Minnesota Legislature
Office of the Revisor of Statutes
2024 Minnesota Statutes Index (topics)
FINANCIAL INSTITUTIONS
Abandoned or unclaimed property
Charges on deposits, Minn. Statutes 2024 345.41
Defined, Minn. Statutes 2024 345.31
Property presumed abandoned, Minn. Statutes 2024 345.32
Access to data
Child support enforcement procedures, Minn. Statutes 2024 518A.83
Financial data, child support or maintenance obligors, matching programs, Minn. Statutes 2024 13B.06
Government authorities, see Records and record keeping under this topic
Accounts, see BANK ACCOUNTS
Acquisitions, interstate acquisitions, Minn. Statutes 2024 50.245
Advertising
Electronic funds transfer terminals, Minn. Statutes 2024 47.67
Names, use, Minn. Statutes 2024 47.03
Restrictions, Minn. Statutes 2024 47.09
Savings departments, Minn. Statutes 2024 47.23
Agricultural credit corporations, state chartered, loans, interest rate limitations, Minn. Statutes 2024 334.061
Agriculture best management practices loans, Minn. Statutes 2024 17.117
Annuity contracts
Higher education supplemental retirement plan, Minn. Statutes 2024 354C.14
Individual retirement account plan, Minn. Statutes 2024 354D.08
Articles of incorporation, filing, Minn. Statutes 2024 47.08
Assignments to, income tax refunds, Minn. Statutes 2024 290.0679
Audits and examinations
Assessments, Minn. Statutes 2024 46.131
Data, classification, disclosure, Minn. Statutes 2024 46.07
Fees, Minn. Statutes 2024 46.131
General powers, Minn. Statutes 2024 46.04
Records, preserving, Minn. Statutes 2024 46.21
Background checks, acquisitions, Minn. Statutes 2024 46.048
Bank and trust companies, see Banks under TRUST COMPANIES
Banks, see BANKS
Board of directors or trustees, see Directors, trustees, or officers under this topic
Bonds (officers and fiduciaries)
Issuance, characteristics, Minn. Statutes 2024 45.0291
Relicensure, conditions for, Minn. Statutes 2024 45.027
Business continuity plans, security events, Minn. Statutes 2024 46A.03
Certificates of deposit, see CERTIFICATES OF DEPOSIT
Charges and rates, adjustment, calculation, Minn. Statutes 2024 47.59
Closing
Days designated by president or governor, Minn. Statutes 2024 47.0153
Emergencies, Minn. Statutes 2024 47.0151 to 47.0155
Temporarily, notice given, Minn. Statutes 2024 47.0154
Coin and currency, income and franchise taxes, property factor, determination, Minn. Statutes 2024 290.191
Collateral, public retirement plans, deposits, Minn. Statutes 2024 356A.06
Commerce Department, rulemaking authority, Minn. Statutes 2024 46.01
Community reinvestment rating, depositories, state funds, Minn. Statutes 2024 9.031
Complaints against, data, classification, Minn. Statutes 2024 46.07
Conflict of laws, credit extension maximum rates, Minn. Statutes 2024 47.59
Conflicts of interest, lease agreements, Minn. Statutes 2024 47.10
Contested cases
Financial data, child support or maintenance obligors, matching programs, computerized comparison of data, Minn. Statutes 2024 13B.06
Removal, directors, trustees, officers, Minn. Statutes 2024 46.26, 46.30
Violations of law, generally, Minn. Statutes 2024 46.24, 46.26, 46.30
Contracts and agreements
Federal banking laws, Minn. Statutes 2024 48.56
Public assistance checks, processing, Minn. Statutes 2024 142A.03, 256.01, 393.07
School districts, lines of credit, Minn. Statutes 2024 123B.14
Cooperation, Housing Finance Agency, Minn. Statutes 2024 462A.235
Corporations
Business corporation law, application, Minn. Statutes 2024 47.13
Certificates of incorporation
Amendments, Minn. Statutes 2024 47.171
Contents, Minn. Statutes 2024 47.12
