Minnesota Legislature
Office of the Revisor of Statutes
Minnesota Rules Index (topics)
LIFE INSURANCE
Actuarial opinions
Adverse opinions, Minn. Rules 2711.0240
Adverse or qualified opinions, Minn. Rules 2711.0230
Alternative options, Minn. Rules 2711.0240
Annual statements
Asset adequacy analysis, basis for, Minn. Rules 2711.0230, 2711.0240
Asset adequacy analysis not included, Minn. Rules 2711.0230
Defined, Minn. Rules 2711.0210
Requirements, generally, Minn. Rules 2711.0200, 2711.0220
Appointed actuaries
Defined, Minn. Rules 2711.0210, 2711.0220
Records and record keeping, Minn. Rules 2711.0240
Requirements, generally, Minn. Rules 2711.0220
Asset adequacy analysis
Defined, Minn. Rules 2711.0210
Requirements, Minn. Rules 2711.0200, 2711.0230, 2711.0240
Standards, Minn. Rules 2711.0220
2001 CSO Mortality Table, conditions for use, Minn. Rules 2747.0030
Assumptions, Minn. Rules 2711.0240
Data furnished by other persons, Minn. Rules 2711.0230
Deficiency reserves, calculation, Minn. Rules 2747.0030
Definitions, Minn. Rules 2711.0210
Exemptions, Minn. Rules 2711.0220
Foreign or alien companies, Minn. Rules 2711.0220
Independent reviews, Minn. Rules 2711.0240
Liabilities to be covered, Minn. Rules 2711.0220
Memorandum in support, Minn. Rules 2711.0200, 2711.0240
New issues, claims, or liabilities, assumptions, Minn. Rules 2711.0230
Professional judgment in performing, Minn. Rules 2711.0200
Qualified actuaries, Minn. Rules 2711.0210, 2711.0220
Qualified opinions, Minn. Rules 2711.0240
Records and record keeping, Minn. Rules 2711.0240
Refusal to issue, Minn. Rules 2711.0240
Regulatory asset adequacy issues summary, Minn. Rules 2711.0240, 2747.0030
Requirements, generally, Minn. Rules 2711.0220
Scope of rules, Minn. Rules 2711.0200
Annuities, see ANNUITIES
Applications, filing fees, Minn. Rules 2605.0300
Armed forces members, sales to, false, misleading, deceptive, or unfair practices, Minn. Rules 2753.0100 to 2753.0500
Authority for rules, variable life insurance policies, Minn. Rules 2750.0200
Cash value, variable life insurance policies
Applications, statement, Minn. Rules 2750.4200
Requirements, Minn. Rules 2750.1200, 2750.1300
Certificates and certification, filing fees, Minn. Rules 2605.0300
Charges and rates
Filing fees, Minn. Rules 2605.0300, 2605.0400, 2605.0500
Minimum period for a policy year, Minn. Rules 2747.0050
Policy fees, deficiency reserve calculations, Minn. Rules 2747.0030
Reentry provisions, valuation exceptions, Minn. Rules 2747.0010
Tabular cost of insurance, defined, Minn. Rules 2747.0020
Charter policies, defined, Minn. Rules 2700.3100
Contracts
Filing fees, Minn. Rules 2605.0300
Variable basis contracts, Minn. Rules 2747.0010
Credit life insurance, generally, see CREDIT INSURANCE
Death benefits, variable life insurance policies
Applications, statement, Minn. Rules 2750.4200
Requirements, Minn. Rules 2750.1200, 2750.1300
Definitions
Actuarial opinions, Minn. Rules 2711.0210
Life insurance policies, valuation, Minn. Rules 2747.0020, 2747.0050, 2748.0010
Unfair trade practices, Minn. Rules 2700.3100
Variable life insurance policies, Minn. Rules 2750.0100
Discrimination
Contracts, prohibited practices, Minn. Rules 2735.0100 to 2735.0500
Sex-distinct and sex-neutral policies, exception, Minn. Rules 2748.0050
False, misleading, deceptive, or unfair practices, armed forces members, sales to, Minn. Rules 2753.0100 to 2753.0500
Group life insurance
Replacement coverage, Minn. Rules 2755.0100 to 2755.0500
Valuation, application of rules, exceptions, Minn. Rules 2747.0010
Guaranteed annual endowments, defined, Minn. Rules 2700.3100
Incidental insurance benefits, variable life insurance policies
Charges, disclosure requirements, Minn. Rules 2750.3700
Defined, Minn. Rules 2750.0100
Mandatory requirements, Minn. Rules 2750.1300
Payment, Minn. Rules 2750.1500
Reserve liabilities, Minn. Rules 2750.2300
Life insurance companies
Actuarial opinions, see same under this topic
Disclosure, variable life insurance, Minn. Rules 2750.3700, 2750.4100
Foreign life insurance companies
