Minnesota Legislature
Office of the Revisor of Statutes
2004 Minnesota Statutes Index (topics)
INDUSTRIAL LOAN AND THRIFT COMPANIES
Acceptances, discounting and purchasing, Minn. Statutes 2004 53.04
Accounts
Demand bank accounts, Minn. Statutes 2004 53.05
Negotiable order of withdrawal accounts, Minn. Statutes 2004 53.04
Real estate trust accounts, Minn. Statutes 2004 82.50
Savings accounts, Minn. Statutes 2004 53.04, 53.05, 53.10
Transfer or closure, procedures, Minn. Statutes 2004 47.77
Administrators, acting as, Minn. Statutes 2004 53.05
Advertising, Minn. Statutes 2004 45.025
Agreements by
Examinations, agreements with Commerce Department, Minn. Statutes 2004 53.09
Local public funds, investment, repurchase or reverse repurchase, Minn. Statutes 2004 118A.05, 118A.07
Application of law
Interpretive opinions by commissioner, Minn. Statutes 2004 53.09
Loans and credit sale contracts, interest rates and charges, Minn. Statutes 2004 47.59
Security agreements, Minn. Statutes 2004 336.9-201
Usurious interest rates, penalties determined at time of contract, Minn. Statutes 2004 334.20
Applications, certificates of authorization, Minn. Statutes 2004 53.03, 53.10
Articles of incorporation
Commerce commissioner, filing with, Minn. Statutes 2004 47.08, 53.03
Secretary of state, filing with, Minn. Statutes 2004 53.01
Assets
Capital assets, Minn. Statutes 2004 53.02, 53.05
Inventory, liquidation, Minn. Statutes 2004 49.24
Liquid assets, Minn. Statutes 2004 53.07
Security, Federal Deposit Insurance Corporation loans, Minn. Statutes 2004 49.05
Assignments, insolvency, Minn. Statutes 2004 49.013
Attachments, possession by Commerce Department, Minn. Statutes 2004 49.04
Audits and examinations
Agreements with Commerce Department, Minn. Statutes 2004 53.09
Certificates, ascertaining assets, Minn. Statutes 2004 53.03
Commerce Department, duties, Minn. Statutes 2004 46.04, 53.09
Compliance examinations, Minn. Statutes 2004 53.09
Fees, Minn. Statutes 2004 46.131, 53.09
Frequency, Minn. Statutes 2004 46.04, 53.09
Requirements, generally, Minn. Statutes 2004 46.04
Background checks, acquisition, Minn. Statutes 2004 46.048
Banking corporations, depositing funds in, Minn. Statutes 2004 53.05
Banking institutions
Industrial loan and thrift companies defined as, Minn. Statutes 2004 46.047
Bills of exchange, discounting and purchasing, Minn. Statutes 2004 53.04
Boards of directors, see Directors, trustees, officers under this topic
Bonds (officers and fiduciaries)
Characteristics, generally, Minn. Statutes 2004 45.0291
Relicensure, conditions for, Minn. Statutes 2004 45.027
Branches, applications for, Minn. Statutes 2004 53.03
Bylaws
Commerce commissioner, filing with, Minn. Statutes 2004 53.03
Commerce Department, submitting to, Minn. Statutes 2004 53.05
Capital assets, Minn. Statutes 2004 53.02, 53.05
Capital stock, selling, Minn. Statutes 2004 53.02
Cashiers checks, issuance, Minn. Statutes 2004 53.05
Cease and desist orders, insurance, Minn. Statutes 2004 53.10
Certificates of authorization
Applications, Minn. Statutes 2004 53.03, 53.10
Contested cases, Minn. Statutes 2004 53.03
Forfeiture, liquidation, Minn. Statutes 2004 49.04
Certificates of indebtedness
Issuance and sale, Minn. Statutes 2004 53.04
Security for loans, using as, Minn. Statutes 2004 53.05
Charges and rates
Adjustment, implicit price deflator, use in calculating, Minn. Statutes 2004 47.59
Insurance, contracting for and receiving, Minn. Statutes 2004 56.155
Choses in action, discounting and purchasing, Minn. Statutes 2004 53.04
Closing, Minn. Statutes 2004 47.015
Conflict of laws, credit extension maximum rates, Minn. Statutes 2004 47.59
Contested cases
Certificates of authorization, applications for, Minn. Statutes 2004 53.03