Filing, Minn. Statutes 2024 47.16
Restatement, Minn. Statutes 2024 47.172
Corporate powers, Minn. Statutes 2024 47.12
Formation, procedure, Minn. Statutes 2024 47.12
Credit card receivables, income and franchise taxes, property and receipts factors, determination, Minn. Statutes 2024 290.191
Credit insurance, sales commissions, Minn. Statutes 2024 47.016
Credit sale contracts, Minn. Statutes 2024 47.59
Credit unions, see CREDIT UNIONS
Currency exchanges, see CURRENCY EXCHANGES
Custodial accounts
Higher education supplemental retirement plan, Minn. Statutes 2024 354C.14
Individual retirement account plan, Minn. Statutes 2024 354D.08
Minnesota secure choice retirement program, Minn. Statutes 2024 187.06
Customer information security program
Annual reports, Minn. Statutes 2024 46A.03
Confidential information, classification, Minn. Statutes 2024 46A.01, 46A.08
Disaster and continuity plans, Minn. Statutes 2024 46A.03
Elements required, Minn. Statutes 2024 46A.03
Enforcement, Minn. Statutes 2024 46A.07
Exemptions, Minn. Statutes 2024 46A.04
Federal regulations, Minn. Statutes 2024 46A.05
Investigations and examinations, Minn. Statutes 2024 46A.07, 46A.08
Notification event, defined, Minn. Statutes 2024 46A.01
Purpose, Minn. Statutes 2024 46A.02
Risk assessment, control, Minn. Statutes 2024 46A.03
Security events
Notification, Minn. Statutes 2024 46A.06
Procedures, Minn. Statutes 2024 46A.08
Standards, Minn. Statutes 2024 46A.02
Testing and monitoring, Minn. Statutes 2024 46A.03
Cybersecurity events
Incident response plan, Minn. Statutes 2024 46A.03
Notification event, Minn. Statutes 2024 46A.06
Procedures, Minn. Statutes 2024 46A.08
Data
Access to data, see same under this topic
Account or transaction numbers, inactive investigative data, Minn. Statutes 2024 13.82
Complaints against, classification, Minn. Statutes 2024 46.07
Customer information security program, Minn. Statutes 2024 46A.01
Customer records, classification, Minn. Statutes 2024 13A.02
Examination data, Minn. Statutes 2024 46.07
Personally identifiable financial information, defined, Minn. Statutes 2024 46A.01
Publicly available information, defined, Minn. Statutes 2024 46A.01
Tax debtor data match reports, classification, Minn. Statutes 2024 13B.07
Debt prorating companies, see DEBT PRORATING COMPANIES
Debt rating, long term, workers' compensation self-insurance, security deposits, Minn. Statutes 2024 79A.04
Definitions
Agricultural Development Act, Minn. Statutes 2024 41C.02
Banking holidays, Minn. Statutes 2024 47.015
Banking law, Minn. Statutes 2024 46.23
Campaign finance and public disclosure, Minn. Statutes 2024 10A.01
Customer information security program, Minn. Statutes 2024 46A.01
Deposit and investment of local public funds, Minn. Statutes 2024 118A.01
Electronic Authentication Act, Minn. Statutes 2024 325K.01
Electronic funds transfer terminals, Minn. Statutes 2024 47.61, 47.69
Emergency suspension of business, Minn. Statutes 2024 47.0151
Financial institution information release, Minn. Statutes 2024 13A.01
Financial services provider, Minn. Statutes 2024 45A.01
Income and franchise taxes, Minn. Statutes 2024 290.01, 290.0679
Insurance law, Minn. Statutes 2024 60A.091
Liquidation, reorganization, consolidation, Minn. Statutes 2024 49.01
Multiparty accounts, Minn. Statutes 2024 524.6-201
Public pension fiduciary responsibility, Minn. Statutes 2024 356A.01
Reinsurance Intermediary Act, Minn. Statutes 2024 60A.705
Residential Mortgage Originator and Servicer Licensing Act, Minn. Statutes 2024 58.02
Rural Finance Authority Act, Minn. Statutes 2024 41B.02
Savings Association Act, Minn. Statutes 2024 51A.02
