Abandoned and unclaimed property laws, compliance
License applications, Minn. Statutes 2024 58.06
Standards of conduct, Minn. Statutes 2024 58.13
Addresses, license applications, Minn. Statutes 2024 58.06
Advance fees
Contracts, Minn. Statutes 2024 58.16
License exemption, Minn. Statutes 2024 58.04
Standards of conduct, Minn. Statutes 2024 58.16
Advertising
Advertisement, defined, Minn. Statutes 2024 58.02
Copies of, retention period, Minn. Statutes 2024 58.14
Standards of conduct, Minn. Statutes 2024 58.13
Unique identifiers, Minn. Statutes 2024 58.141, 58A.20
Agents
Nonagency disclosure, Minn. Statutes 2024 58.13, 58.15
Standards of conduct, Minn. Statutes 2024 58.13, 58.16
Appraisers, standards of conduct, Minn. Statutes 2024 58.13
Audits and examinations, Minn. Statutes 2024 58.12, 58.23
Automated valuation models, Minn. Statutes 2024 82.55
Background checks and studies, license applications, Minn. Statutes 2024 58.06
Bankruptcy, notice, Minn. Statutes 2024 58.06, 58.14
Board of directors, requirements, Minn. Statutes 2024 58.23
Borrowers
Ability to pay, verification, Minn. Statutes 2024 58.13
Definitions, Minn. Statutes 2024 58.02
Generally, Minn. Statutes 2024 58.16
Breaches of trust, Minn. Statutes 2024 58.125
Brokering or lending services, Minn. Statutes 2024 58.06, 58.13
Business activities, license applications, Minn. Statutes 2024 58.06
Capitol requirements, Minn. Statutes 2024 58.22
Censure, license violations, generally, Minn. Statutes 2024 58.12
Certificates of exemption
Fees, Minn. Statutes 2024 58.10
Issuance, Minn. Statutes 2024 58.05
Revocation, Minn. Statutes 2024 58.12
Charges and rates, Minn. Statutes 2024 58.136, 58.137
"Churning", Minn. Statutes 2024 58.13, 58.18
Coercion
Action subject to penalty, Minn. Statutes 2024 58.12
Standards of conduct, Minn. Statutes 2024 58.13
Commissions (compensation), contracts, Minn. Statutes 2024 58.16
Communication with third-party designee or independent counseling agency, reverse mortgages, Minn. Statutes 2024 47.58
Compensation and salaries
Contracts, Minn. Statutes 2024 58.16
Standards of conduct, Minn. Statutes 2024 58.13
Complaints against, documentation and resolution, Minn. Statutes 2024 58.14
Conducting business, violations and penalties, Minn. Statutes 2024 58.04
Consumer education, appropriations for, Minn. Statutes 2024 58.10
Contested cases, licenses, effect on, Minn. Statutes 2024 58.12
Continuing education, Minn. Statutes 2024 58A.09
Contracts and agreements
Residential mortgage originator services, Minn. Statutes 2024 58.16
Standards of conduct, Minn. Statutes 2024 58.13
Criminal violations or convictions, Minn. Statutes 2024 58.06
Customer information security program, Minn. Statutes 2024 46A.01 to 46A.08
Deceptive trade practices, action subject to penalty, Minn. Statutes 2024 58.12
Definitions
Advertisement, Minn. Statutes 2024 58.13
Customer information security program, Minn. Statutes 2024 46A.01
Fees and charges, Minn. Statutes 2024 58.137
Residential Mortgage Originator and Servicer Licensing Act, Minn. Statutes 2024 58.02, 58.20
S.A.F.E. Mortgage Licensing Act, Minn. Statutes 2024 58A.02
Disbursements
Records and record keeping, Minn. Statutes 2024 58.16
Standards of conduct, Minn. Statutes 2024 58.13
Disciplinary action, subject to penalty, Minn. Statutes 2024 58.12
Disclosure
Electronic residential mortgage applications, Minn. Statutes 2024 58.15
Generally, Minn. Statutes 2024 58.16
HUD disclosure, Minn. Statutes 2024 58.15
Insurance producers, violations, Minn. Statutes 2024 60K.43
Nonagency, Minn. Statutes 2024 58.13, 58.15
Note owner information to mortgagor, Minn. Statutes 2024 58.162
Prepayment penalties, Minn. Statutes 2024 58.137
S.A.F.E. Mortgage Licensing Act, Minn. Statutes 2024 58A.14
Taxes and insurance payments, Minn. Statutes 2024 58.13
Dishonesty, Minn. Statutes 2024 58.125
Electronic residential mortgage applications, disclosure, Minn. Statutes 2024 58.15
Employees
License applications, Minn. Statutes 2024 58.06
License exemptions, Minn. Statutes 2024 58.05
Escrow accounts, Minn. Statutes 2024 58.02, 58.16
Exclusions from licensing requirements, Minn. Statutes 2024 58.21
False advertising, standards of conduct, Minn. Statutes 2024 58.13
