Minnesota Legislature
Office of the Revisor of Statutes
2023 Minnesota Statutes Index (topics)
LIFE INSURANCE
Accelerated benefits, authority to issue, Minn. Statutes 2023 60A.06
Accelerated death benefits
Long-term care
Disclosure of tax consequences, Minn. Statutes 2023 62S.20
Incontestability period, Minn. Statutes 2023 62S.13
Loss ratios, Minn. Statutes 2023 62S.26
Reasonable benefits defined, Minn. Statutes 2023 62S.26
Replacement coverage, Minn. Statutes 2023 62S.24
Reporting, Minn. Statutes 2023 62S.11
Reserve standards, Minn. Statutes 2023 62S.251
Suitability standards, Minn. Statutes 2023 62S.30
Long-term care insurance, exclusion, Minn. Statutes 2023 62S.01
Viatical settlements, Minn. Statutes 2023 60A.957 to 60A.9585, 60A.964, 62S.01
Actuaries, Minn. Statutes 2023 60A.803, 61A.25
Administrative supervision, insurance companies, Minn. Statutes 2023 60G.01 to 60G.09
Advertising, Interstate Insurance Product Regulation Commission, Minn. Statutes 2023 60A.99
Agents, solicitors, and brokers, violations, criminal penalties, Minn. Statutes 2023 72A.12
Annuities, see ANNUITIES
Applicants
Conservation communications, copies, Minn. Statutes 2023 61A.55
False or incomplete statements, incontestable clause, effect, Minn. Statutes 2023 61A.60
Informed consent, genetic tests, Minn. Statutes 2023 72A.139
Notice received, genetic tests, results, Minn. Statutes 2023 72A.139
Replacement insurance, Minn. Statutes 2023 61A.55 to 61A.58
Applications, replacement insurance, statements, Minn. Statutes 2023 61A.56, 61A.57
Beneficiaries
Aiding suicide of policyholder, lawsuits, Minn. Statutes 2023 609.215
Charitable beneficiaries or owners, Minn. Statutes 2023 61A.011
Charitable organizations as beneficiaries or owners, Minn. Statutes 2023 61A.011, 309.72
Generally, Minn. Statutes 2023 61A.12
Homicide, effect of, Minn. Statutes 2023 524.2-803, 609B.465
Beneficiary associations, Minn. Statutes 2023 64B.39
Benefits
Accelerated death benefits, see same under this topic
Attachment, exemption from, Minn. Statutes 2023 550.143, 550.39, 570.025, 570.026
Attorney's summary executions, exemption from, Minn. Statutes 2023 551.05
Change, limitation of coverage, notice, Minn. Statutes 2023 60A.084
Contracts to specify, Minn. Statutes 2023 61A.22
Creditors' claims, exemptions from, Minn. Statutes 2023 550.39
Death of insured or covered dependent during continuation election period, effect, Minn. Statutes 2023 61A.092
Garnishment, exemption from
Garnishment of earnings, Minn. Statutes 2023 571.925
General provisions, Minn. Statutes 2023 571.72
Levy on funds at financial institution, Minn. Statutes 2023 550.143, 571.912
Prejudgment garnishment, Minn. Statutes 2023 571.931, 571.932
Long-term care, Minn. Statutes 2023 62S.10, 62S.23
Lump-sum payments, long-term care insurance, exclusion, Minn. Statutes 2023 62S.01
Personal property taxes, delinquent taxes, liens or levies for, exemptions, Minn. Statutes 2023 277.20, 277.21
Personnel benefits, Minn. Statutes 2023 317A.161
Suicide, effect of sanity on benefits, Minn. Statutes 2023 61A.031
Capital stock life insurance companies, surplus, minimum requirement, Minn. Statutes 2023 60A.07
Cash surrender value, Minn. Statutes 2023 61A.24
Change of ownership or beneficiary requests, stranger-originated life insurance practices, Minn. Statutes 2023 60A.0787
Claims
Deposits, Minn. Statutes 2023 61A.011
Estate liquidation, order of distribution, Minn. Statutes 2023 60B.44
Group life insurance, Minn. Statutes 2023 61A.09, 72A.20
Incontestable clause, effect, Minn. Statutes 2023 61A.60
Interest on unpaid benefits, Minn. Statutes 2023 61A.011
Payment, Minn. Statutes 2023 61A.011, 61A.03
Combative sports contestants, Minn. Statutes 2023 341.34
Combination, health and accident insurance, Minn. Statutes 2023 60A.06
Combined stock and mutual companies