Tax debtor data matches, Minn. Statutes 2024 13B.07
Transfers to minors, Minn. Statutes 2024 527.21
Unclaimed property, disposition, Minn. Statutes 2024 345.31
Depositories, see DEPOSITORIES
Deposits in
Attachment, Minn. Statutes 2024 609.532
Automatic deposits, legislators retirement plan, Minn. Statutes 2024 3A.13
Charges, abandoned or unclaimed property, Minn. Statutes 2024 345.41
Creditors' claims, Minn. Statutes 2024 550.135, 550.143, 550.37
Direct deposit, state employees, Minn. Statutes 2024 16A.133
Employers' funds, levies for collection of unemployment insurance taxes, priority, Minn. Statutes 2024 268.058
Higher education supplemental retirement plan, Minn. Statutes 2024 354C.14
Income and franchise taxes, Minn. Statutes 2024 290.015, 290.191
Individual retirement account plan, Minn. Statutes 2024 354B.25, 354D.08
Personal property taxes, delinquent taxes, levies for collection or payment, priority, Minn. Statutes 2024 277.21
Receiving when insolvent, Minn. Statutes 2024 624.68
Security deposits, workers' compensation self-insurance, Minn. Statutes 2024 79A.04
Setoffs, taxes, levies for collection or payment, priority, Minn. Statutes 2024 277.21
Trustee powers, Minn. Statutes 2024 501C.0816
Directors, trustees, or officers
Federal banking laws, use, generally, Minn. Statutes 2024 48.56
Incident response plan, annual reports, Minn. Statutes 2024 46A.03
Quorum, lack caused by removal, Minn. Statutes 2024 46.29
Removal, Minn. Statutes 2024 46.26
Service of process on, Minn. Statutes 2024 46.33
Statements by, setoffs against deposits, Minn. Statutes 2024 277.21
Temporary appointments, Minn. Statutes 2024 46.29
Unemployment insurance levies, setoff rights, time of exercise, affidavits, Minn. Statutes 2024 268.058
Violations of orders, Minn. Statutes 2024 46.32
Disaster recovery plans, security events, Minn. Statutes 2024 46A.03
Disclosure
Examination data, Minn. Statutes 2024 46.07
Finance charges, consumer loans and credit sales contracts, Minn. Statutes 2024 47.59
Discrimination, unfair discriminatory practices, Minn. Statutes 2024 363A.09
Electronic funds transfer terminals, Minn. Statutes 2024 47.61 to 47.74
Electronic funds transfers, see Electronic payments under ELECTRONIC TRANSACTIONS
Electronic information processing devices, electronic funds transfer terminals, exclusion, Minn. Statutes 2024 47.61
Eligible agricultural lenders, financial institutions defined as, Minn. Statutes 2024 41B.02
Emergencies, closing during, Minn. Statutes 2024 47.0151 to 47.0155
Enforcement of law, Commerce Department, powers, Minn. Statutes 2024 46.01
Examiners, see BANK EXAMINERS
Federal associations (savings), see FEDERAL ASSOCIATIONS (SAVINGS)
Federal home loan banks, memberships, Minn. Statutes 2024 47.18, 47.19
Federal Home Loan Mortgage Corporation, see FEDERAL HOME LOAN MORTGAGE CORPORATION (FREDDIE MAC)
Federal National Mortgage Association, see FEDERAL NATIONAL MORTGAGE ASSOCIATION (FANNIE MAE)
Federally insured financial institutions, savings accounts, deferred compensation, state plan, Minn. Statutes 2024 352.965
Fees
Delinquent taxes, collection, Minn. Statutes 2024 270C.54
Document changes, Minn. Statutes 2024 46.131
Examinations, Minn. Statutes 2024 46.131
Financial data provided to public authorities, matching programs, Minn. Statutes 2024 13B.06
Investigations, Minn. Statutes 2024 46.05
Public assistance checks, processing, Minn. Statutes 2024 142A.03, 256.01
Records requested by government authorities, copying, Minn. Statutes 2024 48.513
Fiduciary services, income and franchise taxes, receipts factor, determination, Minn. Statutes 2024 290.191