False representation, standards of conduct, Minn. Statutes 2024 58.13
False statements
License applications, action subject to penalty, Minn. Statutes 2024 58.12
Standards of conduct, Minn. Statutes 2024 58.13
Federal Housing Finance Agency eligibility requirements, Minn. Statutes 2024 58.22
Fees
Certificates of exemption, Minn. Statutes 2024 58.10
Lender fees exceeding five percent, Minn. Statutes 2024 58.137
Licenses, Minn. Statutes 2024 58.09, 58.10
Nonpayment, action subject to penalty, Minn. Statutes 2024 58.12
Overpayments, refunds, Minn. Statutes 2024 58.10
Prepayment penalties, limitations, Minn. Statutes 2024 58.137
Records and record keeping, Minn. Statutes 2024 58.16
Standards of conduct, Minn. Statutes 2024 58.13
Fiduciary requirements
Agency or advance fee transactions, Minn. Statutes 2024 58.16
Licenses, Minn. Statutes 2024 58.04, 58.05
Fines, Minn. Statutes 2024 58.12, 58A.12
Foreclosure solicitors, exclusion, Minn. Statutes 2024 325N.01
Forms
License applications, Minn. Statutes 2024 58.06
License exemptions, Minn. Statutes 2024 58.15
Nonagency disclosure, Minn. Statutes 2024 58.15
Prepayment penalties, disclosure, Minn. Statutes 2024 58.137
Fraud
Action subject to penalty, Minn. Statutes 2024 58.12
License application information, Minn. Statutes 2024 58.06
Gross negligence
Action subject to penalty, Minn. Statutes 2024 58.12
License application information, Minn. Statutes 2024 58.06
Guilty pleas, action subject to penalty, Minn. Statutes 2024 58.12
Injunctions
License application information, Minn. Statutes 2024 58.06
Violations, action subject to penalty, Minn. Statutes 2024 58.12
Interest rates, residential mortgage loans, Minn. Statutes 2024 58.16
Intimidation, standards of conduct, Minn. Statutes 2024 58.13
Investigations
Financial data, Minn. Statutes 2024 58.06
Noncompliance, action subject to penalty, Minn. Statutes 2024 58.12
S.A.F.E. Mortgage Licensing Act, Minn. Statutes 2024 58A.15
Lenders, disclosure, Minn. Statutes 2024 58.16
Letters of credit, Minn. Statutes 2024 58.08
Licenses
Age, Minn. Statutes 2024 58.06
Applications
Action subject to penalty, Minn. Statutes 2024 58.12
Material changes, notice, Minn. Statutes 2024 58.06, 58.14
Requirements, Minn. Statutes 2024 58.06, 58.11, 58A.04
Surety bonds or letters of credit, Minn. Statutes 2024 58.08
Background checks, Minn. Statutes 2024 58A.04
Cancellation, procedures, Minn. Statutes 2024 58.11
Certificates of exemption, Minn. Statutes 2024 58.05, 58.10, 58.12
Classes, Minn. Statutes 2024 58.03
Continuing education, Minn. Statutes 2024 58A.09
Examinations, Minn. Statutes 2024 58.115
Exemptions, Minn. Statutes 2024 58.04, 58.05, 58.10, 58.12, 58A.03
Expiration, Minn. Statutes 2024 58.09
Fees, Minn. Statutes 2024 58.09, 58.10, 58A.045
Issuance, Minn. Statutes 2024 58A.04, 58A.05
Lapsed, surrendered, withdrawn, or terminated licenses, Minn. Statutes 2024 58.12
Nationwide Multistate Licensing System and Registry, see same under this topic
Prelicensing and relicensing education requirements, Minn. Statutes 2024 58A.06
Renewal, Minn. Statutes 2024 58.09, 58.11, 58A.08
Requirements, Minn. Statutes 2024 58.04, 58A.03
S.A.F.E. Mortgage Licensing Act, Minn. Statutes 2024 58A.01 to 58A.22
Suspension, revocation, or denial, Minn. Statutes 2024 58.12, 58A.12
Term, Minn. Statutes 2024 58A.045
Testing, Minn. Statutes 2024 58A.07
Waiver of requirements, Minn. Statutes 2024 58.06
Lines of credit, loan amount, Minn. Statutes 2024 58.137
Liquidity requirements, Minn. Statutes 2024 58.22
Loan application forms, unique identifiers, Minn. Statutes 2024 58.141, 58A.20
Loss mitigation options, notice about, Minn. Statutes 2024 582.043
Mail and mailing
Cancellation of contract, notice, Minn. Statutes 2024 58.16
Communication with third-party designee or independent counseling agency, reverse mortgages, Minn. Statutes 2024 47.58
License renewal, Minn. Statutes 2024 58.11
Misrepresentation
Action subject to penalty, Minn. Statutes 2024 58.12
License application information, Minn. Statutes 2024 58.06
Standards of conduct, Minn. Statutes 2024 58.13
Money laundering, Minn. Statutes 2024 58.125
Names
License applications, Minn. Statutes 2024 58.06