Bylaws, change or repeal, Minn. Statutes 2023 66A.39
Certificate of incorporation, amendment, Minn. Statutes 2023 66A.39
Generally, Minn. Statutes 2023 66A.36
Stockholder rights, Minn. Statutes 2023 66A.37
Voting, Minn. Statutes 2023 66A.38
Conflict of laws
Coverage, Minn. Statutes 2023 61A.093
Life insurance companies, investments, Minn. Statutes 2023 61A.282
Conflicts of interest, life insurance companies, investments, Minn. Statutes 2023 61A.282
Consent, see Applicants under this topic
Conservation
Agents, solicitors, and brokers, Minn. Statutes 2023 61A.55, 61A.59
Communications, copies, Minn. Statutes 2023 61A.55
Contested cases
Cooperative or assessment plan companies, hazardous financial condition, Minn. Statutes 2023 60G.21, 60G.22
Policies, forms, withdrawal or disapproval, Minn. Statutes 2023 61A.02
Continuation and conversion privileges
Change of carrier, Minn. Statutes 2023 60A.082
Extension period, Minn. Statutes 2023 60A.085
Generally, Minn. Statutes 2023 61A.092
Municipal employees, Minn. Statutes 2023 471.61
Real estate mortgage loans, Minn. Statutes 2023 61A.09
Retroactive termination of coverage, Minn. Statutes 2023 60A.086
Term policies, Minn. Statutes 2023 61A.09
Contracts and agreements
Additional benefits, providing, Minn. Statutes 2023 60A.06
Authority to issue, generally, Minn. Statutes 2023 60A.06
Benefits, specifying, Minn. Statutes 2023 61A.22
Consideration, Minn. Statutes 2023 61A.22
Entire contract in policy, Minn. Statutes 2023 61A.03, 61A.05
Investment products, individual retirement account, Minn. Statutes 2023 354B.25
Requirements, Minn. Statutes 2023 61A.093
Riders, spendthrift clauses, Minn. Statutes 2023 61A.04
Variable basis contracts, see same under this topic
Cooperative casualty companies, see Cooperative or assessment plan companies under CASUALTY INSURANCE
Cooperative or assessment plan companies
Administrative supervision, insurance companies, Minn. Statutes 2023 60G.01 to 60G.09
Annual statement, policies, valuation, Minn. Statutes 2023 61A.46
Articles of incorporation, amendment, Minn. Statutes 2023 61A.43, 61A.48
Boards of directors, consolidation or reinsurance, taking of compensation or gratuity, theft, Minn. Statutes 2023 61A.47
Bylaws, Minn. Statutes 2023 61A.43, 61A.46, 61A.48
Capital, increase hazardous financial condition, Minn. Statutes 2023 60G.21
Consolidation, Minn. Statutes 2023 61A.47
Contested cases, hazardous financial condition, Minn. Statutes 2023 60G.21, 60G.22
Continued corporate existence, Minn. Statutes 2023 61A.39, 61A.48
Defined as insurers, Minn. Statutes 2023 60G.01
Dividends, suspension or limitation, hazardous financial condition, Minn. Statutes 2023 60G.21
Exceptions, life insurance law, Minn. Statutes 2023 61A.08
Expenses, Minn. Statutes 2023 61A.44, 61A.45
Generally, Minn. Statutes 2023 61A.39
Hazardous financial condition, Minn. Statutes 2023 60G.20 to 60G.22
Hearings, hazardous financial condition, Minn. Statutes 2023 60G.21
Insolvency, reserve balance, disposition, Minn. Statutes 2023 61A.51
Licenses, Minn. Statutes 2023 61A.40
Limitations, Minn. Statutes 2023 61A.50
Minnesota Life and Health Insurance Guaranty Association, see Coverage under MINNESOTA LIFE AND HEALTH INSURANCE GUARANTY ASSOCIATION
Mortality tables, Minn. Statutes 2023 61A.43
Officers, Minn. Statutes 2023 61A.47, 61A.48
Orders, hazardous financial condition, Minn. Statutes 2023 60G.21
Policies, see same under this topic
Reinsurance, Minn. Statutes 2023 61A.47
Reports given, Minn. Statutes 2023 60G.21
Reserves, Minn. Statutes 2023 61A.41, 61A.46, 61A.51, 61A.52
Surplus, increase, hazardous financial condition, Minn. Statutes 2023 60G.21
Violations and penalties, Minn. Statutes 2023 61A.45, 61A.47
Coverage
Certificates of insurance, Minn. Statutes 2023 61A.093
Change in, notice given, Minn. Statutes 2023 60A.084
Conflict of laws, Minn. Statutes 2023 61A.093
