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Office of the Revisor of Statutes

Minnesota Session Laws 2004 to 2025 Index (topics)

MORTGAGES

Accelerated mortgage payment providers, records and fees, Minn. Law 2020 c 80 art 1 s 23

Assignments

Copies, for redemption, Minn. Law 2004 c 234 s 5

Recording, Minn. Law 2004 c 153 s 2

Borrowers, ability to pay, verification, Minn. Law 2007 c 18

Buyer's ability to pay, analysis

Residential mortgage loan originators and servicers, Minn. Law 2008 c 241

Certificates of release or partial release of lien, Minn. Law 2013 c 10 s 2

Certificates of satisfaction of mortgage, Minn. Law 2004 c 153

"Churning", Minn. Law 2007 c 18

Churning, residential mortgage loans, Minn. Law 2024 c 114 art 2 s 30

common interest communities (CICs), Minn. Law 2005 c 121 s 24

Contracts for deeds, investor sellers, requirements and duties, Minn. Law 2024 c 123 art 16 s 15

Customer information security program, Minn. Law 2024 c 114 art 2 s 1 to 2024 c 114 art 2 s 8

Definitions

Customer information security program, Minn. Law 2024 c 114 art 2 s 1

Residential Mortgage Originator and Servicer Licensing Act, Minn. Law 2024 c 114 art 2 s 16 to 2024 c 114 art 2 s 18

Definitions, Residential Mortgage Originator and Servicer Licensing Act, Minn. Law 2019 c 19 s 3

Discharge, electronic records, Minn. Law 2008 c 238 art 3 s 13

Discharges, recording, Minn. Law 2004 c 153 s 2

Discriminatory provisions restricting conveyance of real property, Minn. Law 2019 c 45 s 1 to 2019 c 45 s 5

documents, recording, technical changes, Minn. Law 2005 c 4 s 133, 134

First-generation homebuyers down payment assistance program, Minn. Law 2023 c 37 art 2 s 3

Foreclosure, see FORECLOSURE

Foreclosure advice notices, Minn. Law 2004 c 263 s 22, 23

Foreclosure consultants, contracts

Arbitration requirements, Minn. Law 2004 c 263 s 9

Cancellation rights, Minn. Law 2004 c 263 s 2

Definitions, Minn. Law 2004 c 263 s 1

Form, Minn. Law 2004 c 263 s 3

Homeowners' waivers of rights, Minn. Law 2004 c 263 s 5

Lawsuits, Minn. Law 2004 c 263 s 6

Notices, Minn. Law 2004 c 263 s 3

Severability of law, Minn. Law 2004 c 263 s 8, 25

Violations, Minn. Law 2004 c 263 s 4, 7

Foreclosure purchasers, contracts

Advice notices about, Minn. Law 2004 c 263 s 22

Arbitration of disputes, Minn. Law 2004 c 263 s 16

Cancellation rights, Minn. Law 2004 c 263 s 13, 14

Definitions, Minn. Law 2004 c 263 s 10

Foreclosure reconveyances, Minn. Law 2004 c 263 s 17

Form, Minn. Law 2004 c 263 s 11

Homeowners' waivers of rights, Minn. Law 2004 c 263 s 15

Lawsuits, Minn. Law 2004 c 263 s 18

Notices, Minn. Law 2004 c 263 s 12, 14

Severability of law, Minn. Law 2004 c 263 s 25

Terms generally, Minn. Law 2004 c 263 s 12

Violations, Minn. Law 2004 c 263 s 17, 18

Foreclosures by advertisement

Notices, contents, Minn. Law 2004 c 234 s 3

Redemptions by creditors, Minn. Law 2004 c 234 s 4

Redemptions generally, Minn. Law 2004 c 234 s 5

Power of attorney to foreclose, Minn. Law 2004 c 153 s 2

foreclosures, see FORECLOSURE

common interest communities (CICs), Minn. Law 2005 c 121 s 31

foreclosure advice notices, Minn. Law 2005 c 119 s 5 to 2005 c 119 s 7

foreclosure notices, correction, Minn. Law 2005 c 10 art 1 s 76

foreclosure purchasers, correction, Minn. Law 2005 c 10 art 1 s 67

recording, technical changes, Minn. Law 2005 c 4 s 2, 141, 144 to 151

Housing cooperatives, rights, powers of cooperative regarding, Minn. Law 2024 c 96 art 1 s 19

Investment grade, Minn. Law 2019 c 19 s 1

Investor sellers, contracts for deeds, requirements and duties, Minn. Law 2024 c 123 art 16 s 15

Liens, certificates of release or partial release, Minn. Law 2014 c 266 s 10

Liens, certificates of release or partial release of lien, Minn. Law 2013 c 10 s 2

