1.1 	A bill for an act
1.2 	relating to insurance; homeowners; regulating certain
1.3 	insurer actions; proposing coding for new law in
1.4 	Minnesota Statutes, chapter 65A.
1.5 	BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF MINNESOTA:

1.6 	Section 1. [65A.297] ACTIVE DUTY MEMBER OF ARMED SERVICES
1.7 	RESERVE OR NATIONAL GUARD; NONCANCELLATION.
1.8 	No insurer, including the Minnesota FAIR plan, shall refuse
1.9 	to renew, decline to offer or write, reduce the limits of,
1.10 	cancel, or charge differential rates for equivalent coverage
1.11 	for, any coverage in a homeowner's policy because the dwelling
1.12 	is vacant if the vacancy is caused by the insured being called
1.13 	to active duty as a member of the armed services reserve or the
1.14 	National Guard.

1.15 	Sec. 2. EFFECTIVE DATE; APPLICATION.
 1.16 	Section 1 is effective the day following final enactment
1.17 	and applies to any action taken by an insurer on or after that
1.18 	date.