Continuation and conversion privileges, see same under this topic
Public employees insurance program, Minn. Statutes 2023 43A.316
Credit life insurance
Amount, limitations, Minn. Statutes 2023 62B.04
Banks, open end loan accounts, Minn. Statutes 2023 48.185
Definitions, Minn. Statutes 2023 60A.02, 62B.02
Regulated lenders, Minn. Statutes 2023 56.125, 56.155
Replacement, exemptions, Minn. Statutes 2023 61A.54
Term insurance, Minn. Statutes 2023 62B.03
Unfair trade practices, offenders or victims of crime, HIV tests, Minn. Statutes 2023 72A.20
Credit unions, Minn. Statutes 2023 52.04
Cybersecurity events, notice given, Minn. Statutes 2023 60A.9853
Data
Commerce Department, classification, Minn. Statutes 2023 61A.25
Cybersecurity events, notice given, Minn. Statutes 2023 60A.9853
Information security program, Minn. Statutes 2023 60A.985 to 60A.9858
Death benefits, lawsuits to recover, stranger-originated life insurance practices, Minn. Statutes 2023 60A.0789
Definitions
Accelerated benefits, Minn. Statutes 2023 61A.072
Continuation and conversion privileges, Minn. Statutes 2023 61A.092
Contracts, variable basis, Minn. Statutes 2023 61A.13
Direct life insurance, Minn. Statutes 2023 61B.20
Replacement insurance, Minn. Statutes 2023 61A.53, 61A.60
Standard Nonforfeiture Law for Life Insurance, Minn. Statutes 2023 61A.24
Standard Valuation Law, Minn. Statutes 2023 61A.25
Deposit life insurance, multiparty accounts, net contributions defined, Minn. Statutes 2023 524.6-201
Direct life insurance
Generally, Minn. Statutes 2023 61B.20
Minnesota Life and Health Insurance Guaranty Association, see Coverage under MINNESOTA LIFE AND HEALTH INSURANCE GUARANTY ASSOCIATION
Direct-response sales, replacement insurance, Minn. Statutes 2023 61A.58, 61A.60
Disclosures, policies, Minn. Statutes 2023 61A.072, 62S.10
Discrimination
Excepted practices, Minn. Statutes 2023 72A.20
Genetic Discrimination Act, Minn. Statutes 2023 72A.139
Dividends, policy provisions, Minn. Statutes 2023 61A.03
Double indemnity, rate regulation, exemption from law, Minn. Statutes 2023 70A.02
Employee welfare benefit plans, Minn. Statutes 2023 62H.10
Existing life insurance, identification, replacement insurance, Minn. Statutes 2023 61A.55, 61A.57, 61A.58
Fines, life insurance companies, adjustable policy loan interest rate violations, Minn. Statutes 2023 72A.135
Forfeitures, Standard Nonforfeiture Law for Life Insurance, Minn. Statutes 2023 61A.24
Forms, see under INSURANCE POLICIES
Group life insurance
Cancellation, Minn. Statutes 2023 60A.085
Certificate of insurance, Minn. Statutes 2023 61A.09
Change in benefits, notice by employer, Minn. Statutes 2023 60A.084
Claims, see same under this topic
Companies, see Life insurance companies under this topic
Continuation and conversion privileges, see same under this topic
Generally, Minn. Statutes 2023 61A.091
Insureds, lists, insurance companies, duties, Minn. Statutes 2023 60A.085
Job performance as basis for, Minn. Statutes 2023 181.82
Municipal employees, Minn. Statutes 2023 471.61
Payment limitation due to furtherance of terrorism, Minn. Statutes 2023 61A.09
Policies, see Group policies under this topic
Replacement, exemptions, Minn. Statutes 2023 61A.54
Restrictions, Minn. Statutes 2023 61A.09
Rulemaking, Minn. Statutes 2023 60A.082
Unfair or deceptive trade practices, Minn. Statutes 2023 72A.20
Group policies
Cancellation, Minn. Statutes 2023 60A.085
Continuation and conversion privileges, see same under this topic
Generally, Minn. Statutes 2023 61A.09
Retroactive termination of coverage, Minn. Statutes 2023 60A.086
Guaranty associations, Minn. Statutes 2023 61B.18 to 61B.32
Illustrations used in sale of
Applicability of law, Minn. Statutes 2023 61A.70
Basic illustrations, standards, Minn. Statutes 2023 61A.72
Certificates and certification, annual, Minn. Statutes 2023 61A.74