Directors, trustees, or officers, removal of, Minn. Statutes 2004 46.26, 46.30
Violations, generally, Minn. Statutes 2004 46.24, 46.26, 46.30
Contracts
Credit sales or service, authority to make, Minn. Statutes 2004 53.04
Local public funds, investment, Minn. Statutes 2004 118A.05, 118A.07
Credit insurance, sales commissions, Minn. Statutes 2004 47.016
Credit sale contracts, Minn. Statutes 2004 47.59
Credit, extending, savings association powers, Minn. Statutes 2004 53.04
Custodians, industrial loan and thrift companies acting as
Medical savings accounts, Minn. Statutes 2004 47.75
Debt prorating companies, exclusion, Minn. Statutes 2004 332.13
Definitions
Acquisitions, Minn. Statutes 2004 46.047
Banking law, Minn. Statutes 2004 46.23
Consumer small loans, Minn. Statutes 2004 47.60
Deposit and investment of local public funds, Minn. Statutes 2004 118A.01
Financial institution credit extension maximum rates, Minn. Statutes 2004 47.59
Generally, Minn. Statutes 2004 53.015
Interest rates, usurious, Minn. Statutes 2004 334.02, 334.03
Motor vehicle retail installment sales, Minn. Statutes 2004 168.66
Residential Mortgage Originator and Servicer Licensing Act, Minn. Statutes 2004 58.02
Uniform Disposition of Unclaimed Property Act, Minn. Statutes 2004 345.31
Depositories
Local public funds, see Public funds under DEPOSITORIES
Deposits to
Authority to accept, Minn. Statutes 2004 53.01
Insolvent financial institutions, money collected, Minn. Statutes 2004 49.24
Savings deposits, see same under this topic
Directors, trustees, officers
Appointment, temporary, Minn. Statutes 2004 46.29
Fines, Minn. Statutes 2004 46.32
Insolvency, duty to report, Minn. Statutes 2004 49.013
Orders, violations, Minn. Statutes 2004 46.32
Quorum, lack caused by removal, Minn. Statutes 2004 46.29
Removal, Minn. Statutes 2004 46.26, 46.30
Residence, Minn. Statutes 2004 53.06
Service of process on, Minn. Statutes 2004 46.33
Disclosure
Finance charges, consumer loans and credit sales contracts, Minn. Statutes 2004 47.59
Negotiable order of withdrawal accounts, Minn. Statutes 2004 53.04
Dividends
Declaring, procedures, Minn. Statutes 2004 53.08
Unclaimed dividends, voluntary liquidation, Minn. Statutes 2004 49.215
Electronic funds transfers
Generally, see FUNDS TRANSFERS
Terminals, see ELECTRONIC FUNDS TRANSFER TERMINALS
Evidences of indebtedness, issuance, Minn. Statutes 2004 48.151
Examiners, see BANK EXAMINERS
FDIC, see FEDERAL DEPOSIT INSURANCE CORPORATION (FDIC)
Fees
Changing locations, Minn. Statutes 2004 53.03
Document changes, Minn. Statutes 2004 46.131
Examinations, Minn. Statutes 2004 46.131, 53.09
Filing fees, Minn. Statutes 2004 53.03
Generally, Minn. Statutes 2004 53.01
Investigations, Minn. Statutes 2004 46.05, 53.03
Records requested by government authorities, copying, Minn. Statutes 2004 48.513
Finance charges, Minn. Statutes 2004 47.59
Financial institutions, industrial loan and thrift companies defined as, Minn. Statutes 2004 47.59, 118A.01
Financial organizations
Industrial loan and thrift companies defined as, Minn. Statutes 2004 345.31
Fines
Commerce Department, imposing, Minn. Statutes 2004 45.027
Directors, trustees, officers, Minn. Statutes 2004 46.32
Generally, Minn. Statutes 2004 53.09
Loan and credit sale contract violations, Minn. Statutes 2004 47.59
Foreclosure consultants, exclusion, Minn. Statutes 2004 325N.01
Foreclosure purchasers, exclusion, Minn. Statutes 2004 325N.10
Garnishments, vacating
Possession by Commerce Department, Minn. Statutes 2004 49.04
Guardians, acting as, Minn. Statutes 2004 53.05
Impairment of capital, liquidation, Minn. Statutes 2004 49.04
Injunctions
Commerce Department, issuance by, Minn. Statutes 2004 45.027
Involuntary liquidation, Minn. Statutes 2004 49.04