Actuarial opinions, Minn. Rules 2711.0220
Modified guaranteed annuities, compliance with rules, Minn. Rules 2751.1100
Variable life insurance, compliance with rules, Minn. Rules 2750.4400
Investments by, variable life insurance, separate accounts, Minn. Rules 2750.3300 to 2750.3600, 2750.4100, 2750.4300
Records and record keeping, actuarial opinions, Minn. Rules 2711.0240
Reports given
Annuity issuers, Minn. Rules 2751.0500, 2751.1000
Variable life insurance, Minn. Rules 2750.4300
Reserves, see same under this topic
Separate accounts
Modified guaranteed annuities, Minn. Rules 2751.0900
Variable life insurance policies, Minn. Rules 2750.3000 to 2750.3700
Marketing standards, Minn. Rules 2790.0100 to 2790.2200
Mortality tables
Composite mortality tables, Minn. Rules 2748.0010, 2748.0030
Gender-blended tables, Minn. Rules 2748.0050
Generally, Minn. Rules 2752.0010 to 2752.0040
Smoker and nonsmoker mortality tables, defined, Minn. Rules 2748.0010
2001 CSO Mortality Table
Application to valuation procedures, Minn. Rules 2747.0065
Defined, Minn. Rules 2748.0010
Incorporation by reference, Minn. Rules 2748.0020
Policies
Changed policies, reserve requirements, Minn. Rules 2747.0030
Contract segmentation method, Minn. Rules 2747.0020
Definitions, unfair trade practices, Minn. Rules 2700.3100
Endorsements, filing fees, Minn. Rules 2605.0300, 2605.0500
Filing fees, generally, Minn. Rules 2605.0300, 2605.0400, 2605.0500
Forms, name or title requirements, Minn. Rules 2700.3200
Gender-blended mortality tables, Minn. Rules 2748.0050
Group life insurance certificates, valuation, application of rules, exceptions, Minn. Rules 2747.0010
Juvenile policies, unitary reserves exemptions, Minn. Rules 2747.0040
Reentry provisions, valuation, application of rules, exceptions, Minn. Rules 2747.0010
Riders, filing fees, Minn. Rules 2605.0300
Secondary guarantee period, Minn. Rules 2747.0010, 2747.0050
Secondary guarantee policies, Minn. Rules 2747.0050, 2748.0040
Sex-distinct or sex-neutral policies, Minn. Rules 2748.0050
Term life insurance, attained-age-based yearly renewable policies, reserves, optional exemption, Minn. Rules 2747.0040
Universal life policies
Defined, Minn. Rules 2747.0020
Valuation, application of rules, exceptions, Minn. Rules 2747.0010, 2747.0040
Valuation, see same under this topic
Variable life insurance policies, see same under this topic
Policyholders, reports received
Modified guaranteed annuities, Minn. Rules 2751.1000
Variable life insurance policies, Minn. Rules 2750.4300
Profit-sharing policies, defined, Minn. Rules 2700.3100
Refunds, filing fees, prohibited, Minn. Rules 2605.0400
Regional treatment center clients, personal property, exclusion, Minn. Rules 9515.2500
Reinsurance
Actuarial opinions, see same under this topic
Term reinsurance, yearly renewable, optional reserves exemption, Minn. Rules 2747.0040
Replacement insurance, group life insurance, Minn. Rules 2755.0100 to 2755.0500
Reporting, deficiency reserves, actuarial reports, Minn. Rules 2747.0030
Reserves
Actuarial opinions, see same under this topic
Adequacy, documentation, Minn. Rules 2747.0030
Attained-age-based yearly renewable term life insurance policies, optional exemption, Minn. Rules 2747.0040
Basic reserves
Calculation, Minn. Rules 2747.0030, 2747.0040, 2748.0040
Generally, Minn. Rules 2747.0040
Minimum reserve liabilities, computation, Minn. Rules 2747.0030
Secondary guarantee, Minn. Rules 2747.0050
2001 CSO Mortality Table, Minn. Rules 2747.0065
Changed policies, Minn. Rules 2747.0030
Deficiency reserves
Actuarial opinions and reports, Minn. Rules 2747.0030
Calculation, Minn. Rules 2747.0030, 2747.0040, 2748.0040
Generally, Minn. Rules 2747.0040
Secondary guarantees, Minn. Rules 2747.0050
Select mortality factors, use, Minn. Rules 2747.0030
Definitions, Minn. Rules 2747.0020
Guaranteed cash surrender values, unusual pattern, Minn. Rules 2747.0040
Minimum mortality standard, Minn. Rules 2747.0030
Minimum reserves, secondary guarantee period, Minn. Rules 2747.0050
Modified guaranteed annuities, Minn. Rules 2751.0800