Copies, delivery, Minn. Statutes 2023 61A.73
Definitions, Minn. Statutes 2023 61A.705
Illustration actuaries, duties, Minn. Statutes 2023 61A.74
Notices about use, to Commerce Department, Minn. Statutes 2023 61A.71
Policies sold with, annual reports about, Minn. Statutes 2023 61A.735
Records and record keeping, Minn. Statutes 2023 61A.73
Requirements generally, Minn. Statutes 2023 61A.715
Supplemental illustrations, standards, Minn. Statutes 2023 61A.725
Violations, unfair or deceptive practices, Minn. Statutes 2023 61A.745
Insurable interests, required, Minn. Statutes 2023 60A.0783
Insurance Interest Act, Minn. Statutes 2023 60A.078, 60A.0789
Insurance taxes, Minn. Statutes 2023 297I.05
Insureds, Minnesota Life and Health Insurance Guaranty Association, Minn. Statutes 2023 61B.19, 61B.23, 61B.28, 61B.32
Interest
Policy loans, provisions, Minn. Statutes 2023 61A.03
Unpaid benefits, Minn. Statutes 2023 61A.011
Lawsuits
Replacement insurance, Minn. Statutes 2023 61A.59
Stranger-originated life insurance practices, recovery of death benefits, Minn. Statutes 2023 60A.0789
Life insurance companies
Abandonment of property, presumption, Minn. Statutes 2023 345.33
Actuaries, Minn. Statutes 2023 60A.803, 61A.25
Admitted assets, Minn. Statutes 2023 60L.02, 60L.08
Agreements by, reinsurance agreements, Minn. Statutes 2023 60A.803
Annual reports, contingency reserves, decision for excess, publication, Minn. Statutes 2023 61A.27
Annual statements, reserves, actuarial opinion, Minn. Statutes 2023 61A.25
Assessments, workers' compensation insurance, assigned risk plan, Minn. Statutes 2023 79.251
Assets
Acquisition of real property, costs, limitations, Minn. Statutes 2023 61A.31
Actuarial analysis, Minn. Statutes 2023 61A.25
Admitted assets, Minn. Statutes 2023 60L.02, 60L.08, 61A.283
Conversion to mutual corporations, Minn. Statutes 2023 66A.42
Definitions, Minn. Statutes 2023 60L.01
Generally, Minn. Statutes 2023 61A.276
Invested assets, valuation requirements, Minn. Statutes 2023 61A.28
Investments, limitations, Minn. Statutes 2023 61A.29, 61A.31, 61A.315
Investments of Insurers Act, treatment, Minn. Statutes 2023 61A.14
Minimum asset requirements, Minn. Statutes 2023 60L.01
Securities, lending restrictions, Minn. Statutes 2023 61A.282
Transfer, variable basis contract accounts, limitations, Minn. Statutes 2023 61A.14
Audits and examinations, Minn. Statutes 2023 60A.1291
Boards of directors, Minn. Statutes 2023 61A.25, 61A.28
Capital, Minn. Statutes 2023 60L.02
Capital stock life insurance companies, surplus, minimum requirement, Minn. Statutes 2023 60A.07
Combined stock and mutual companies, Minn. Statutes 2023 66A.35 to 66A.39
Conflict of laws, Investments of Insurers Act, prevailing law, Minn. Statutes 2023 60L.02
Conflicts of interest, investments, Minn. Statutes 2023 61A.282
Conservation, Minn. Statutes 2023 61A.55, 61A.59
Contingency reserves, Minn. Statutes 2023 61A.27
Continuation and conversion privileges, duties, Minn. Statutes 2023 61A.092
Contracts, deferred compensation, state plan, Minn. Statutes 2023 352.965
Conversion to mutual corporations, Minn. Statutes 2023 66A.42, 66A.43
Cooperative or assessment plan companies, see same under this topic
Cybersecurity events, notice given, Minn. Statutes 2023 60A.9853
Data, confidential or protected data, Minn. Statutes 2023 61A.25
Definitions
Generally, Minn. Statutes 2023 61A.01
Income and franchise taxes, Minn. Statutes 2023 290.01
Investments, Minn. Statutes 2023 61A.28
Investments of Insurers Act, Minn. Statutes 2023 60L.02
Risk-based capital requirements, Minn. Statutes 2023 60A.60
Dividends, Minn. Statutes 2023 66A.34
Existing insurers, Minn. Statutes 2023 61A.53, 61A.57
Financial requirements, minimum financial security benchmark, Minn. Statutes 2023 60L.01
Fines, plan, adjustable policy loan interest rates, violations, Minn. Statutes 2023 72A.135