Insolvency
Assignments prohibited, Minn. Statutes 2004 49.013
Commerce Department, borrowing from FDIC, Minn. Statutes 2004 49.05
Directors and officers, duties, Minn. Statutes 2004 49.013
Receiving deposits, Minn. Statutes 2004 624.68
Instruments, taking with blanks in, Minn. Statutes 2004 53.05
Insurance, obtaining, Minn. Statutes 2004 53.03, 53.07, 53.10
Interest
Charging, collecting, and receiving, Minn. Statutes 2004 53.04
Rates, advertising, Minn. Statutes 2004 45.025
Usurious interest, penalties, Minn. Statutes 2004 48.196
Interest rates, adjustment
Implicit price deflator, use in calculating, Minn. Statutes 2004 47.59
Interpretation of law
Commerce Commission, opinions, Minn. Statutes 2004 53.09
Liquidation, Minn. Statutes 2004 49.05
Loans and credit sale contracts, interest rates and charges, Minn. Statutes 2004 47.59
Intervening parties
Applications, certificates of authorization, Minn. Statutes 2004 53.03
Investigations
Compliance examinations, Minn. Statutes 2004 53.09
Fees, Minn. Statutes 2004 46.05
Generally, Minn. Statutes 2004 45.027, 46.05, 53.03
Involuntary liquidation, Minn. Statutes 2004 49.04
Judgments
Vacating, possession by Commerce Department, Minn. Statutes 2004 49.04
Lawsuits
Advertising, violations, Minn. Statutes 2004 45.025
Examinations fees, Minn. Statutes 2004 53.09
Liquidation, see same under this topic
Loan and credit sale contract violations, Minn. Statutes 2004 47.59
Stay, involuntary liquidation, Minn. Statutes 2004 49.04
Lenders, industrial loan and thrift companies defined as, Minn. Statutes 2004 334.02, 334.03
Levies, possession by Commerce Department, Minn. Statutes 2004 49.04
Licenses
Denial, revocation, or suspension, Minn. Statutes 2004 45.027
Motor vehicle sales finance company licenses, exemption, Minn. Statutes 2004 168.67
Regulated lenders, acting as, exemptions, Minn. Statutes 2004 56.002
Relicensure, conditions, Minn. Statutes 2004 45.027
Liquid assets, Minn. Statutes 2004 53.07
Liquidation
Certificates, filing, Minn. Statutes 2004 49.05
Completion, Minn. Statutes 2004 49.24, 49.30, 49.31
Consolidation during, Minn. Statutes 2004 49.06
Creditors, petitions by, completion committee, Minn. Statutes 2004 49.30
Foreclosure, certificates prior to sales, filing, Minn. Statutes 2004 49.05
Generally, Minn. Statutes 2004 49.24
Interpretation of law, Minn. Statutes 2004 49.05
Involuntary liquidation, Minn. Statutes 2004 49.04
Lawsuits, validation, certificates, Minn. Statutes 2004 49.05
Possession by Commerce Department, Minn. Statutes 2004 49.05, 49.24, 49.32
Power of attorney, executing, Minn. Statutes 2004 49.05
Subrogation, FDIC, Minn. Statutes 2004 49.05
Trustees, Minn. Statutes 2004 49.215
Voluntary liquidation, Minn. Statutes 2004 49.215
Liquidators
Federal Deposit Insurance Corporation, Minn. Statutes 2004 49.05
Lawsuits, see Liquidation under this topic
Loans by
Amounts of, Minn. Statutes 2004 53.05
Consumer small loans, Minn. Statutes 2004 47.60
Documenting, making, and securing, Minn. Statutes 2004 53.04
Generally, Minn. Statutes 2004 47.59
Interest, usurious interest, penalties, Minn. Statutes 2004 48.196
Overdraft checking plan loans, not authorized, Minn. Statutes 2004 53.04
Payday loans, Minn. Statutes 2004 47.60
Savings associations, powers as, Minn. Statutes 2004 53.04
Locations of business, Minn. Statutes 2004 53.03
Manufactured home sales, finance charges, Minn. Statutes 2004 47.59
Medical savings accounts, Minn. Statutes 2004 47.75
Motor vehicle retail installment sales contracts
Finance charges, Minn. Statutes 2004 47.59
Names
Commerce Department, submitting to, Minn. Statutes 2004 53.03
Prohibitions, Minn. Statutes 2004 53.05
Notes, discounting and purchasing, Minn. Statutes 2004 53.04
Notice given