Use, standards of conduct, Minn. Statutes 2024 58.13
Nationwide Multistate Licensing System and Registry
Access to data, Minn. Statutes 2024 58A.14
Background checks and studies, Minn. Statutes 2024 58.06
Challenge process, Minn. Statutes 2024 58A.11
Channeling agent, information requests and distribution, Minn. Statutes 2024 58.06, 58A.04
Consumer small loans, Minn. Statutes 2024 47.60, 47.603
Definitions, Minn. Statutes 2024 58A.02
Educational courses, Minn. Statutes 2024 58A.06, 58A.09
False statements and omissions, Minn. Statutes 2024 58A.16
Participation, Minn. Statutes 2024 58.06, 58A.04, 58A.10
Reports to, Minn. Statutes 2024 58.141, 58A.17, 58A.18
Standards, Minn. Statutes 2024 58A.08
Testing, Minn. Statutes 2024 58A.07
Oaths and affirmations
License applications, Minn. Statutes 2024 58.06
Noncompliance, action subject to penalty, Minn. Statutes 2024 58.12
Standards of conduct, Minn. Statutes 2024 58.13
Orders
Cease and desist orders, Minn. Statutes 2024 58.06, 58.12
Regulatory agency orders barring involvement in industry or profession, Minn. Statutes 2024 58.06, 58.12
Show cause for no penalty, Minn. Statutes 2024 58.12
Suspension or revocation orders, Minn. Statutes 2024 58.06, 58.12
Violations, action subject to penalty, Minn. Statutes 2024 58.12
Persons in control, Minn. Statutes 2024 58.02, 58.06
Policies and procedures requirements, Minn. Statutes 2024 58.22
Predatory lending practices, Minn. Statutes 2024 58.13
Private mortgage insurance, cancellation, notice given, Minn. Statutes 2024 47.207
Records and record keeping
Fees, Minn. Statutes 2024 58.16
Generally, Minn. Statutes 2024 58.14
Insurance producers, violations, Minn. Statutes 2024 60K.43
S.A.F.E. Mortgage Licensing Act, Minn. Statutes 2024 58A.15
Standards of conduct, Minn. Statutes 2024 58.13
Refunds, Minn. Statutes 2024 58.10, 58.16
Registration, Minn. Statutes 2024 58A.03, 58A.04
Reports given
Nationwide licensing system, Minn. Statutes 2024 58.141, 58A.17, 58A.18
S.A.F.E. Mortgage Licensing Act, Minn. Statutes 2024 58A.15
Residential mortgage loans
Charges and rates, limitations, Minn. Statutes 2024 58.136
Lender fees exceeding five percent, Minn. Statutes 2024 58.137
Prepayment penalties, limitations, Minn. Statutes 2024 58.137
Standards of conduct, Minn. Statutes 2024 58.13
Residential Mortgage Originator and Servicer Licensing Act, generally, Minn. Statutes 2024 58.01 to 58.17
Reverse mortgages, Minn. Statutes 2024 47.58, 58.19
Risk management, Minn. Statutes 2024 58.23
Solicitations, unique identifiers, Minn. Statutes 2024 58.141, 58A.20
Standards of conduct
Agency or advance fee transactions, Minn. Statutes 2024 58.16
Generally, Minn. Statutes 2024 58.13
Insurance producers, violations, Minn. Statutes 2024 60K.43
Violations, generally, Minn. Statutes 2024 58.12
Statements by, trust account disbursements, Minn. Statutes 2024 58.16
Surety bonds, Minn. Statutes 2024 58.08, 58A.13
Table funding, standards of conduct, Minn. Statutes 2024 58.13
Tax laws
License applications, compliance, Minn. Statutes 2024 58.06
Noncompliance, action subject to penalty, Minn. Statutes 2024 58.12
Termination of business, plan, license cancellation, Minn. Statutes 2024 58.11
Time, licenses, timely renewal, Minn. Statutes 2024 58.11
Transaction agents, Minn. Statutes 2024 58.02, 58.162, 580.025
Trust accounts
Generally, Minn. Statutes 2024 58.16
Records and record keeping, Minn. Statutes 2024 58.14
Standards of conduct, Minn. Statutes 2024 58.13
Trust funds, Minn. Statutes 2024 58.02, 58.13
Violations and penalties
Generally, Minn. Statutes 2024 58.12
Insurance producers performing residential activity, effect on license, Minn. Statutes 2024 60K.43
Lawsuits, Minn. Statutes 2024 58.18
National licensing system, Minn. Statutes 2024 58.141
S.A.F.E. Mortgage Licensing Act, Minn. Statutes 2024 58A.12, 58A.16
Standards of conduct, Minn. Statutes 2024 58.13
Writing, requirements
Bankruptcy notice, Minn. Statutes 2024 58.14
Contracts, cancellation notice, Minn. Statutes 2024 58.16
License applications, Minn. Statutes 2024 58.06
License cancellation, Minn. Statutes 2024 58.11
Prepayment penalties, disclosure, Minn. Statutes 2024 58.137
Written agreements, Minn. Statutes 2024 58.13, 58.16