Foreign insurance companies, see under INSURANCE COMPANIES
Forfeiture, discrimination in acceptance of risk, Minn. Statutes 2023 72A.12
Funding agreements, Minn. Statutes 2023 61A.276
Income and franchise taxes, exemption, Minn. Statutes 2023 290.05, 290.0922
Information security program, Minn. Statutes 2023 60A.985 to 60A.9858
Insolvency, risk-based capital requirements, Minn. Statutes 2023 60A.60 to 60A.696
Interstate Insurance Product Regulation Compact, Minn. Statutes 2023 60A.99, 60A.991
Investments by
Admitted assets, Minn. Statutes 2023 61A.283
Approvals, Minn. Statutes 2023 61A.28, 61A.281
Assets, limitations, Minn. Statutes 2023 61A.28, 61A.29, 61A.31, 61A.315
Capital stock of other insurance companies, Minn. Statutes 2023 61A.284
Conflict of laws, prevailing law, Minn. Statutes 2023 60L.02
Conflicts of interest, Minn. Statutes 2023 61A.282
Corporations, Minn. Statutes 2023 61A.281
Exemptions, Minn. Statutes 2023 61A.14, 61A.281
Foreign investments, Minn. Statutes 2023 60L.02, 61A.29
Generally, Minn. Statutes 2023 61A.28, 61A.29, 61A.31
Health maintenance organizations, Minn. Statutes 2023 61A.284
Hedging, Minn. Statutes 2023 60L.02, 61A.28
Joint investments, Minn. Statutes 2023 61A.30
Name in which held, Minn. Statutes 2023 61A.282
Orders, Minn. Statutes 2023 60L.02, 61A.28
Real property, Minn. Statutes 2023 60L.02, 61A.31
Requirements, Minn. Statutes 2023 60A.11
Restrictions, Minn. Statutes 2023 60L.02, 60L.08, 60L.11, 60L.14, 61A.28
Securities, Minn. Statutes 2023 60L.08, 61A.28
Subsidiary companies, Minn. Statutes 2023 60L.08, 61A.281
Substitution of law, Minn. Statutes 2023 60L.02
Investments of Insurers Act, Minn. Statutes 2023 60L.02
Liabilities
Minimum asset requirements, Minn. Statutes 2023 60L.01
Reserve liabilities, mortality tables for computing, Minn. Statutes 2023 61A.257
Liability, Minn. Statutes 2023 61A.25, 72A.12, 145B.11
Licenses, revocation or suspension, Minn. Statutes 2023 72A.12
Loans, Minn. Statutes 2023 61A.28, 61A.29
Loss experience, providing to insured, Minn. Statutes 2023 72A.20
Memberships, Minn. Statutes 2023 61A.31
Minimum financial security benchmark, Minn. Statutes 2023 60L.03
Misrepresentation of policies, Minn. Statutes 2023 72A.12, 72A.20, 609B.111
Mortality tables, reserves, Minn. Statutes 2023 61A.25, 61A.257
Mutual life insurance companies, see same under this topic
Name, trust, use prohibited, Minn. Statutes 2023 47.23
Notice given
Continuation of coverage, Minn. Statutes 2023 61A.092
Genetic tests, results, Minn. Statutes 2023 72A.139
Interest, policy loans, Minn. Statutes 2023 61A.03
Investments of Insurers Act, election for application or termination of application, Minn. Statutes 2023 60L.02
Meetings, conversion to mutual corporations, Minn. Statutes 2023 66A.42
Minimum standard of valuation for annuities and endowment contracts, compliance, Minn. Statutes 2023 61A.25
Notice regarding replacement, Minn. Statutes 2023 61A.58
Qualified actuaries, appointment, Minn. Statutes 2023 61A.25
Replacement insurance, Minn. Statutes 2023 61A.56 to 61A.58
Notice received, Minn. Statutes 2023 297I.20, 578.12
Officers, Minn. Statutes 2023 72A.12
Payments by, Minn. Statutes 2023 72A.139
Prohibited policies, issuance, Minn. Statutes 2023 72A.12
Record keeping, loans, Minn. Statutes 2023 61A.28
Reorganization plans, Minn. Statutes 2023 60B.17
Replacing insurers, see same under this topic
Reserves
Contingency reserves, Minn. Statutes 2023 61A.27
Generally, Minn. Statutes 2023 61A.25
Investments of Insurers Act, Minn. Statutes 2023 60L.02
Liability, variable basis contracts, Minn. Statutes 2023 61A.14, 61A.21
Preneed funeral insurance, Minn. Statutes 2023 61A.258
Standard valuation, Minn. Statutes 2023 61A.14, 61A.25
Risk-based capital requirements, Minn. Statutes 2023 60A.60 to 60A.696