Negotiable order of withdrawal accounts, Minn. Statutes 2004 53.04
Public funds (local), collateral, withdrawal, Minn. Statutes 2004 118A.03
Notice received, possession by Commerce Department, Minn. Statutes 2004 49.04
Officers, see Directors, trustees, officers under this topic
Orders
Directors, officers, or trustees, removal from office, Minn. Statutes 2004 46.26
Unsafe or unsound practices, cease and desist orders, Minn. Statutes 2004 46.24
Organization, Minn. Statutes 2004 53.01
Ownership, change in, reporting, Minn. Statutes 2004 53.09
Public demand for, determining, Minn. Statutes 2004 53.03
Publication by
Certificates of authorization applications, notice, Minn. Statutes 2004 53.03
Real estate licensure, exemptions, Minn. Statutes 2004 82.23
Records and record keeping
Access by government authorities, Minn. Statutes 2004 13A.01 to 13A.04, 13A.04, 48.513
Electronic maintenance and storage, Minn. Statutes 2004 46.04
Liquidation, disposition, Minn. Statutes 2004 49.24
Medical savings accounts, Minn. Statutes 2004 47.75
Optical image storage systems, Minn. Statutes 2004 46.04
Reference base index, implicit price deflator for gross domestic product defined as, Minn. Statutes 2004 47.59
Regulated lenders, acting as, Minn. Statutes 2004 56.002
Reports given
Change in ownership, Minn. Statutes 2004 53.09
Dividends, declaring, Minn. Statutes 2004 53.08
Insolvency, Minn. Statutes 2004 49.013
Quarterly reports, assets and liabilities, Minn. Statutes 2004 53.09
Transactions, regulated, Minn. Statutes 2004 45.027
Reserves, Minn. Statutes 2004 53.07
Residential mortgage originator and servicer licenses, exemptions, Minn. Statutes 2004 58.04, 58.05
Rulemaking about, general powers, Minn. Statutes 2004 46.01
Safe deposit boxes, renting, Minn. Statutes 2004 55.06
Sales finance companies
Industrial loan and thrift companies defined as, Minn. Statutes 2004 168.66
Saturdays, closing permitted, Minn. Statutes 2004 47.015
Savings accounts
Insuring, Minn. Statutes 2004 53.10
Receiving, Minn. Statutes 2004 53.04
Security for loans, using as, Minn. Statutes 2004 53.05
Savings associations, powers as, Minn. Statutes 2004 53.04
Savings deposits
Abandoned and unclaimed property, see ABANDONED AND UNCLAIMED PROPERTY
Insuring, Minn. Statutes 2004 53.10
Receiving, Minn. Statutes 2004 53.04
Security for loans, using as, Minn. Statutes 2004 53.05
Service of process on, procedure, Minn. Statutes 2004 45.028
Subpoenas, records, Minn. Statutes 2004 13A.02, 13A.04
Subsidiaries
Defined as financial institutions, Minn. Statutes 2004 58.02
Residential mortgage originator and servicer licenses, exemptions, Minn. Statutes 2004 58.04, 58.05
Supervision, Commerce Department powers, Minn. Statutes 2004 46.05
Surplus, amount necessary, Minn. Statutes 2004 53.02
Suspension, preferred deposits, Minn. Statutes 2004 49.24
Thrift certificates, issuance and sale, Minn. Statutes 2004 53.03
Transfers of money or property, insolvency, Minn. Statutes 2004 49.013
Trustees, see Directors, trustees, officers under this topic
Trustees, acting as, Minn. Statutes 2004 47.75, 53.05
Trusts, accepting, Minn. Statutes 2004 53.05
Violations and penalties
Consumer small loan regulations, Minn. Statutes 2004 47.60
Credit sale contract violations, Minn. Statutes 2004 47.59
Directors, trustees, officers, Minn. Statutes 2004 46.26, 46.32
Disobeying laws, generally, Minn. Statutes 2004 46.24
Generally, Minn. Statutes 2004 45.027
Insolvent institutions, receiving deposits, Minn. Statutes 2004 624.68
Loan finance charge violations, Minn. Statutes 2004 47.59
Orders violations, Minn. Statutes 2004 46.06, 46.32
Unsafe practices, Minn. Statutes 2004 46.24
Usurious interest, Minn. Statutes 2004 48.196
Voluntary liquidation, Minn. Statutes 2004 49.215