Secondary guarantee period policies, Minn. Rules 2747.0050, 2748.0040
Segmented reserves, Minn. Rules 2747.0020, 2747.0030
Select mortality factors, use, Minn. Rules 2747.0030
Standard valuation, Minn. Rules 2747.0020
Unitary reserves, Minn. Rules 2747.0040
Variable life insurance policies, Minn. Rules 2750.2100 to 2750.2300
Yearly renewable term reinsurance, optional exemption, Minn. Rules 2747.0040
Risk, defined, Minn. Rules 2700.3100
Rules, filing fees, Minn. Rules 2605.0500
Sales, false, misleading, deceptive, or unfair practices, sales to armed forces members, Minn. Rules 2753.0100 to 2753.0500
Scope of rules
Valuation, Minn. Rules 2747.0020
Variable life insurance policies, Minn. Rules 2750.0200
Select mortality factors
Election for use, Minn. Rules 2747.0030
Female, Minn. Rules 2747.0060
Male, Minn. Rules 2747.0060
Sex-blended tables, Minn. Rules 2747.0060
Smoker and nonsmoker mortality tables, Minn. Rules 2748.0010, 2748.0030
Ten-year, Minn. Rules 2747.0020, 2747.0030
Separate accounts, Minn. Rules 2747.0010
State nursing home residents, personal property, exclusion, Minn. Rules 9515.2500
Term life insurance, policies, see Policies under this topic
2001 CSO Mortality Table, policy valuation, use for, Minn. Rules 2747.0065, 2748.0010 to 2748.0050
Unfair or deceptive trade practices
Agents, solicitors, and brokers, Minn. Rules 2700.3100 to 2700.3400
Definitions, Minn. Rules 2700.3100
Generally, Minn. Rules 2700.3200
Policies, Minn. Rules 2700.3100 to 2700.3400
Unfair trade practices
Generally, Minn. Rules 2700.3100 to 2700.3400
Sex-distinct and sex-neutral policies, exception, Minn. Rules 2748.0050
Violations and penalties, Minn. Rules 2700.3300
Valuation
Application of rules, Minn. Rules 2747.0010
CSO valuation tables (1980), defined, Minn. Rules 2747.0020
Definitions, Minn. Rules 2747.0020
Maximum valuation interest rates, defined, Minn. Rules 2747.0020
Minimum valuation standards
Calculation, Minn. Rules 2747.0010
Guaranteed nonlevel benefits other than universal life policies, Minn. Rules 2747.0010, 2747.0040
2001 CSO Mortality Table, Minn. Rules 2747.0065, 2748.0010 to 2748.0050
Mortality tables, election for use in calculation, Minn. Rules 2747.0030, 2747.0065, 2748.0010 to 2748.0050
Scope of rules, Minn. Rules 2747.0020
Standards
Effective date, Minn. Rules 2747.0060
Guaranteed nonlevel benefits policies, Minn. Rules 2747.0040
Secondary guarantee period policies, Minn. Rules 2747.0050
Variable basis contracts, valuation, application of rules, exceptions, Minn. Rules 2747.0010
Variable life insurance policies
Agents, qualification, Minn. Rules 2750.4500
Application of rules, Minn. Rules 2750.0300, 2750.3000
Applications, Minn. Rules 2750.4100, 2750.4200
Authority for rules, Minn. Rules 2750.0200
Benefit requirements, Minn. Rules 2750.1200
Cash value, Minn. Rules 2750.1200, 2750.1300, 2750.4200
Death benefits, Minn. Rules 2750.1200, 2750.1300, 2750.4200
Definitions, Minn. Rules 2750.0100
Design requirements, Minn. Rules 2750.1200
Filing, Minn. Rules 2750.0300, 2750.3600, 2750.4500
Foreign life insurance companies, compliance with rules, Minn. Rules 2750.4400
Form, conformance with statutes, Minn. Rules 2750.1100
Information about, Minn. Rules 2750.4100
Insurers, generally, Minn. Rules 2750.0300
Loan provisions, Minn. Rules 2750.1400
Nonforfeiture provisions, Minn. Rules 2750.1300
Participating basis provisions, Minn. Rules 2750.1500
Provisions, Minn. Rules 2750.1300 to 2750.1500
Reports about, Minn. Rules 2750.4300
Requirements, generally, Minn. Rules 2750.1300
Reserve liabilities, Minn. Rules 2750.2100 to 2750.2300
Sale, qualifications of agents, Minn. Rules 2750.4500
Scope of rules, Minn. Rules 2750.0200
Separate accounts
Amounts, Minn. Rules 2750.3200
Application of rules, Minn. Rules 2750.3000
Charges against, Minn. Rules 2750.3700
Investments by, Minn. Rules 2750.3300, 2750.3600
Ownership, Minn. Rules 2750.3400
Requirements, generally, Minn. Rules 2750.3100
Valuation, Minn. Rules 2750.3500
Suicide exclusions, Minn. Rules 2750.1500