Rulemaking, Minn. Statutes 2023 61A.25, 61A.276, 61A.281
Securities, lending, Minn. Statutes 2023 60L.02, 61A.282
Separate accounts, Minn. Statutes 2023 61A.276
Single state exemptions, valuation manuals, Minn. Statutes 2023 61A.25
Stock companies, Minn. Statutes 2023 66A.35 to 66A.39
Subsidiaries, Minn. Statutes 2023 60L.08, 61A.281, 61A.284
Surplus, dividends on policies, Minn. Statutes 2023 66A.34
Trustees, Minn. Statutes 2023 66A.43
Underwriting standards, support for, Minn. Statutes 2023 72A.20
Unfair competition, Minn. Statutes 2023 72A.20
Unfair or deceptive trade practices, see same under this topic
Valuation of reserves, Minn. Statutes 2023 61A.14, 61A.25, 61A.258
Variable basis contracts, Minn. Statutes 2023 61A.17, 61A.20
Violations and penalties, Minn. Statutes 2023 72A.12, 72A.135, 72A.20, 609B.111
Life settlements, see VIATICAL SETTLEMENTS
Long-term care coverage included in life insurance products, Minn. Statutes 2023 61A.02
Long-term care insurance, exclusion, Minn. Statutes 2023 62S.01
Missing persons, see Life insurance under MISSING PERSONS
Misstatement, policy not invalidated, Minn. Statutes 2023 61A.11
Mortality tables
Preferred, for computing minimum reserve liabilities, Minn. Statutes 2023 61A.257
Smoker and nonsmoker, Minn. Statutes 2023 61A.255
Mutual life insurance companies
Boards of directors, duties, Minn. Statutes 2023 66A.35, 66A.39
Bylaws, Minn. Statutes 2023 60A.07, 66A.39
Certificate of incorporation, Minn. Statutes 2023 60A.07, 66A.39
Certificates of deposit, receipts, filing, Minn. Statutes 2023 60A.07
Control by, mutual property and casualty insurance companies, Minn. Statutes 2023 60A.02
Conversion to stock companies, reasonable dividend expectations, provisions, Minn. Statutes 2023 66A.41
Corporations, business law, Minn. Statutes 2023 60A.07
Cybersecurity events, notice given, Minn. Statutes 2023 60A.9853
Dividends, Minn. Statutes 2023 60A.07
Domestic insurance companies, conversion to mutual corporations, procedures, Minn. Statutes 2023 66A.42, 66A.43
Fraternal benefit societies, conversion to, Minn. Statutes 2023 64B.15
Generally, see MUTUAL INSURANCE COMPANIES
Guaranty funds, Minn. Statutes 2023 66A.35
Information security program, Minn. Statutes 2023 60A.985 to 60A.9858
Liability, guaranty funds, certificate holders, Minn. Statutes 2023 66A.35
Liquidation, Minn. Statutes 2023 60A.07, 66A.35
Members, Minn. Statutes 2023 66A.07
Mutual insurance company law, exemption, Minn. Statutes 2023 66A.01
Notice given
Cybersecurity events, Minn. Statutes 2023 60A.9853
Guaranty funds, reduction or retirement, Minn. Statutes 2023 66A.35
Policyholders, notice received, guaranty funds, reduction or retirement, Minn. Statutes 2023 66A.35
Seal, Minn. Statutes 2023 60A.07
Stockholder rights, Minn. Statutes 2023 66A.37
Surplus, Minn. Statutes 2023 60A.07, 66A.34
Temporary capital stock, Minn. Statutes 2023 66A.33
National Guard, state-sponsored life insurance program, Minn. Statutes 2023 192.552
Net value, Minn. Statutes 2023 60A.03
Nonforfeiture benefits, Minn. Statutes 2023 61A.24
Notice given, cybersecurity events, Minn. Statutes 2023 60A.9853
Nursing facilities, medical assistance, self-insurance costs, Minn. Statutes 2023 256R.12
Orders, life insurance companies
Investments, Minn. Statutes 2023 61A.28
Investments of Insurers Act, termination of application, Minn. Statutes 2023 60L.02
Policies
Accelerated benefits, Minn. Statutes 2023 60A.06, 61A.072, 62S.23, 62S.31
Applications, Minn. Statutes 2023 61A.05, 61A.071
Armed forces or National Guard members, unfair trade practices, Minn. Statutes 2023 72A.20
Aviation risk exclusions, Minn. Statutes 2023 61A.06
Beneficiaries, Minn. Statutes 2023 309.72
Cancellation, Minn. Statutes 2023 61A.072, 297I.01
Cash surrender, moratorium, reorganization of companies, Minn. Statutes 2023 60B.17
Cash surrender value, Minn. Statutes 2023 61A.24, 61A.60
