effective January 1, 2016.