Finance charges, Minn. Statutes 2024 47.59
Finance companies, see FINANCE COMPANIES
Financial crimes, see Financial crimes under CRIMES
Financial data on child support and maintenance obligors, providing to public authorities, Minn. Statutes 2024 13B.06
Financial services providers
Definitions, Minn. Statutes 2024 45A.01
Financial exploitation of seniors or vulnerable adults
Delaying distributions, Minn. Statutes 2024 45A.06, 45A.07
Governmental disclosures, Minn. Statutes 2024 45A.02, 45A.03
Third-party disclosures, Minn. Statutes 2024 45A.04, 45A.05
Fines
Commerce Department, imposing, Minn. Statutes 2024 45.027
Directors, trustees, or officers, violations, Minn. Statutes 2024 46.32
Loan and credit sale contract violations, Minn. Statutes 2024 47.59
Garnishment proceedings, Minn. Statutes 2024 571.91 to 571.915, 571.925
Goodwill, income and franchise taxes, property factor, exclusion, Minn. Statutes 2024 290.191
Governing board, see Directors, trustees, or officers under this topic
Government National Mortgage Association, investments in, Minn. Statutes 2024 61A.28
Housing Finance Agency
Cooperation, Minn. Statutes 2024 41C.05
First-generation homebuyers down payment assistance fund
Partnering, Minn. Statutes 2024 462A.41
Loans to, Minn. Statutes 2024 462A.05, 462A.21
Income and franchise taxes, see INCOME AND FRANCHISE TAXES
Incorporation, violations, injunctions, Minn. Statutes 2024 316.12
Indebtedness, neglect, refusal, or inability to pay, Minn. Statutes 2024 316.12
Industrial loan and thrift companies, see INDUSTRIAL LOAN AND THRIFT COMPANIES
Injunctions
Commerce Department, issuing by, Minn. Statutes 2024 45.027
Incorporation violations, Minn. Statutes 2024 316.12
Insolvency proceedings, Minn. Statutes 2024 316.12
Insolvency
Proceedings, generally, Minn. Statutes 2024 316.12
Receiving deposits, Minn. Statutes 2024 624.68
Insurance companies, see INSURANCE COMPANIES
Intangible property, income and franchise taxes, property factor, determination, Minn. Statutes 2024 290.191
Interest, income and franchise taxes, receipts factor, Minn. Statutes 2024 290.191
Interest rates
Adjustment, calculation, Minn. Statutes 2024 47.59
Loans secured by savings deposits, Minn. Statutes 2024 334.012
Investigations
Commerce Department, generally, Minn. Statutes 2024 45.027, 46.05
County attorneys, funds, Minn. Statutes 2024 388.15
Fees, Minn. Statutes 2024 46.05
Subpoenas of records, Minn. Statutes 2024 388.23
Vulnerable adults, financial exploitation, Minn. Statutes 2024 626.557
Investment companies, see INVESTMENT COMPANIES
Investments permitted
Development corporations, Minn. Statutes 2024 301.84
Income and franchise taxes, receipts factor, Minn. Statutes 2024 290.191
Savings association accounts, Minn. Statutes 2024 51A.31
Savings bank accounts, Minn. Statutes 2024 50.17
Joint stock companies, see JOINT STOCK COMPANIES
Judgments, attorney's summary executions, Minn. Statutes 2024 551.05
Lawsuits
Child support and maintenance obligors, financial data, unauthorized disclosure, Minn. Statutes 2024 13B.06
Loan and credit sale contract violations, Minn. Statutes 2024 47.59
Lease financing receivables, income and franchise taxes, property factor, determination, Minn. Statutes 2024 290.191
Leases
Conflicts of interest, Minn. Statutes 2024 47.10
Income and franchise taxes, receipts factor, determination, Minn. Statutes 2024 290.191
Lenders, financial institutions defined as, agricultural resource loan guaranty program, Minn. Statutes 2024 41A.02
Lending institutions, financial institutions defined as, Minn. Statutes 2024 41C.02