Loans

Applications, information from, sale, Minn. Law 2007 c 105 s 1

Predatory lending, Minn. Law 2007 c 18, 2007 c 74

Subprime loans, Minn. Law 2007 c 74

Mortgage brokers, agency relationships, Minn. Law 2007 c 18 s 4 to 2007 c 18 s 6

Mortgage brokers, customer information security program, Minn. Law 2024 c 114 art 2 s 1 to 2024 c 114 art 2 s 8

mortgage consumer education, Minn. Law 2005 1Sp c 1 art 3 s 4

mortgage credit certificate aid, repeal, Minn. Law 2005 1Sp c 1 art 4 s 124

Mortgage loan counselors and counseling agencies, list, Minn. Law 2013 c 85 art 6 s 12

Mortgage loan originators

Audits and examinations, costs, Minn. Law 2014 c 222 art 1 s 9

False statements, Minn. Law 2014 c 198 art 4 s 2

License violations and penalties, Minn. Law 2014 c 313 s 1

Mortgage loans

Long-term mortgage loans, Minn. Law 2004 c 263 s 20

Residential mortgage loans

Applications, unreasonable delay in processing, Minn. Law 2004 c 203 art 1 s 4

Table funding, Minn. Law 2004 c 203 art 1 s 1, 11

Mortgage loans, low- and moderate-income affordable housing programs, mortgage registry taxes, Minn. Law 2021 1Sp c 14 art 13 s 10

Mortgagees designated as nominees or agents, Minn. Law 2004 c 153 s 2

Nationwide Multistate Licensing System and Registry, see under RESIDENTIAL MORTGAGE ORIGINATORS AND SERVICERS

Predatory lending

Prosecution for other crimes, Minn. Law 2008 c 215 s 2

Residential mortgage loans, Minn. Law 2008 c 276

Predatory lending practices, Minn. Law 2007 c 18, 2007 c 74

Predatory lending practices, residential mortgage loans, Minn. Law 2024 c 114 art 2 s 30

Prepayment penalties, restrictions, Minn. Law 2019 c 19 s 2

Public property, exemptions, Minn. Law 2021 1Sp c 14 art 13 s 10

Public utilities, Minn. Law 2020 c 118 s 4, 2021 c 18

Purchase-money mortgages

Amounts considered purchase money, Minn. Law 2004 c 234 s 2

Conveyance by spouses, Minn. Law 2004 c 234 s 1

Receiverships, Minn. Law 2012 c 143 art 1 s 5, 2012 c 143 art 3 s 27, 2016 c 135 art 3 s 1

Releases, recording, Minn. Law 2004 c 153 s 2

Residential mortgage fraud, and prosecution for other crimes, Minn. Law 2008 c 215 s 2

Residential mortgage loans

Applications, unreasonable delay in processing, Minn. Law 2004 c 203 art 1 s 4

Defined, Minn. Law 2024 c 114 art 2 s 17

Predatory lending practices, Minn. Law 2024 c 114 art 2 s 30

Table funding, Minn. Law 2004 c 203 art 1 s 1, 11

Residential mortgage originators, Minn. Law 2005 c 118 s 8, 9

Contracts, contents, Minn. Law 2004 c 203 art 1 s 2

Table funding violations, Minn. Law 2004 c 203 art 1 s 1

Trust accounts, Minn. Law 2004 c 203 art 1 s 3

Residential mortgage originators, predatory lending, Minn. Law 2007 c 18, 2007 c 74

Residential, originators and servicers, see RESIDENTIAL MORTGAGE ORIGINATORS AND SERVICERS

Restrictions, discriminatory provisions restricting conveyance of real property, Minn. Law 2019 c 45 s 1 to 2019 c 45 s 5

Reverse mortgages, Minn. Law 2021 c 9 s 1 to 2021 c 9 s 4

Counseling requirement, Minn. Law 2010 c 375 s 3

Default by lender, forfeiture of right to repayment, Minn. Law 2010 c 375 s 4

Definitions, Minn. Law 2010 c 375 s 1

Insurance product sales in connection with, Minn. Law 2010 c 375 s 6, 7

Repayment, conditions for, Minn. Law 2010 c 375 s 2

Residential mortgage originators, Minn. Law 2010 c 375 s 7

Seven-day cooling off period, right of rescission, Minn. Law 2010 c 375 s 5

Reverse mortgages, 12-month redemption period, Minn. Law 2011 c 66 s 7

Reverse mortgages, revisor's correction, Minn. Law 2019 c 50 art 1 s 15

Rural Finance Authority, seller-sponsored loans, security, Minn. Law 2024 c 126 art 2 s 58, 2024 c 127 art 38 s 58

S.A.F.E. Mortgage Licensing Act, Minn. Law 2010 c 347 art 4

Satisfaction

Certificates of satisfaction of mortgage, Minn. Law 2004 c 153 s 1

Secure and Fair Enforcement for Mortgage Licensing Act, Minn. Law 2010 c 347 art 4

Tax-exempt property, mortgage registry taxes, Minn. Law 2021 1Sp c 14 art 13 s 10

Transaction agents, Minn. Law 2008 c 238 art 1 s 1

Notice of note owner, providing to borrower, Minn. Law 2011 c 61 s 1