Conflict of laws, clause, Minn. Statutes 2023 61A.23
Contracts, Minn. Statutes 2023 61A.08, 61A.093
Cooperative or assessment plan life insurance policies, Minn. Statutes 2023 61A.42, 61A.43, 61A.46, 61A.48
Coverage, notice of limitations and exclusions, Minn. Statutes 2023 61A.28
Credit life insurance, see Policies under CREDIT INSURANCE
Definitions, Minn. Statutes 2023 61A.60
Description, Minn. Statutes 2023 61A.03
Disclosures, Minn. Statutes 2023 61A.072, 62S.10
Forfeitures, Minn. Statutes 2023 61A.07
Generally, Minn. Statutes 2023 61A.02
Graded death benefits, Minn. Statutes 2023 72A.207
Group life insurance, Minn. Statutes 2023 61A.09
Group policies, see same under this topic
Guaranty associations, Minn. Statutes 2023 61B.18 to 61B.32
Health plan companies, Minn. Statutes 2023 62Q.02
Illustrations used in sale of, see same under this topic
Impairment, health care directives or instructions, effect, Minn. Statutes 2023 145C.12
Insureds, lawsuits, replacement insurance, Minn. Statutes 2023 61A.59
Investments in, Minn. Statutes 2023 50.14
Issuance, living wills, effect, Minn. Statutes 2023 145B.11
Lapse, Minn. Statutes 2023 61A.60
Loans, Minn. Statutes 2023 60B.17, 61A.03, 61A.07, 72A.135
Long-term care coverage included in life insurance products, Minn. Statutes 2023 61A.02
Loss experience, providing, exemption, Minn. Statutes 2023 72A.20
Marketing, direct response marketing, applications, Minn. Statutes 2023 61A.071
Medicare select policies and certificates, Minn. Statutes 2023 62A.318
Minnesota Life and Health Insurance Guaranty Association, see Coverage under MINNESOTA LIFE AND HEALTH INSURANCE GUARANTY ASSOCIATION
Misstatement, policy not invalidated, Minn. Statutes 2023 61A.11
Nonforfeiture, provisions, Minn. Statutes 2023 61A.24
Personal information, authorization for disclosure, Minn. Statutes 2023 72A.501
Policies combined with qualified long-term care policies, renewal, Minn. Statutes 2023 62S.20
Policyholders, Minn. Statutes 2023 60A.09, 61A.59
Prohibited provision, Minn. Statutes 2023 61A.07
Property and casualty insurance agents, sales quotas prohibited, Minn. Statutes 2023 60A.178
Provisions required
Accelerated benefits, Minn. Statutes 2023 61A.072
Disclosures, Minn. Statutes 2023 61A.072
Entire contract in policy, Minn. Statutes 2023 61A.03, 61A.05
Generally, Minn. Statutes 2023 61A.03
Policies covering nonresidents, Minn. Statutes 2023 61A.093
Spendthrift clauses, Minn. Statutes 2023 61A.04
Qualified long-term care benefits, Minn. Statutes 2023 62S.10, 62S.11
Readability, Minn. Statutes 2023 72C.11, 72C.13
Riders, qualified long-term care benefits, summaries, Minn. Statutes 2023 62S.10
Rulemaking, Minn. Statutes 2023 61A.03
Sale, Minn. Statutes 2023 60A.179, 61A.072, 145B.11
Single policy, sale of life insurance and annuity, Minn. Statutes 2023 61A.021
Standards, Interstate Insurance Product Regulation Compact, Minn. Statutes 2023 60A.99, 60A.991
Supplemental contracts, sale, Minn. Statutes 2023 61A.072
Surrender, Minn. Statutes 2023 61A.60, 297I.01
Tying with annuities, Minn. Statutes 2023 61A.021
Validity, Minn. Statutes 2023 145B.11, 145C.12
Valuation, Minn. Statutes 2023 60A.14
Violations and penalties, Minn. Statutes 2023 61A.021, 72A.12, 609B.111
War risk exclusions, Minn. Statutes 2023 61A.06
Preneed funeral insurance, Minn. Statutes 2023 61A.258
Proceeds
Attachment, exemption from, Minn. Statutes 2023 550.143, 550.39, 570.025, 570.026
Garnishment, exemption from, Minn. Statutes 2023 550.143, 571.72, 571.912, 571.931, 571.932
Producers
Licensing, Minn. Statutes 2023 60K.38, 60K.55
Personal solicitation, Minn. Statutes 2023 60K.46
Public employees insurance program, see under PUBLIC EMPLOYEES
Public Employees Retirement Association, program requirements, Minn. Statutes 2023 353.03
Reciprocals or interinsurance exchanges, indemnity, exception, Minn. Statutes 2023 71A.01