Letters of credit
Formal requirements, Minn. Statutes 2024 336.5-104
Reinsurance, security for reduction of liability, Minn. Statutes 2024 60A.093
Workers' compensation self-insurance, security deposits, Minn. Statutes 2024 79A.04
Liability
Limitations, Minn. Statutes 2024 13B.06, 299A.61
Multiparty accounts, Minn. Statutes 2024 524.6-202
Tax debtor data matches, disclosure, Minn. Statutes 2024 13B.07
Licenses, Minn. Statutes 2024 45.027
Loans by
Assets securing, income and franchise taxes, property factor determination, Minn. Statutes 2024 290.191
Consumer short-term loans, Minn. Statutes 2024 47.601
Consumer small loans, Minn. Statutes 2024 47.60, 47.603
Contracts for deed, defined as executory contract, Minn. Statutes 2024 47.20
Development corporations, Minn. Statutes 2024 301.78
Generally, Minn. Statutes 2024 47.59
Income and franchise taxes, receipts factor, determination, Minn. Statutes 2024 290.191
Live checks, effect, Minn. Statutes 2024 47.605
Mortgage loans, see MORTGAGES
Motor vehicle title loans, Minn. Statutes 2024 47.602
Participation loans, income and franchise taxes, property factor, determination, Minn. Statutes 2024 290.191
Payday loans, Minn. Statutes 2024 47.60, 47.601, 47.603
Setoffs against deposits, Minn. Statutes 2024 268.058, 277.21
Syndication loans, income and franchise taxes, property factor, determination, Minn. Statutes 2024 290.191
Unrequested checks, Minn. Statutes 2024 47.605
Mail and mailing, loan solicitations, Minn. Statutes 2024 47.605
Manufactured home sales, finance charges, Minn. Statutes 2024 47.59
Matching programs, computerized comparison of data, child support and maintenance obligors, generally, Minn. Statutes 2024 13B.06
Merchant discount income receivables, income and franchise taxes, property and receipts factors, determination, Minn. Statutes 2024 290.191
Money market instruments, income and franchise taxes, property factor, determination, Minn. Statutes 2024 290.191
Mortgages, see MORTGAGES
Motor vehicle retail installment sales contracts, finance charges, Minn. Statutes 2024 47.59
Motor vehicle sales finance companies, see MOTOR VEHICLE SALES FINANCE COMPANIES
Multiparty accounts, see Financial institutions under MULTIPARTY ACCOUNTS
Names, deceptive use, Minn. Statutes 2024 325F.69
Net income, income and franchise taxes, Minn. Statutes 2024 290.191
Officers, see Directors, trustees, or officers under this topic
Offices
Closed during emergencies, Minn. Statutes 2024 47.0152
Closing, temporary, Minn. Statutes 2024 47.0153
Orders
Directors, officers, or trustees, removal from office, Minn. Statutes 2024 46.26
Unsafe or unsound practices, cease and desist orders, Minn. Statutes 2024 46.24
Payments by
Individual retirement account plans
Arts Board and Humanities Commission, Minn. Statutes 2024 354D.08
State colleges and universities, Minn. Statutes 2024 354B.25
Third-party vendors, income tax refund assignments, Minn. Statutes 2024 290.0679
Personal property, income and franchise taxes, property factor, determination, Minn. Statutes 2024 290.191
Presumptions, income and franchise taxes, solicitation of business, rebuttable presumptions, Minn. Statutes 2024 290.015
Qualified United States financial institutions, defined, Minn. Statutes 2024 60A.091
Real property, income and franchise taxes, property factor, determination, Minn. Statutes 2024 290.191
Records and record keeping
Access by government authorities
Definitions, Minn. Statutes 2024 13A.01
Delayed notice, order, Minn. Statutes 2024 13A.03
Fees for copying, Minn. Statutes 2024 48.513
Generally, Minn. Statutes 2024 13A.02 to 13A.04
Identity theft, Minn. Statutes 2024 609.527
Vulnerable adults, Minn. Statutes 2024 626.557
Electronic maintenance and storage, Minn. Statutes 2024 46.04
Optical image storage systems, Minn. Statutes 2024 46.04
Subpoenas, Minn. Statutes 2024 8.16, 13A.02, 13A.04, 388.23
Tax audits, Minn. Statutes 2024 270C.31
Red lining, unfair discriminatory practice, Minn. Statutes 2024 363A.09
Reference base index, implicit price deflator for gross domestic product defined as, Minn. Statutes 2024 47.59
Regulated lenders, see REGULATED LENDERS
Relocation, temporary, emergencies, Minn. Statutes 2024 47.0152
Rentals, income and franchise taxes, receipts factor, determination, Minn. Statutes 2024 290.191
Reports given, transactions, regulated, Minn. Statutes 2024 45.027
Residential mortgage originator and servicer licenses, exemptions, Minn. Statutes 2024 58.04, 58.05
Residential real estate closing agents, choice, Minn. Statutes 2024 507.45
Review of investments, individual retirement account plan, Minn. Statutes 2024 354B.25, 354D.08
Safe deposit companies, see SAFE DEPOSIT COMPANIES
Savings associations, see SAVINGS ASSOCIATIONS
Savings banks, see SAVINGS BANKS
Securities, income and franchise taxes. property factor, determination, Minn. Statutes 2024 290.191
Security events
Defined, Minn. Statutes 2024 46A.01
Incident response plan, Minn. Statutes 2024 46A.03
Notification event
Defined, Minn. Statutes 2024 46A.01
Procedures, Minn. Statutes 2024 46A.06
Procedures, Minn. Statutes 2024 46A.08
Risk assessment, control, Minn. Statutes 2024 46A.03
Service of process on, procedure, Commerce Department, Minn. Statutes 2024 45.028
Solicitation of business, presumptions, income and franchise taxes, rebuttable presumption, Minn. Statutes 2024 290.015
Standard practices, letters of credit
Issuers' obligations, Minn. Statutes 2024 336.5-108
Judicial interpretation, Minn. Statutes 2024 336.5-108
Transfer by operation of law, Minn. Statutes 2024 336.5-113
Street name or nominee name, defined, Minn. Statutes 2024 527.21
Subpoenas
Attorney general, duties, Minn. Statutes 2024 8.16
County attorneys, duties, Minn. Statutes 2024 8.16
Records, access by government authorities, Minn. Statutes 2024 13A.02, 13A.04
Tax audits, Minn. Statutes 2024 270C.32
Supervision, Commerce Department, powers, Minn. Statutes 2024 46.05
Tax debtor data matches, Minn. Statutes 2024 13B.07
Traceable funds, creditors' claims, exemptions, Minn. Statutes 2024 550.37
Transfers on death, see Transfer on death, nontestamentary under DEATH
Trust companies, see TRUST COMPANIES
Trustee's bonds, Minn. Statutes 2024 501C.0702
Unclaimed property, Minn. Statutes 2024 345.31, 345.32, 345.41
Unfair discriminatory practices
Generally, Minn. Statutes 2024 363A.09
Real property, see Unfair discriminatory practices under REAL PROPERTY
Unregulated financial institutions, assets, apportionment, income and franchise taxes, property factor, determination, Minn. Statutes 2024 290.191
Violations and penalties
Directors, trustees, or officers, violations, generally, Minn. Statutes 2024 46.26
Disobeying laws, generally, Minn. Statutes 2024 46.24
Financial data on child support and maintenance obligors, matching programs, Minn. Statutes 2024 13B.06
Generally, Minn. Statutes 2024 45.027
Incorporation violations, injunctions, Minn. Statutes 2024 316.12
Insolvent institutions, Minn. Statutes 2024 316.12, 624.68
Voluntary dissolution, property held in the course of, presumption of abandonment, Minn. Statutes 2024 345.36
Waiver
Detached banking facilities, location, Minn. Statutes 2024 47.521
Location, laws governing, Minn. Statutes 2024 47.0152