Reinsurance
Cooperative or assessment plan companies, Minn. Statutes 2023 61A.47
Generally, Minn. Statutes 2023 60A.803
Replacement insurance
Agents, solicitors, and brokers, Minn. Statutes 2023 61A.55, 61A.57, 61A.59
Applicants, Minn. Statutes 2023 61A.55 to 61A.58
Definitions, Minn. Statutes 2023 61A.53, 61A.60
Direct-response sales, Minn. Statutes 2023 61A.58, 61A.60
Exemptions, Minn. Statutes 2023 61A.54
Generally, Minn. Statutes 2023 61A.53 to 61A.60
Lawsuits, Minn. Statutes 2023 61A.59
Notice regarding replacement, Minn. Statutes 2023 61A.55, 61A.57, 61A.58, 61A.60
Prima facie evidence, policyholders, patterns of action, Minn. Statutes 2023 61A.59
Replacement registers, Minn. Statutes 2023 61A.57, 61A.58
Replacing insurers
Definitions, Minn. Statutes 2023 61A.53
Notice received, notice regarding replacement, copies, Minn. Statutes 2023 61A.55
Replacing insurance, duties, Minn. Statutes 2023 61A.57, 61A.58
Risk
Discrimination, Minn. Statutes 2023 72A.12
Risk management services, see RISK MANAGEMENT SERVICES
Sale
Direct-response sale, Minn. Statutes 2023 61A.53, 61A.58, 61A.60
Savings banks, sale by, Minn. Statutes 2023 50.085
Savings associations, Minn. Statutes 2023 51A.041, 51A.37
Self-insurance employee health plans, Minn. Statutes 2023 60A.23
Settlements, Minnesota family investment program (MFIP), income exclusions, Minn. Statutes 2023 256J.21
Standard Nonforfeiture Law for Life Insurance, Minn. Statutes 2023 61A.24
Standard Valuation Law, citation, Minn. Statutes 2023 61A.25
State deferred compensation plans, investment options, Minn. Statutes 2023 356.645
Stock companies, Minn. Statutes 2023 66A.35 to 66A.39
Stranger-originated life insurance practices (STOLI)
Change of ownership or beneficiary requests, Minn. Statutes 2023 60A.0787
Citation, Insurable Interest Act, Minn. Statutes 2023 60A.078
Definitions, Minn. Statutes 2023 60A.0782
Fraudulent acts, Minn. Statutes 2023 60A.0788
Insurable interests, required, Minn. Statutes 2023 60A.0783
Lawsuits to recover death benefits, Minn. Statutes 2023 60A.0789
Presumption of STOLI practices, Minn. Statutes 2023 60A.0786
Prohibited practices, Minn. Statutes 2023 60A.0784, 60A.0785
Suitability
Recommendations, Minn. Statutes 2023 72A.20
Requirement, personal solicitation of insurance, Minn. Statutes 2023 60K.46
Trustees, selection of payment mode, Minn. Statutes 2023 501C.0816
Unfair competition, Minn. Statutes 2023 72A.20
Unfair or deceptive trade practices
Generally, Minn. Statutes 2023 72A.20
Misdemeanor, Minn. Statutes 2023 72A.12, 609B.111
Policies, tying with annuities, Minn. Statutes 2023 61A.021
Senior-specific certifications and professional designations use prohibited, Minn. Statutes 2023 72A.204
Viatical settlements, violations, Minn. Statutes 2023 60A.9585
Variable basis contracts
Accounts, Minn. Statutes 2023 61A.14
Approval, disapproved contracts, use unlawful, Minn. Statutes 2023 61A.18
Cancellation, Minn. Statutes 2023 72A.51, 72A.52
Company requirements, Minn. Statutes 2023 61A.19
Definitions, Minn. Statutes 2023 61A.13
Disapproved contracts, use unlawful, Minn. Statutes 2023 61A.18
Filing, Minn. Statutes 2023 61A.17
Investments, Minn. Statutes 2023 61A.14
Producer licenses
Education, Minn. Statutes 2023 60K.36
Fees, Minn. Statutes 2023 60K.55
Issuance, Minn. Statutes 2023 60K.38
Life insurance producer license, proof required, Minn. Statutes 2023 60K.37
Provisions, Minn. Statutes 2023 61A.15, 61A.16
Requirements, Minn. Statutes 2023 61A.19
Reserves, liability, Minn. Statutes 2023 61A.21
Rulemaking, Minn. Statutes 2023 61A.17, 61A.20
State deferred compensation plans, investment options, Minn. Statutes 2023 356.645
Viatical settlements, Minn. Statutes 2023 60A.957 to 60A.9585, 60A.964, 62S.01
Waivers
Dividends, apportioning, waiver prohibited, Minn. Statutes 2023 66A.34